TIPT · Tiptree Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | - | $540.30M | $528.75M | $497.43M | - | $494.36M | $546.67M | $498.22M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | $11.55M | $12.59M | $10.56M | - | $11.03M | $10.33M | $10.52M | - |
| Total Operating Expenses | $9.00M | - | $502.03M | $476.04M | $472.08M | - | $457.58M | $506.03M | $468.52M | - |
| D&A | $356.0K | - | $5.26M | $4.92M | $4.88M | - | $5.39M | $5.29M | $5.57M | - |
| Operating Income | ($12.58M) | - | $38.28M | $52.71M | $25.35M | - | $36.78M | $40.65M | $29.70M | - |
| Interest Expense | - | - | $10.69M | $10.86M | $10.36M | - | $7.61M | $8.02M | $8.29M | - |
| Income Tax | ($1.15M) | - | $22.67M | $21.61M | $12.38M | - | $16.31M | $18.67M | $13.82M | - |
| Net Income | $14.25M | - | $6.42M | $18.96M | $5.63M | - | $11.91M | $12.85M | $9.05M | - |
| EPS - Basic | $0.38 | - | $0.17 | $0.50 | $0.15 | - | $0.32 | $0.35 | $0.24 | - |
| EPS - Diluted | $0.34 | - | $0.13 | $0.37 | $0.13 | - | $0.29 | $0.31 | $0.22 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $33.40M | $30.78M | $366.09M | $383.83M | $342.28M | $320.07M | $396.19M | $497.34M | $474.56M | $468.71M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | $36.25M | $54.85M | - | - | - | $38.17M | - | - | - | - |
| Total Assets | $6.97B | $6.84B | $6.42B | $6.15B | $5.82B | $5.69B | $5.51B | $5.30B | $5.19B | $5.14B |
| Current Liabilities | $27.93M | $29.10M | - | - | - | $15.57M | - | - | - | - |
| Long-term Debt | $64.13M | $63.95M | $507.56M | $493.03M | $495.27M | $0 | $388.52M | $387.34M | $405.76M | $402.41M |
| Total Liabilities | $6.22B | $6.09B | $5.67B | $5.42B | $5.14B | $5.04B | $4.85B | $4.69B | $4.59B | $4.56B |
| Stockholders' Equity | $504.28M | $508.55M | $505.17M | $499.84M | $473.72M | $457.70M | $461.95M | $436.45M | $424.74M | $416.87M |
| Retained Earnings | $133.55M | $121.57M | $119.94M | $115.79M | $99.09M | $95.72M | $87.81M | $78.11M | $67.49M | $60.66M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($18.16M) | - | - | - | ($33.32M) | - | - | - | $62.70M | - |
| Investing Cash Flow | ($17.77M) | - | - | - | ($18.07M) | - | - | - | $40.47M | - |
| Financing Cash Flow | $15.97M | - | - | - | $61.30M | - | - | - | $7.98M | - |
| CapEx | - | - | - | - | $1.12M | - | - | - | $787.0K | - |
| Free Cash Flow | - | - | - | - | ($34.44M) | - | - | - | $61.92M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | 7.1% | 10.0% | 5.1% | - | 7.4% | 7.4% | 6.0% | - |
| EBITDA margin | - | - | 8.1% | 10.9% | 6.1% | - | 8.5% | 8.4% | 7.1% | - |
| Net margin | - | - | 1.2% | 3.6% | 1.1% | - | 2.4% | 2.4% | 1.8% | - |
| Free cash flow margin | - | - | - | - | -6.9% | - | - | - | 12.4% | - |
| FCF / Net income | - | - | - | - | -6.11 | - | - | - | 6.84 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | 2.1% | 2.4% | 2.1% | - | 2.2% | 1.9% | 2.1% | - |
| Effective tax rate | -8.8% | - | 77.9% | 53.3% | 68.7% | - | 57.8% | 59.2% | 60.4% | - |
| Return on assets | 0.2% | - | 0.1% | 0.3% | 0.1% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 2.8% | - | 1.3% | 3.8% | 1.2% | - | 2.6% | 2.9% | 2.1% | - |
| Return on invested capital | -2.2% | - | 1.9% | 2.7% | 1.3% | - | 2.2% | 2.5% | 1.8% | - |
