SIGI · Selective Insurance Group Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.36B | - | $1.36B | $1.33B | $1.29B | - | $1.24B | $1.20B | $1.16B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | $17.90M | - | $4.45M | $7.56M | $18.10M | - | $4.66M | $9.15M | $15.50M | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $124.20M | - | $145.71M | $108.91M | $138.89M | - | $116.49M | ($80.10M) | $102.57M | - |
| Interest Expense | $13.22M | - | $13.25M | $13.26M | $9.57M | - | $7.25M | $7.20M | $7.18M | - |
| Income Tax | $26.53M | - | $30.37M | $22.96M | $28.99M | - | $24.21M | ($16.78M) | $20.05M | - |
| Net Income | $97.68M | - | $115.34M | $85.94M | $109.90M | - | $92.28M | ($63.32M) | $82.52M | - |
| EPS - Basic | $1.59 | - | $1.87 | $1.37 | $1.77 | - | $1.48 | ($1.08) | $1.32 | - |
| EPS - Diluted | $1.58 | - | $1.85 | $1.36 | $1.76 | - | $1.47 | ($1.08) | $1.31 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $10.89M | $17.96M | $24.16M | $38.23M | $108.29M | $63.02M | $12.66M | $10.91M | $11.84M | $13.27M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $15.32B | $15.16B | $14.98B | $14.47B | $14.20B | $13.51B | $13.47B | $12.57B | $12.06B | $11.80B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | $507.94M | - | - | - | $503.95M |
| Total Liabilities | $11.73B | $11.55B | $11.49B | $11.10B | $10.94B | $10.39B | $10.31B | $9.64B | $9.05B | $8.85B |
| Stockholders' Equity | $3.59B | $3.61B | $3.49B | $3.37B | $3.26B | $3.12B | $3.17B | $2.92B | $3.01B | $2.95B |
| Retained Earnings | $3.57B | $3.50B | $3.37B | $3.28B | $3.22B | $3.14B | $3.07B | $3.00B | $3.09B | $3.03B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $221.45M | - | - | - | $283.99M | - | - | - | $114.21M | - |
| Investing Cash Flow | ($166.10M) | - | - | - | ($584.90M) | - | - | - | ($86.01M) | - |
| Financing Cash Flow | ($62.41M) | - | - | - | $346.19M | - | - | - | ($29.63M) | - |
| CapEx | $10.94M | - | - | - | $13.01M | - | - | - | $6.20M | - |
| Free Cash Flow | $210.51M | - | - | - | $270.97M | - | - | - | $108.01M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 9.1% | - | 10.7% | 8.2% | 10.8% | - | 9.4% | -6.7% | 8.8% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 7.2% | - | 8.5% | 6.5% | 8.6% | - | 7.4% | -5.3% | 7.1% | - |
| Free cash flow margin | 15.5% | - | - | - | 21.1% | - | - | - | 9.3% | - |
| FCF / Net income | 2.16 | - | - | - | 2.47 | - | - | - | 1.31 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.4% | - | 20.8% | 21.1% | 20.9% | - | 20.8% | - | 19.5% | - |
| Return on assets | 0.6% | - | 0.8% | 0.6% | 0.8% | - | 0.7% | -0.5% | 0.7% | - |
| Return on equity | 2.7% | - | 3.3% | 2.6% | 3.4% | - | 2.9% | -2.2% | 2.7% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | 0.16 | - | - | - | 0.17 |
| Debt / Assets | - | - | - | - | - | 0.04 | - | - | - | 0.04 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 9.4x | - | 11.0x | 8.2x | 14.5x | - | 16.1x | -11.1x | 14.3x | - |
| Equity multiplier | 4.27 | 4.20 | 4.29 | 4.29 | 4.36 | 4.33 | 4.25 | 4.30 | 4.01 | 3.99 |
| Liabilities / Assets | 0.77 | 0.76 | 0.77 | 0.77 | 0.77 | 0.77 | 0.76 | 0.77 | 0.75 | 0.75 |
| Efficiency | ||||||||||
| Asset turnover | 0.09 | - | 0.09 | 0.09 | 0.09 | - | 0.09 | 0.10 | 0.10 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 47.7x | - | 43.8x | 63.7x | 52.0x | - | 63.5x | - | 83.3x | - |
| P / B | 1.3x | - | 1.4x | 1.6x | 1.7x | - | 1.8x | 2.0x | 2.2x | - |
| P / S | 3.4x | - | 3.6x | 4.0x | 4.4x | - | 4.6x | 4.8x | 5.7x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 5.7% | - | 9.3% | 10.9% | 10.3% | - | 15.1% | 14.9% | 16.5% | - |
| Revenue CAGR (3y) | 10.8% | - | 15.0% | 15.3% | 15.0% | - | 12.9% | 12.5% | 13.2% | - |
| Revenue CAGR (5y) | 11.1% | - | 11.9% | 14.2% | 14.1% | - | 11.9% | 11.0% | 10.8% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -10.6% | - | 25.1% | - | 35.4% | - | 3.5% | - | -10.6% | - |
| Net income growth (YoY) | -11.1% | - | 25.0% | - | 33.2% | - | 3.4% | - | -10.9% | - |
| EPS growth (YoY) | -10.2% | - | 25.9% | - | 34.4% | - | 3.5% | - | -11.5% | - |
| EPS CAGR (3y) | 2.2% | - | 41.0% | 30.6% | 25.5% | - | 7.6% | - | -9.5% | - |
| EPS CAGR (5y) | -2.2% | - | 9.8% | 19.0% | 47.7% | - | 9.6% | - | 5.1% | - |
| FCF growth (YoY) | -22.3% | - | - | - | 150.9% | - | - | - | -17.1% | - |
| FCF CAGR (5y) | 10.9% | - | - | - | 54.4% | - | - | - | - | - |
| Book value growth (YoY) | 10.1% | 15.7% | 10.2% | 15.3% | 8.4% | 5.6% | 19.8% | 9.4% | 12.6% | 16.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$10.08B totalInsurance Operations$4.77B · 47.3%
Standard Commercial Lines$3.75B · 37.3%
ESLines$606.10M · 6.0%
Investment Segment$539.48M · 5.4%
Standard Personal Lines$408.19M · 4.1%
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing SELECTIVE INSURANCE GROUP INC against the 5 most active filers in the same SIC group.
Dividends
$1.67/share trailing 12 months · +12.1% YoY
| Ex-date | Per share |
|---|---|
| May 15, 2026 | $0.4300 |
| Feb 13, 2026 | $0.4300 |
| Nov 14, 2025 | $0.4300 |
| Aug 15, 2025 | $0.3800 |
| May 15, 2025 | $0.3800 |
| Feb 14, 2025 | $0.3800 |
| Nov 15, 2024 | $0.3800 |
| Aug 15, 2024 | $0.3500 |
| May 14, 2024 | $0.3500 |
| Feb 14, 2024 | $0.3500 |
| Nov 14, 2023 | $0.3500 |
| Aug 14, 2023 | $0.3000 |
| May 12, 2023 | $0.3000 |
| Feb 14, 2023 | $0.3000 |
| Nov 14, 2022 | $0.3000 |
| Aug 12, 2022 | $0.2800 |
| May 13, 2022 | $0.2800 |
| Feb 14, 2022 | $0.2800 |
| Nov 12, 2021 | $0.2800 |
| Aug 12, 2021 | $0.2500 |
| May 13, 2021 | $0.2500 |
| Feb 11, 2021 | $0.2500 |
| Nov 12, 2020 | $0.2500 |
| Aug 13, 2020 | $0.2300 |