UPBD · Upbound Group, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.22B | - | $1.16B | $1.16B | $1.18B | - | $1.07B | $1.08B | $1.10B | - |
| Cost of Revenue | $633.27M | - | $601.64M | $585.71M | $626.23M | - | $557.77M | $544.55M | $566.90M | - |
| Gross Profit | $586.46M | - | $563.08M | $571.83M | $550.13M | - | $511.09M | $531.96M | $529.07M | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $57.09M | - | $50.25M | $63.41M | $63.79M | - | $51.46M | $53.64M | $55.10M | - |
| Total Operating Expenses | $509.02M | - | $510.32M | $521.09M | $487.51M | - | $441.03M | $451.30M | $467.31M | - |
| D&A | $20.15M | - | - | - | $17.52M | - | $12.77M | $12.62M | $13.47M | - |
| Operating Income | $77.44M | - | $52.75M | $50.73M | $62.62M | - | $70.06M | $80.66M | $61.76M | - |
| Interest Expense | $26.88M | - | $28.66M | $28.52M | $27.80M | - | $26.80M | $28.37M | $29.99M | - |
| Income Tax | $15.48M | - | $6.65M | $7.36M | $10.72M | - | $13.29M | $12.48M | $4.89M | - |
| Net Income | $35.79M | - | $13.22M | $15.48M | $24.79M | - | $30.86M | $33.95M | $27.69M | - |
| EPS - Basic | $0.62 | - | $0.23 | $0.27 | $0.44 | - | $0.56 | $0.62 | $0.51 | - |
| EPS - Diluted | $0.61 | - | $0.22 | $0.26 | $0.42 | - | $0.55 | $0.61 | $0.50 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $98.41M | $120.53M | $107.02M | $106.84M | $107.33M | $60.86M | $85.05M | $82.52M | $84.79M | $93.70M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.13B | $3.28B | $3.21B | $3.10B | $3.04B | $2.65B | $2.58B | $2.62B | $2.63B | $2.72B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.41B | $2.58B | $2.52B | $2.41B | $2.36B | $2.02B | $1.97B | $2.02B | $2.05B | $2.16B |
| Stockholders' Equity | $715.73M | $695.74M | $687.30M | $685.55M | $679.21M | $628.98M | $611.82M | $596.30M | $578.29M | $560.37M |
| Retained Earnings | $1.03B | $1.02B | $1.02B | $1.03B | $1.04B | $1.04B | $1.03B | $1.02B | $1.00B | $994.89M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $170.66M | - | - | - | $137.74M | - | - | - | $45.42M | - |
| Investing Cash Flow | ($34.02M) | - | - | - | ($285.44M) | - | - | - | ($11.72M) | - |
| Financing Cash Flow | ($158.65M) | - | - | - | $194.20M | - | - | - | ($42.80M) | - |
| CapEx | $15.96M | - | $20.50M | $18.25M | $10.58M | - | $17.95M | $14.43M | $11.82M | - |
| Free Cash Flow | $154.70M | - | - | - | $127.16M | - | - | - | $33.60M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 48.1% | - | 48.3% | 49.4% | 46.8% | - | 47.8% | 49.4% | 48.3% | - |
| Operating margin | 6.3% | - | 4.5% | 4.4% | 5.3% | - | 6.6% | 7.5% | 5.6% | - |
| EBITDA margin | 8.0% | - | - | - | 6.8% | - | 7.7% | 8.7% | 6.9% | - |
| Net margin | 2.9% | - | 1.1% | 1.3% | 2.1% | - | 2.9% | 3.2% | 2.5% | - |
| Free cash flow margin | 12.7% | - | - | - | 10.8% | - | - | - | 3.1% | - |
| FCF / Net income | 4.32 | - | - | - | 5.13 | - | - | - | 1.21 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 4.7% | - | 4.3% | 5.5% | 5.4% | - | 4.8% | 5.0% | 5.0% | - |
| Effective tax rate | 30.2% | - | 33.5% | 32.2% | 30.2% | - | 30.1% | 26.9% | 15.0% | - |
