STC · Stewart Information Services Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $781.31M | - | $796.92M | $722.18M | $611.98M | - | $667.94M | $602.23M | $554.32M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $16.86M | - | $15.39M | $15.15M | $15.32M | - | $15.48M | $15.20M | $15.38M | - |
| Operating Income | $23.63M | - | $61.17M | $46.78M | $5.90M | - | $42.79M | $29.00M | $7.15M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $5.06M | - |
| Income Tax | $4.56M | - | $12.97M | $11.14M | $484.0K | - | $9.12M | $7.94M | $936.0K | - |
| Net Income | $16.96M | - | $44.26M | $31.92M | $3.08M | - | $30.10M | $17.34M | $3.13M | - |
| EPS - Basic | $0.56 | - | $1.58 | $1.14 | $0.11 | - | $1.09 | $0.63 | $0.11 | - |
| EPS - Diluted | $0.55 | - | $1.55 | $1.13 | $0.11 | - | $1.07 | $0.62 | $0.11 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $271.24M | $321.77M | $188.52M | $178.10M | $148.51M | $216.30M | $183.77M | $133.41M | $138.35M | $233.37M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.24B | $3.25B | $2.85B | $2.78B | $2.71B | $2.73B | $2.73B | $2.65B | $2.65B | $2.70B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | $445.84M | - | - | - | $445.29M |
| Total Liabilities | $1.59B | $1.60B | $1.36B | $1.33B | $1.30B | $1.32B | $1.32B | $1.27B | $1.29B | $1.32B |
| Stockholders' Equity | $1.64B | $1.64B | $1.47B | $1.44B | $1.40B | $1.40B | $1.41B | $1.36B | $1.36B | $1.37B |
| Retained Earnings | $1.15B | $1.15B | $1.13B | $1.10B | $1.08B | $1.09B | $1.08B | $1.06B | $1.06B | $1.07B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($4.49M) | - | - | - | ($29.93M) | - | - | - | ($29.59M) | - |
| Investing Cash Flow | ($21.86M) | - | - | - | ($20.01M) | - | - | - | ($47.38M) | - |
| Financing Cash Flow | ($22.86M) | - | - | - | ($18.64M) | - | - | - | ($16.77M) | - |
| CapEx | $16.44M | - | - | - | $12.31M | - | - | - | $10.22M | - |
| Free Cash Flow | ($20.93M) | - | - | - | ($42.24M) | - | - | - | ($39.81M) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 3.0% | - | 7.7% | 6.5% | 1.0% | - | 6.4% | 4.8% | 1.3% | - |
| EBITDA margin | 5.2% | - | 9.6% | 8.6% | 3.5% | - | 8.7% | 7.3% | 4.1% | - |
| Net margin | 2.2% | - | 5.6% | 4.4% | 0.5% | - | 4.5% | 2.9% | 0.6% | - |
| Free cash flow margin | -2.7% | - | - | - | -6.9% | - | - | - | -7.2% | - |
| FCF / Net income | -1.23 | - | - | - | -13.73 | - | - | - | -12.72 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.2% | - | 22.7% | 25.9% | 13.6% | - | 23.3% | 31.4% | 23.0% | - |
| Return on assets | 0.5% | - | 1.6% | 1.1% | 0.1% | - | 1.1% | 0.7% | 0.1% | - |
| Return on equity | 1.0% | - | 3.0% | 2.2% | 0.2% | - | 2.1% | 1.3% | 0.2% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | 0.32 | - | - | - | 0.32 |
| Debt / Assets | - | - | - | - | - | 0.16 | - | - | - | 0.16 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 1.4x | - |
