CoverageForm 410-K10-Q8-K13D13G13F

UPWK · Upwork, Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · UPWK

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$195.48M-$201.73M$194.94M$192.71M-$193.78M$193.13M$190.94M-
Cost of Revenue$44.64M-$45.84M$43.43M$41.81M-$43.41M$43.85M$44.19M-
Gross Profit$150.84M-$155.89M$151.51M$150.90M-$150.37M$149.28M$146.74M-
R&D$43.31M-$47.49M$44.84M$46.15M-$50.41M$52.47M$52.92M-
SG&A$35.16M-$41.26M$35.66M$28.05M-$31.28M$29.92M$32.00M-
Total Operating Expenses$118.12M-$126.13M$118.94M$112.21M-$129.57M$131.50M$133.69M-
D&A$9.10M-$700.0K$400.0K$3.15M-$700.0K$600.0K$600.0K-
Operating Income$32.72M-$29.76M$32.56M$38.69M-$20.79M$17.78M$13.05M-
Interest Expense----------
Income Tax$6.25M-$6.34M$5.72M$7.28M-$1.13M$1.18M$1.33M-
Net Income$31.46M-$29.34M$32.73M$37.73M-$27.76M$22.22M$18.44M-
EPS - Basic$0.25-$0.22$0.25$0.28-$0.21$0.17$0.14-
EPS - Diluted$0.24-$0.21$0.24$0.27-$0.20$0.17$0.13-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$328.40M$294.36M$260.84M$291.07M$304.45M$305.76M$288.46M$182.80M$24.67M$79.64M
Accounts Receivable$75.91M$76.24M$76.43M$71.23M$77.92M$75.49M$69.45M$116.52M$114.40M$103.06M
Inventory----------
Accounts Payable$11.09M$7.86M$8.51M$1.03M$4.12M$6.13M$5.60M$5.86M$5.92M$5.06M
Current Assets$883.30M$950.83M$948.95M$938.98M$938.01M$911.05M$904.29M$855.66M$848.02M$883.37M
Total Assets$1.24B$1.30B$1.31B$1.26B$1.24B$1.21B$1.06B$1.01B$1.00B$1.04B
Current Liabilities$647.20M$650.17M$660.48M$279.62M$274.70M$268.43M$284.44M$285.10M$289.49M$293.00M
Long-term Debt$360.23M$0$0$358.85M$358.39M$357.93M$357.47M$357.01M$356.55M$356.09M
Total Liabilities$672.33M$669.26M$683.08M$653.06M$645.72M$636.24M$651.49M$647.47M$651.94M$656.47M
Stockholders' Equity$569.63M$630.32M$628.13M$608.65M$594.34M$575.38M$411.17M$361.10M$348.88M$381.07M
Retained Earnings$68.41M$36.95M$21.32M($8.02M)($40.75M)($78.48M)($225.64M)($253.40M)($275.62M)($294.06M)

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$23.02M---$36.97M---$5.66M-
Investing Cash Flow$118.21M---($5.22M)---$6.14M-
Financing Cash Flow($84.25M)---($13.14M)---($56.22M)-
CapEx$1.72M---$2.47M---$177.0K-
Free Cash Flow$21.30M---$34.49M---$5.48M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin77.2%-77.3%77.7%78.3%-77.6%77.3%76.9%-
Operating margin16.7%-14.8%16.7%20.1%-10.7%9.2%6.8%-
EBITDA margin21.4%-15.1%16.9%21.7%-11.1%9.5%7.1%-
Net margin16.1%-14.5%16.8%19.6%-14.3%11.5%9.7%-
Free cash flow margin10.9%---17.9%---2.9%-
FCF / Net income0.68---0.91---0.30-
R&D / Revenue22.2%-23.5%23.0%23.9%-26.0%27.2%27.7%-
SG&A / Revenue18.0%-20.5%18.3%14.6%-16.1%15.5%16.8%-
Effective tax rate16.6%-17.8%14.9%16.2%-3.9%5.0%6.7%-
Return on assets2.5%-2.2%2.6%3.0%-2.6%2.2%1.8%-
Return on equity5.5%-4.7%5.4%6.3%-6.8%6.2%5.3%-
Return on invested capital2.9%-3.9%2.9%3.4%-2.6%2.4%1.7%-
Liquidity
Current ratio1.361.461.443.363.413.393.183.002.933.01
Quick ratio1.361.461.443.363.413.393.183.002.933.01
Cash ratio0.510.450.391.041.111.141.010.640.090.27
Leverage
Debt / Equity0.630.000.000.590.600.620.870.991.020.93
Debt / Assets0.290.000.000.280.290.300.340.350.360.34
Debt / EBITDA8.61-0.0010.898.57-16.6319.4226.12-
Interest coverage----------
Equity multiplier2.182.062.092.072.092.112.582.792.872.72
Liabilities / Assets0.540.510.520.520.520.530.610.640.650.63
Efficiency
Asset turnover0.16-0.150.150.16-0.180.190.19-
Inventory turnover----------
Days sales outstanding142d-138d133d148d-131d220d219d-
Days inventory outstanding----------
Days payable outstanding91d-68d9d36d-47d49d49d-
Cash conversion cycle----------
Valuation
P / E45.7x-88.4x56.0x48.3x-52.2x63.2x94.3x-
P / B2.6x-4.1x3.1x3.1x-3.5x4.1x5.0x-
P / S7.6x-12.9x9.7x9.7x-7.5x7.7x9.2x-
EV / EBITDA36.3x-76.6x59.2x45.8x-70.9x90.3x153.4x-
Growth
Revenue growth (YoY)1.4%-4.1%0.9%0.9%-10.3%14.5%18.7%-
Revenue CAGR (3y)6.7%-8.3%7.5%10.9%-14.8%15.9%18.9%-
Revenue CAGR (5y)11.5%-15.8%17.4%18.3%-19.7%21.1%26.4%-
Gross profit growth (YoY)-0.0%-3.7%1.5%2.8%-13.5%16.9%21.8%-
Operating income growth (YoY)-15.4%-43.1%83.1%196.5%-81.3%---
Net income growth (YoY)-16.6%-5.7%47.3%104.6%-69.9%-7.4%-
EPS growth (YoY)-11.1%-5.0%41.2%107.7%-66.7%---
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)-38.3%---529.5%-----
FCF CAGR (5y)63.8%-------3.8%-
Book value growth (YoY)-4.2%9.5%52.8%68.6%70.4%51.0%19.9%17.7%20.7%53.1%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$787.78M total
Reportable Segment$787.78M · 100.0%

Product / service

$787.78M total
Enterprise$682.88M · 86.7%
Marketplace$104.90M · 13.3%

Geographic

$443.34M total
Rest Of World$171.71M · 38.7%
US$113.98M · 25.7%
PH$57.87M · 13.1%
IN$53.53M · 12.1%
PK$46.24M · 10.4%

Peer comparison

Same SIC group: Services-Computer Processing & Data Preparation

CompanyRevenue (last FY)Net marginROE
TOST$6.15B5.6%16.1%
PEGA$1.75B22.5%50.0%
WDAY$9.55B7.3%8.9%
CARG$906.98M17.2%41.7%
RAMP$812.94M18.0%15.0%

Comparing UPWORK against the 5 most active filers in the same SIC group.