CoverageForm 410-K10-Q8-K13D13G13F

RJF · Raymond James Financial Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · RJF

Income Statement

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23
Revenue$4.26B$4.18B$3.84B$3.85B$4.04B$3.76B$3.64B$3.52B$3.29B$3.16B
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income--$563.00M$671.00M$749.00M$644.00M$609.00M$630.00M$486.00M$557.00M
Interest Expense------$520.00M$507.00M$386.00M$284.00M
Income Tax$191.00M$165.00M$127.00M$176.00M$149.00M$152.00M$133.00M$132.00M$117.00M$130.00M
Net Income$544.00M$563.00M$436.00M$495.00M$600.00M$492.00M$476.00M$498.00M$369.00M$427.00M
EPS - Basic$2.76$2.85$2.16$2.41$2.94$2.37$2.27$2.38$1.75$1.97
EPS - Diluted$2.72$2.79$2.12$2.36$2.86$2.31$2.22$2.32$1.71$1.93

Balance Sheet

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23
Cash & Equivalents$11.22B$9.89B$11.39B$9.66B$10.05B$11.00B$10.00B$10.21B$9.31B$8.66B
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$91.94B$88.76B$88.23B$83.13B$82.28B$82.99B$81.23B$80.13B$78.36B$79.18B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$79.33B$76.19B$75.73B$70.91B$70.35B$71.33B$70.25B$69.35B$68.17B$69.21B
Stockholders' Equity$12.57B$12.57B$12.50B$12.21B$11.92B$11.67B$10.98B$10.79B$10.21B$9.99B
Retained Earnings$14.49B$14.05B$13.60B$12.77B$12.38B$11.89B$10.99B$10.61B$10.21B$9.59B

Cash Flow

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23
Operating Cash Flow-($10.00M)--$830.00M--$543.00M--
Investing Cash Flow-($1.86B)--($937.00M)--($176.00M)--
Financing Cash Flow-$629.00M--($447.00M)--$907.00M--
CapEx-$46.00M--$41.00M--$50.00M--
Free Cash Flow-($56.00M)--$789.00M--$493.00M--

Ratios

MetricQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23
Profitability
Gross margin----------
Operating margin--14.7%17.5%18.6%17.1%16.7%17.9%14.8%17.6%
EBITDA margin----------
Net margin12.8%13.5%11.3%12.9%14.9%13.1%13.1%14.1%11.2%13.5%
Free cash flow margin--1.3%--19.6%--14.0%--
FCF / Net income--0.10--1.31--0.99--
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate26.0%22.7%22.6%26.2%19.9%23.6%21.8%21.0%24.1%23.3%
Return on assets0.6%0.6%0.5%0.6%0.7%0.6%0.6%0.6%0.5%0.5%
Return on equity4.3%4.5%3.5%4.1%5.0%4.2%4.3%4.6%3.6%4.3%
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage------1.2x1.2x1.3x2.0x
Equity multiplier7.327.067.066.816.907.117.407.437.677.92
Liabilities / Assets0.860.860.860.850.860.860.860.870.870.87
Efficiency
Asset turnover0.050.050.040.050.050.050.040.040.040.04
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E53.2x57.6x81.4x58.9x54.3x53.0x57.8x48.1x58.7x48.3x
P / B2.3x2.6x2.8x2.4x2.7x2.2x2.5x2.2x2.1x2.0x
P / S6.8x7.7x9.2x7.5x8.1x6.9x7.5x6.8x6.6x6.5x
EV / EBITDA----------
Growth
Revenue growth (YoY)10.8%3.5%2.1%5.7%14.6%14.2%15.2%16.3%18.5%16.5%
Revenue CAGR (3y)10.5%11.3%11.4%12.4%12.7%14.4%14.7%15.9%20.6%14.4%
Revenue CAGR (5y)12.1%13.1%15.4%12.7%14.4%13.5%13.5%11.9%11.7%11.2%
Gross profit growth (YoY)----------
Operating income growth (YoY)---12.6%10.2%18.9%32.5%9.3%-3.4%17.1%28.6%
Net income growth (YoY)9.9%-6.2%-11.4%4.0%20.5%33.3%11.5%-2.2%22.6%32.2%
EPS growth (YoY)15.3%-2.4%-8.2%6.3%23.3%35.1%15.0%0.9%23.9%27.0%
EPS CAGR (3y)12.1%6.6%15.4%15.8%10.8%1.9%-4.0%1.3%11.6%17.2%
EPS CAGR (5y)1.6%4.6%11.5%14.5%8.6%5.1%4.2%6.5%2.0%3.4%
FCF growth (YoY)----60.0%-----
FCF CAGR (5y)----9.1%--4.5%--
Book value growth (YoY)2.9%5.4%7.1%11.2%10.5%14.3%9.9%9.5%8.0%16.2%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-09-30.

Business segments

$18.49B total
Private Client Group$10.28B · 55.6%
Rj Bank$3.38B · 18.3%
Capital Markets$1.87B · 10.1%
Bank Segment$1.78B · 9.6%
Asset Management Segment$1.19B · 6.4%

Geographic

$14.06B total
US$12.87B · 91.5%
CA$645.00M · 4.6%
Europe$549.00M · 3.9%

Peer comparison

Same SIC group: Security Brokers, Dealers & Flotation Companies

CompanyRevenue (last FY)Net marginROE
HOOD$4.47B42.1%27.1%
SCHW$23.92B37.0%17.9%
PIPR$1.90B14.8%20.5%
IBKR$6.21B15.9%18.3%
SF$6.35B10.8%11.4%

Comparing RAYMOND JAMES FINANCIAL INC against the 5 most active filers in the same SIC group.

Dividends

$2.08/share trailing 12 months · +9.5% YoY

Ex-datePer share
Apr 1, 2026$0.5400
Jan 2, 2026$0.5400
Oct 1, 2025$0.5000
Jul 1, 2025$0.5000
Apr 1, 2025$0.5000
Jan 2, 2025$0.5000
Oct 1, 2024$0.4500
Jul 1, 2024$0.4500
Mar 28, 2024$0.4500
Dec 29, 2023$0.4500
Sep 29, 2023$0.4200
Jun 30, 2023$0.4200
Mar 31, 2023$0.4200
Dec 30, 2022$0.4200
Sep 30, 2022$0.3400
Jun 30, 2022$0.3400
Apr 1, 2022$0.3400
Jan 3, 2022$0.3400
Sep 30, 2021$0.2600
Jun 30, 2021$0.2600
Mar 31, 2021$0.2600
Jan 4, 2021$0.2600
Sep 30, 2020$0.2467
Jun 30, 2020$0.2467