CoverageForm 410-K10-Q8-K13D13G13F

TOST · Toast, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · TOST

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$1.63B-$1.63B$1.55B$1.34B-$1.30B$1.24B$1.07B-
Cost of Revenue$1.18B-$1.20B$1.16B$991.00M-$983.00M$956.00M$826.00M-
Gross Profit$447.00M-$432.00M$392.00M$346.00M-$322.00M$286.00M$249.00M-
R&D$97.00M-$102.00M$91.00M$84.00M-$89.00M$87.00M$83.00M-
SG&A$84.00M-$102.00M$79.00M$79.00M-$80.00M$75.00M$74.00M-
Total Operating Expenses$337.00M-$348.00M$312.00M$303.00M-$288.00M$281.00M$305.00M-
D&A$10.00M---$19.00M---$11.00M-
Operating Income$110.00M-$84.00M$80.00M$43.00M-$34.00M$5.00M($56.00M)-
Interest Expense----------
Income Tax$5.00M-($1.00M)$3.00M$2.00M-$1.00M$0$1.00M-
Net Income$126.00M-$105.00M$80.00M$56.00M-$56.00M$14.00M($83.00M)-
EPS - Basic$0.21-$0.18$0.14$0.10-$0.10$0.03($0.15)-
EPS - Diluted$0.20-$0.16$0.13$0.09-$0.07$0.02($0.15)-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$1.10B$1.35B$1.36B$1.19B$1.00B$903.00M$761.00M$691.00M$578.00M$605.00M
Accounts Receivable$138.00M$127.00M$121.00M$121.00M$118.00M$115.00M$105.00M$101.00M$86.00M$69.00M
Inventory$136.00M$114.00M$104.00M$103.00M$111.00M$118.00M$106.00M$110.00M$120.00M$118.00M
Accounts Payable$70.00M$47.00M$50.00M$49.00M$48.00M$37.00M$30.00M$33.00M$49.00M$32.00M
Current Assets$2.59B$2.67B$2.50B$2.32B$2.12B$1.98B$1.80B$1.74B$1.65B$1.57B
Total Assets$3.09B$3.15B$2.97B$2.77B$2.56B$2.41B$2.23B$2.15B$2.05B$1.96B
Current Liabilities$1.06B$969.00M$911.00M$894.00M$844.00M$811.00M$748.00M$736.00M$713.00M$663.00M
Long-term Debt----------
Total Liabilities$1.10B$1.02B$957.00M$949.00M$891.00M$863.00M$807.00M$872.00M$849.00M$764.00M
Stockholders' Equity$1.99B$2.12B$2.01B$1.82B$1.67B$1.54B$1.42B$1.28B$1.20B$1.19B
Retained Earnings($1.14B)($1.26B)($1.36B)($1.47B)($1.55B)($1.60B)($1.64B)($1.69B)($1.71B)($1.62B)

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$132.00M---$79.00M---($20.00M)-
Investing Cash Flow($75.00M)---$22.00M---($29.00M)-
Financing Cash Flow($227.00M)---$73.00M---$73.00M-
CapEx$17.00M---$10.00M---$13.00M-
Free Cash Flow$115.00M---$69.00M---($33.00M)-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin27.4%-26.5%25.3%25.9%-24.7%23.0%23.2%-
Operating margin6.7%-5.1%5.2%3.2%-2.6%0.4%-5.2%-
EBITDA margin7.4%---4.6%----4.2%-
Net margin7.7%-6.4%5.2%4.2%-4.3%1.1%-7.7%-
Free cash flow margin7.1%---5.2%----3.1%-
FCF / Net income0.91---1.23---0.40-
R&D / Revenue6.0%-6.2%5.9%6.3%-6.8%7.0%7.7%-
SG&A / Revenue5.2%-6.2%5.1%5.9%-6.1%6.0%6.9%-
Effective tax rate3.8%--1.0%3.6%3.4%-1.8%0.0%--
Return on assets4.1%-3.5%2.9%2.2%-2.5%0.6%-4.0%-
Return on equity6.3%-5.2%4.4%3.3%-3.9%1.1%-6.9%-
Return on invested capital----------
Liquidity
Current ratio2.442.752.742.592.512.442.412.362.322.37
Quick ratio2.312.642.622.482.382.292.272.212.152.19
Cash ratio1.031.401.491.341.191.111.020.940.810.91
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage----------
Equity multiplier1.551.481.481.521.531.561.571.681.711.64
Liabilities / Assets0.360.320.320.340.350.360.360.400.410.39
Efficiency
Asset turnover0.53-0.550.560.52-0.590.580.52-
Inventory turnover8.70-11.5511.248.93-9.278.696.88-
Days sales outstanding31d-27d28d32d-29d30d29d-
Days inventory outstanding42d-32d32d41d-39d42d53d-
Days payable outstanding22d-15d15d18d-11d13d22d-
Cash conversion cycle51d-43d46d55d-58d59d61d-
Valuation
P / E132.6x-228.2x340.7x368.6x-404.4x1288.5x--
P / B8.0x-11.0x14.7x12.0x-11.8x11.8x11.3x-
P / S9.8x-13.6x17.3x15.0x-12.8x12.2x12.7x-
EV / EBITDA123.8x---306.4x-----
Growth
Revenue growth (YoY)21.9%-25.1%24.8%24.4%-26.5%27.0%31.3%-
Revenue CAGR (3y)25.8%-29.5%53.8%35.7%-39.0%---
Revenue CAGR (5y)----------
Gross profit growth (YoY)29.2%-34.2%37.1%39.0%-42.5%37.5%43.1%-
Operating income growth (YoY)155.8%-147.1%1500.0%----39.1%-
Net income growth (YoY)125.0%-87.5%471.4%-----2.5%-
EPS growth (YoY)122.2%-128.6%550.0%----6.3%-
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)66.7%-------42.1%-
FCF CAGR (5y)----------
Book value growth (YoY)18.9%37.5%41.8%41.7%39.1%29.4%23.6%18.9%9.6%8.7%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$6.15B total
Reportable Segment$6.15B · 100.0%

Product / service

$6.15B total
Technology Service$5.04B · 81.9%
License$936.00M · 15.2%
Product And Professional Services$180.00M · 2.9%

Peer comparison

Same SIC group: Services-Computer Processing & Data Preparation

CompanyRevenue (last FY)Net marginROE
PEGA$1.75B22.5%50.0%
WDAY$9.55B7.3%8.9%
CARG$906.98M17.2%41.7%
RAMP$812.94M18.0%15.0%
OOMA--7.0%

Comparing Toast against the 5 most active filers in the same SIC group.