| Equity multiplier | 1.98 | 1.98 | 1.93 | 1.93 | 1.93 | 1.95 | 1.94 | 1.94 | 1.95 | 1.97 |
| Liabilities / Assets | 0.49 | 0.49 | 0.48 | 0.48 | 0.48 | 0.48 | 0.48 | 0.48 | 0.49 | 0.49 |
| Efficiency | ||||||||||
| Asset turnover | 0.24 | - | 0.28 | 0.26 | 0.23 | - | 0.24 | 0.23 | 0.21 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 112.0x | - | 47.3x | 57.6x | 648.6x | - | 69.9x | 100.1x | 591.5x | - |
| P / B | 1.2x | - | 1.4x | 1.3x | 1.4x | - | 1.5x | 1.3x | 1.3x | - |
| P / S | 2.4x | - | 2.6x | 2.6x | 3.3x | - | 3.2x | 2.9x | 3.3x | - |
| EV / EBITDA | 40.2x | - | 24.8x | 26.9x | 88.3x | - | 33.0x | 36.3x | 74.8x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 27.7% | - | 19.3% | 19.9% | 10.4% | - | 11.0% | 9.7% | 5.7% | - |
| Revenue CAGR (3y) | 14.2% | - | 3.6% | -5.3% | -10.5% | - | -7.2% | -9.7% | -7.0% | - |
| Revenue CAGR (5y) | 2.6% | - | 6.0% | 7.0% | 6.8% | - | 3.6% | 5.0% | 6.8% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 300.4% | - | 43.0% | 61.3% | -17.4% | - | 58.1% | 15.2% | - | - |
| Net income growth (YoY) | 451.3% | - | 47.1% | 84.1% | -1.7% | - | 115.0% | 9.7% | - | - |
| EPS growth (YoY) | 400.0% | - | 44.9% | 82.3% | 0.0% | - | 109.8% | 6.9% | - | - |
| EPS CAGR (3y) | - | - | 12.8% | -20.6% | -62.6% | - | -31.0% | -43.8% | -62.0% | - |
| EPS CAGR (5y) | -22.8% | - | -6.8% | -4.7% | -12.9% | - | -17.4% | -5.2% | - | - |
| FCF growth (YoY) | 50.4% | - | - | - | -6.1% | - | - | - | 33.6% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 17.0% | 17.0% | 4.7% | 5.4% | 3.2% | 2.2% | 4.1% | 0.5% | 0.4% | 0.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$2.92B totalTitle Segment$2.48B · 85.0%
Real Estate Solutions Segment$438.37M · 15.0%
Corporate$1.25M · 0.0%
Product / service
$438.25M totalReal Estate Solutions And Other$438.25M · 100.0%
Geographic
$2.92B totalUS$2.77B · 94.6%
Non Us$156.43M · 5.4%
Peer comparison
Same SIC group: Title Insurance
Comparing STEWART INFORMATION SERVICES CORP against the 5 most active filers in the same SIC group.
Dividends
$2.08/share trailing 12 months · +5.1% YoY
| Ex-date | Per share |
|---|---|
| Mar 16, 2026 | $0.5250 |
| Dec 15, 2025 | $0.5250 |
| Sep 16, 2025 | $0.5250 |
| Jun 16, 2025 | $0.5000 |
| Mar 17, 2025 | $0.5000 |
| Dec 16, 2024 | $0.5000 |
| Sep 16, 2024 | $0.5000 |
| Jun 17, 2024 | $0.4750 |
| Mar 14, 2024 | $0.4750 |
| Dec 14, 2023 | $0.4750 |
| Sep 14, 2023 | $0.4750 |
| Jun 14, 2023 | $0.4500 |
| Mar 14, 2023 | $0.4500 |
| Dec 14, 2022 | $0.4500 |
| Sep 14, 2022 | $0.4500 |
| Jun 14, 2022 | $0.3750 |
| Mar 14, 2022 | $0.3750 |
| Dec 14, 2021 | $0.3750 |
| Sep 14, 2021 | $0.3300 |
| Jun 14, 2021 | $0.3300 |
| Mar 12, 2021 | $0.3300 |
| Dec 14, 2020 | $0.3000 |
| Sep 14, 2020 | $0.3000 |
| Jun 12, 2020 | $0.3000 |