STFC · State Auto Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 | Q4 '19 | Q3 '19 | Q2 '19 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $391.10M | $414.70M | $412.20M | - | $391.60M | $434.80M | $214.80M | - | $334.50M | $340.10M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | $416.80M | $410.50M | $406.60M | - | $376.80M | $393.20M | $358.80M | - | $321.80M | $347.70M |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $14.80M | $4.20M | $5.60M | - | $14.80M | $41.60M | ($144.00M) | - | $12.70M | ($7.60M) |
| Interest Expense | $1.10M | $1.10M | $1.10M | - | $1.10M | $1.30M | $1.20M | - | $1.20M | $1.30M |
| Income Tax | ($11.40M) | $3.60M | $2.00M | - | $3.20M | $7.30M | ($29.40M) | - | $1.20M | ($1.40M) |
| Net Income | ($14.30M) | $600.0K | $3.60M | - | $11.60M | $34.30M | ($114.60M) | - | $11.50M | ($6.20M) |
| EPS - Basic | ($0.32) | $0.01 | $0.08 | - | $0.26 | $0.78 | ($2.62) | - | $0.26 | ($0.14) |
| EPS - Diluted | ($0.32) | $0.01 | $0.08 | - | $0.26 | $0.74 | ($2.62) | - | $0.25 | ($0.14) |
Balance Sheet
| Line item | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 | Q4 '19 | Q3 '19 | Q2 '19 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $46.10M | $108.70M | $59.10M | $90.70M | $131.40M | $174.60M | $126.60M | $78.00M | $38.30M | $44.80M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.09B | $3.09B | $3.07B | $3.10B | $3.07B | $3.08B | $2.96B | $2.99B | $2.98B | $2.96B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.13B | $2.12B | $2.09B | $2.09B | $2.12B | $2.15B | $2.09B | $2.03B | $2.04B | $2.04B |
| Stockholders' Equity | $954.90M | $978.30M | $972.00M | $1.01B | $944.10M | $930.50M | $866.70M | $959.90M | $943.70M | $916.20M |
| Retained Earnings | $751.00M | $769.80M | $773.50M | $774.40M | $700.40M | $693.20M | $663.20M | $782.70M | $754.40M | $747.20M |
Cash Flow
| Line item | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 | Q4 '19 | Q3 '19 | Q2 '19 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | ($18.90M) | - | - | - | ($28.00M) | - | - | - |
| Investing Cash Flow | - | - | ($9.00M) | - | - | - | $20.10M | - | - | - |
| Financing Cash Flow | - | - | ($3.70M) | - | - | - | $56.50M | - | - | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 | Q4 '19 | Q3 '19 | Q2 '19 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 3.8% | 1.0% | 1.4% | - | 3.8% | 9.6% | -67.0% | - | 3.8% | -2.2% |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | -3.7% | 0.1% | 0.9% | - | 3.0% | 7.9% | -53.4% | - | 3.4% | -1.8% |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | - | 85.7% | 35.7% | - | 21.6% | 17.5% | - | - | 9.4% | - |
| Return on assets | -0.5% | 0.0% | 0.1% | - | 0.4% | 1.1% | -3.9% | - | 0.4% | -0.2% |
| Return on equity | -1.5% | 0.1% | 0.4% | - | 1.2% | 3.7% | -13.2% | - | 1.2% | -0.7% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 13.5x | 3.8x | 5.1x | - | 13.5x | 32.0x | -120.0x | - | 10.6x | -5.8x |
| Equity multiplier | 3.23 | 3.16 | 3.15 | 3.07 | 3.25 | 3.31 | 3.42 | 3.11 | 3.16 | 3.23 |
| Liabilities / Assets | 0.69 | 0.68 | 0.68 | 0.67 | 0.69 | 0.70 | 0.71 | 0.68 | 0.68 | 0.69 |
| Efficiency | ||||||||||
| Asset turnover | 0.13 | 0.13 | 0.13 | - | 0.13 | 0.14 | 0.07 | - | 0.11 | 0.11 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | -0.1% | -4.6% | 91.9% | - | 17.1% | 27.8% | -41.6% | - | -3.3% | -0.5% |
| Revenue CAGR (3y) | 4.2% | 6.7% | 8.4% | - | 3.0% | 6.9% | -14.6% | - | -1.8% | -0.8% |
| Revenue CAGR (5y) | 2.1% | 3.5% | 4.0% | - | 2.3% | 5.2% | -8.5% | - | 2.8% | 2.9% |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 0.0% | -89.9% | - | - | 16.5% | - | - | - | -69.0% | - |
| Net income growth (YoY) | - | -98.3% | - | - | 0.9% | - | - | - | -65.6% | - |
| EPS growth (YoY) | - | -98.6% | - | - | 4.0% | - | - | - | -67.1% | - |
| EPS CAGR (3y) | - | -58.5% | - | - | - | 52.2% | - | - | 1.4% | - |
| EPS CAGR (5y) | - | - | 2.7% | - | -12.3% | 65.3% | - | - | -2.2% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 1.1% | 5.1% | 12.1% | 5.2% | 0.0% | 1.6% | -3.2% | 17.3% | 8.5% | 8.2% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2020-12-31.
Business segments
$1.49B totalTotalinternalandexternalrevenue$1.49B · 99.9%
All Other Segments$2.10M · 0.1%
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing State Auto Financial CORP against the 5 most active filers in the same SIC group.