CoverageForm 410-K10-Q8-K13D13G13F

SPNT · Siriuspoint Ltd - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · SPNT

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$3.21B$2.60B$2.74B$2.11B$2.18B$889.79M
Cost of Revenue------
Gross Profit------
R&D------
SG&A-----$61.44M
Total Operating Expenses------
D&A------
Operating Income$541.30M$233.10M$318.70M($422.70M)$45.10M$151.97M
Interest Expense$79.70M$69.60M$64.10M$38.60M$34.00M$8.23M
Income Tax$81.20M$30.70M($45.00M)($36.70M)($10.70M)$8.11M
Net Income$459.60M$199.90M$354.80M($386.80M)$58.10M$143.52M
EPS - Basic$3.80$1.06$1.93($2.51)$0.28$1.54
EPS - Diluted$3.64$1.04$1.85($2.51)$0.27$1.53

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$731.20M$682.00M$969.20M$705.30M$999.80M$525.99M
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$12.57B$12.52B$12.87B$11.04B$10.62B$3.73B
Current Liabilities------
Long-term Debt$688.60M$639.10M$786.20M$778.00M$816.70M-
Total Liabilities$10.10B$10.59B$10.34B$8.95B$8.12B$2.16B
Stockholders' Equity$2.47B$1.94B$2.51B$2.07B$2.50B$1.56B
Retained Earnings$1.23B$784.90M$601.00M$262.20M$665.00M$620.46M

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$102.40M$74.70M$581.30M$293.30M$1.60M$73.36M
Investing Cash Flow$424.20M$343.60M($332.20M)($1.30B)$208.60M$6.11M
Financing Cash Flow($518.80M)($625.00M)($61.50M)($23.70M)$24.30M($19.48M)
CapEx------
Free Cash Flow------

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin------
Operating margin16.9%9.0%11.6%-20.1%2.1%17.1%
EBITDA margin------
Net margin14.3%7.7%13.0%-18.4%2.7%16.1%
Free cash flow margin------
FCF / Net income------
R&D / Revenue------
SG&A / Revenue-----6.9%
Effective tax rate15.0%13.3%-14.5%--22.6%5.3%
Return on assets3.7%1.6%2.8%-3.5%0.5%3.9%
Return on equity18.6%10.3%14.1%-18.6%2.3%9.2%
Return on invested capital14.6%7.8%9.7%-11.7%1.4%-
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity0.280.330.310.370.33-
Debt / Assets0.050.050.060.070.08-
Debt / EBITDA------
Interest coverage6.8x3.3x5.0x-11.0x1.3x18.5x
Equity multiplier5.096.465.125.324.242.38
Liabilities / Assets0.800.850.800.810.760.58
Efficiency
Asset turnover0.250.210.210.190.210.24
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E6.0x15.8x6.3x-30.1x6.2x
P / B1.1x1.4x0.8x0.5x0.5x0.6x
P / S0.8x1.1x0.7x0.4x0.6x1.0x
EV / EBITDA------
Growth
Revenue growth (YoY)23.1%-4.9%30.0%-3.4%145.1%-9.5%
Revenue CAGR (3y)15.0%6.1%45.4%28.9%80.6%-1.8%
Revenue CAGR (5y)29.2%21.5%49.2%17.5%25.9%9.1%
Gross profit growth (YoY)------
Operating income growth (YoY)132.2%-26.9%---70.3%-24.5%
Net income growth (YoY)129.9%-43.7%---59.5%-28.5%
EPS growth (YoY)250.0%-43.8%---82.4%-29.2%
EPS CAGR (3y)-56.8%6.5%---16.6%
EPS CAGR (5y)18.9%-13.6%--0.8%-
FCF growth (YoY)------
FCF CAGR (5y)------
Book value growth (YoY)27.5%-22.9%21.2%-17.1%60.1%10.6%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

5/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Fire, Marine & Casualty Insurance

CompanyRevenue (last FY)Net marginROE
PGR$87.67B12.9%37.3%
DGICA$978.01M8.1%12.4%
AIG$26.77B11.6%7.5%
TRV$48.83B12.9%19.1%
CINF$12.63B18.9%15.0%

Comparing SiriusPoint Ltd against the 5 most active filers in the same SIC group.