| Return on assets | 1.1% | - | 0.4% | 0.5% | 0.8% | - | 1.2% | 1.3% | 1.1% | - |
| Return on equity | 5.0% | - | 1.9% | 2.3% | 3.7% | - | 5.0% | 5.7% | 4.8% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 2.9x | - | 1.8x | 1.8x | 2.3x | - | 2.6x | 2.8x | 2.1x | - |
| Equity multiplier | 4.37 | 4.71 | 4.67 | 4.52 | 4.48 | 4.21 | 4.21 | 4.39 | 4.54 | 4.86 |
| Liabilities / Assets | 0.77 | 0.79 | 0.79 | 0.78 | 0.78 | 0.76 | 0.76 | 0.77 | 0.78 | 0.79 |
| Efficiency | ||||||||||
| Asset turnover | 0.39 | - | 0.36 | 0.37 | 0.39 | - | 0.41 | 0.41 | 0.42 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 29.6x | - | 107.4x | 96.5x | 57.0x | - | 58.2x | 50.3x | 70.4x | - |
| P / B | 1.5x | - | 2.0x | 2.1x | 2.1x | - | 2.9x | 2.9x | 3.4x | - |
| P / S | 0.9x | - | 1.2x | 1.3x | 1.2x | - | 1.7x | 1.6x | 1.8x | - |
| EV / EBITDA | 9.9x | - | - | - | 16.1x | - | 20.6x | 17.5x | 25.0x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 3.7% | - | 9.0% | 7.5% | 7.3% | - | 9.2% | 9.9% | 7.9% | - |
| Revenue CAGR (3y) | 6.3% | - | 4.4% | 2.6% | 0.5% | - | -3.3% | -3.4% | 1.9% | - |
| Revenue CAGR (5y) | 3.3% | - | 10.3% | 11.1% | 10.9% | - | 10.5% | 10.4% | 9.5% | - |
| Gross profit growth (YoY) | 6.6% | - | 10.2% | 7.5% | 4.0% | - | 2.8% | 5.1% | 4.5% | - |
| Operating income growth (YoY) | 23.7% | - | -24.7% | -37.1% | 1.4% | - | 20.7% | -4.0% | - | - |
| Net income growth (YoY) | 44.4% | - | -57.2% | -54.4% | -10.5% | - | 607.3% | - | -41.5% | - |
| EPS growth (YoY) | 45.2% | - | -60.0% | -57.4% | -16.0% | - | 587.5% | - | -40.5% | - |
| EPS CAGR (3y) | -10.1% | - | - | -7.6% | - | - | 21.1% | -12.2% | -7.9% | - |
| EPS CAGR (5y) | -1.0% | - | -28.2% | -18.0% | -13.8% | - | -0.4% | -18.5% | 30.9% | - |
| FCF growth (YoY) | 21.7% | - | - | - | 278.4% | - | - | - | -65.0% | - |
| FCF CAGR (5y) | 4.5% | - | - | - | 27.2% | - | - | - | -14.4% | - |
| Book value growth (YoY) | 5.4% | 10.6% | 12.3% | 15.0% | 17.5% | 12.2% | 2.4% | -4.7% | -13.7% | 6.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$4.70B totalAcima$2.51B · 53.5%
Rent ACenter$1.90B · 40.4%
Brigit$206.02M · 4.4%
Mexico$79.39M · 1.7%
Geographic
$4.70B totalUS$4.62B · 98.3%
MX$79.39M · 1.7%
Peer comparison
Same SIC group: Services-Equipment Rental & Leasing, NEC
Comparing UPBOUND GROUP against the 5 most active filers in the same SIC group.
Dividends
$1.56/share trailing 12 months · +2.6% YoY
| Ex-date | Per share |
|---|---|
| Apr 7, 2026 | $0.3900 |
| Dec 17, 2025 | $0.3900 |
| Sep 30, 2025 | $0.3900 |
| Jun 17, 2025 | $0.3900 |
| Apr 2, 2025 | $0.3900 |
| Dec 18, 2024 | $0.3900 |
| Oct 1, 2024 | $0.3700 |
| Jun 18, 2024 | $0.3700 |
| Apr 2, 2024 | $0.3700 |
| Dec 18, 2023 | $0.3700 |
| Oct 2, 2023 | $0.3400 |
| Jun 16, 2023 | $0.3400 |
| Apr 4, 2023 | $0.3400 |
| Dec 19, 2022 | $0.3400 |
| Oct 3, 2022 | $0.3400 |
| Jun 17, 2022 | $0.3400 |
| Apr 4, 2022 | $0.3400 |
| Dec 15, 2021 | $0.3400 |
| Sep 27, 2021 | $0.3100 |
| Jun 21, 2021 | $0.3100 |
| Apr 5, 2021 | $0.3100 |
| Dec 14, 2020 | $0.3100 |
| Oct 6, 2020 | $0.2900 |
| Jul 9, 2020 | $0.2900 |