| Liquidity | ||||||||||
| Current ratio | 1.30 | 1.88 | - | - | - | 2.45 | - | - | - | - |
| Quick ratio | 1.30 | 1.88 | - | - | - | 2.45 | - | - | - | - |
| Cash ratio | 1.20 | 1.06 | - | - | - | 20.55 | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.13 | 0.13 | 1.00 | 0.99 | 1.05 | 0.00 | 0.84 | 0.89 | 0.96 | 0.97 |
| Debt / Assets | 0.01 | 0.01 | 0.08 | 0.08 | 0.09 | 0.00 | 0.07 | 0.07 | 0.08 | 0.08 |
| Debt / EBITDA | - | - | 11.66 | 8.55 | 16.38 | - | 9.21 | 8.43 | 11.51 | - |
| Interest coverage | - | - | 3.6x | 4.9x | 2.4x | - | 4.8x | 5.1x | 3.6x | - |
| Equity multiplier | 13.82 | 13.45 | 12.70 | 12.30 | 12.28 | 12.44 | 11.92 | 12.15 | 12.22 | 12.33 |
| Liabilities / Assets | 0.89 | 0.89 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | 0.00 | - | 0.08 | 0.09 | 0.09 | - | 0.09 | 0.10 | 0.10 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 49.8x | - | 147.5x | 63.7x | 185.3x | - | 67.5x | 53.2x | 78.5x | - |
| P / B | 1.3x | - | 1.5x | 1.8x | 2.0x | - | 1.6x | 1.4x | 1.5x | - |
| P / S | - | - | 1.4x | 1.7x | 1.9x | - | 1.5x | 1.1x | 1.3x | - |
| EV / EBITDA | - | - | 20.2x | 17.7x | 35.7x | - | 17.4x | 11.2x | 16.6x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | -100.0% | - | 9.3% | -3.3% | -0.2% | - | 18.7% | 35.1% | 30.6% | - |
| Revenue CAGR (3y) | - | - | 14.1% | 15.9% | 15.3% | - | 19.9% | 22.2% | 19.1% | - |
| Revenue CAGR (5y) | - | - | 19.3% | 21.6% | 30.9% | - | 21.2% | 23.4% | 22.1% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | 4.1% | 29.7% | -14.6% | - | 74.0% | 71.7% | 263.4% | - |
| Net income growth (YoY) | 152.8% | - | -46.1% | 47.5% | -37.7% | - | 453.4% | 114.6% | - | - |
| EPS growth (YoY) | 161.5% | - | -55.2% | 19.4% | -40.9% | - | 625.0% | 93.8% | - | - |
| EPS CAGR (3y) | - | - | -30.1% | - | - | - | 69.1% | 12.1% | -35.2% | - |
| EPS CAGR (5y) | -15.9% | - | -18.0% | 2.9% | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | 62.5% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 6.5% | 11.1% | 9.4% | 14.5% | 11.5% | 9.8% | 16.6% | 8.6% | 6.0% | 4.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2024-12-31.
Business segments
$2.04B totalTiptree Insurance$1.97B · 96.8%
Tiptree Capital Mortgage$65.91M · 3.2%
Product / service
$341.47M totalService Contract Revenue$294.50M · 86.2%
Motor Club Revenue$43.26M · 12.7%
Other Contract Revenue$3.71M · 1.1%
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing TIPTREE INC. against the 5 most active filers in the same SIC group.
Dividends
$0.24/share trailing 12 months · -51.0% YoY
| Ex-date | Per share |
|---|---|
| May 18, 2026 | $0.0600 |
| Mar 16, 2026 | $0.0600 |
| Nov 17, 2025 | $0.0600 |
| Aug 18, 2025 | $0.0600 |
| May 12, 2025 | $0.0600 |
| Mar 10, 2025 | $0.0600 |
| Dec 11, 2024 | $0.2500 |
| Nov 18, 2024 | $0.0600 |
| Aug 19, 2024 | $0.0600 |
| May 17, 2024 | $0.0600 |
| Mar 8, 2024 | $0.0600 |
| Nov 17, 2023 | $0.0500 |
| Aug 18, 2023 | $0.0500 |
| May 19, 2023 | $0.0500 |
| Mar 17, 2023 | $0.0500 |
| Nov 18, 2022 | $0.0400 |
| Aug 19, 2022 | $0.0400 |
| May 20, 2022 | $0.0400 |
| Mar 18, 2022 | $0.0400 |
| Nov 19, 2021 | $0.0400 |
| Aug 20, 2021 | $0.0400 |
| May 21, 2021 | $0.0400 |
| Mar 19, 2021 | $0.0400 |
| Nov 20, 2020 | $0.0400 |