CoverageForm 410-K10-Q8-K13D13G13F

STGC · Startengine Crowdfunding, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022
Revenue$109.58M$48.63M$23.39M$29.08M
Cost of Revenue$71.70M$25.87M$8.70M$5.89M
Gross Profit$37.88M$22.75M$14.68M$23.19M
R&D$5.36M$7.80M$5.78M$3.13M
SG&A$15.62M$13.76M$10.21M$8.87M
Total Operating Expenses$36.43M$38.89M$31.13M$24.28M
D&A$13.2K$15.3K$13.2K$6.1K
Operating Income$1.45M($16.14M)($16.45M)($1.09M)
Interest Expense----
Income Tax--$67.1K$90.9K
Net Income$1.47M($16.54M)($16.38M)($1.03M)
EPS - Basic$0.00($0.02)($0.48)($0.03)
EPS - Diluted$0.00($0.02)($0.48)($0.03)

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022
Cash & Equivalents$28.39M$10.84M$12.66M$15.46M
Accounts Receivable$1.11M$2.85M$193.7K$702.3K
Inventory----
Accounts Payable$991.0K$542.9K$278.7K$284.4K
Current Assets$30.43M$14.73M$13.57M$18.12M
Total Assets$71.40M$52.49M$53.59M$31.50M
Current Liabilities$14.76M$10.15M$8.26M$4.76M
Long-term Debt----
Total Liabilities$14.76M$10.15M$8.26M$4.76M
Stockholders' Equity$56.65M$42.34M$45.34M$26.74M
Retained Earnings($59.70M)($61.17M)($44.64M)($26.87M)

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022
Operating Cash Flow$12.29M($4.28M)($8.73M)($942.7K)
Investing Cash Flow$1.47M$202.9K$393.7K($66.0K)
Financing Cash Flow$3.79M$2.26M$5.53M$3.47M
CapEx$11.7K$22.3K$23.7K$55.6K
Free Cash Flow$12.27M($4.30M)($8.75M)($998.3K)

Ratios

MetricFY 2025FY 2024FY 2023FY 2022
Profitability
Gross margin34.6%46.8%62.8%79.7%
Operating margin1.3%-33.2%-70.4%-3.7%
EBITDA margin1.3%-33.2%-70.3%-3.7%
Net margin1.3%-34.0%-70.0%-3.5%
Free cash flow margin11.2%-8.8%-37.4%-3.4%
FCF / Net income8.330.260.530.97
R&D / Revenue4.9%16.0%24.7%10.8%
SG&A / Revenue14.3%28.3%43.6%30.5%
Effective tax rate----
Return on assets2.1%-31.5%-30.6%-3.3%
Return on equity2.6%-39.1%-36.1%-3.9%
Return on invested capital----
Liquidity
Current ratio2.061.451.643.81
Quick ratio2.061.451.643.81
Cash ratio1.921.071.533.25
Leverage
Debt / Equity----
Debt / Assets----
Debt / EBITDA----
Interest coverage----
Equity multiplier1.261.241.181.18
Liabilities / Assets0.210.190.150.15
Efficiency
Asset turnover1.530.930.440.92
Inventory turnover----
Days sales outstanding4d21d3d9d
Days inventory outstanding----
Days payable outstanding5d8d12d18d
Cash conversion cycle----
Valuation
P / E----
P / B----
P / S----
EV / EBITDA----
Growth
Revenue growth (YoY)125.4%107.9%-19.6%-
Revenue CAGR (3y)55.6%---
Revenue CAGR (5y)----
Gross profit growth (YoY)66.5%55.0%-36.7%-
Operating income growth (YoY)-1.9%-1410.4%-
Net income growth (YoY)--1.0%-1489.1%-
EPS growth (YoY)-95.8%-1500.0%-
EPS CAGR (3y)----
EPS CAGR (5y)----
FCF growth (YoY)-50.9%-776.5%-
FCF CAGR (5y)----
Book value growth (YoY)33.8%-6.6%69.6%-

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$109.58M total
Startengine Private$86.60M · 79.0%
Regulation Crowdfunding Platform Fees$10.56M · 9.6%
Venture Club Revenue$5.65M · 5.2%
Startengine Premium$2.97M · 2.7%
Regulation Commissions$2.05M · 1.9%
Startengine Secure$1.35M · 1.2%
Service Other$390.5K · 0.4%

Stability scores

Altman Z′

FY 2025 · bankruptcy risk

2.66
Grey zone

Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.

Piotroski F-score

FY 2025 · 9-point quality

6/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • Current ratio improved
  • No share dilution
  • Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Finance Services

CompanyRevenue (last FY)Net marginROE
SYF--21.2%
COIN$7.18B17.6%8.5%
LDI$1.19B-5.3%-16.2%
UPST$1.04B5.1%6.7%
AXP$72.23B15.0%32.4%

Comparing STARTENGINE CROWDFUNDING against the 5 most active filers in the same SIC group.