PGC · Peapack Gladstone Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $82.49M | - | $70.69M | $69.74M | $64.36M | - | $56.62M | $56.60M | $53.08M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | $62.77M | - | $57.09M | $58.48M | $53.91M | - | $45.87M | $47.04M | $40.67M | - |
| D&A | $1.17M | - | $1.07M | $889.0K | $886.0K | - | - | - | $966.0K | - |
| Operating Income | $19.73M | - | $13.61M | $11.26M | $10.45M | - | $10.75M | $9.56M | $12.41M | - |
| Interest Expense | - | - | - | - | - | - | - | $44.20M | $44.82M | - |
| Income Tax | $5.57M | - | $3.98M | $3.32M | $2.85M | - | $3.16M | $2.03M | $3.78M | - |
| Net Income | $14.15M | - | $9.63M | $7.94M | $7.59M | - | $7.59M | $7.53M | $8.63M | - |
| EPS - Basic | $0.80 | - | $0.55 | $0.45 | $0.43 | - | $0.43 | $0.42 | $0.49 | - |
| EPS - Diluted | $0.80 | - | $0.54 | $0.45 | $0.43 | - | $0.43 | $0.42 | $0.48 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $253.41M | $187.82M | $347.19M | $315.60M | $231.92M | $391.37M | $492.66M | $315.73M | $194.84M | $187.67M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $7.70B | $7.53B | $7.44B | $7.20B | $7.12B | $7.01B | $6.79B | $6.51B | $6.41B | $6.48B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.00B | $6.87B | $6.80B | $6.57B | $6.50B | $6.41B | $6.19B | $5.92B | $5.83B | $5.89B |
| Stockholders' Equity | $699.20M | $658.21M | $642.55M | $629.78M | $621.87M | $605.85M | $607.61M | $588.32M | $582.38M | $583.68M |
| Retained Earnings | - | - | - | - | - | - | - | - | - | - |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $24.59M | - | - | - | ($7.87M) | - | - | - | $19.11M | - |
| Investing Cash Flow | ($115.71M) | - | - | - | ($272.21M) | - | - | - | $78.68M | - |
| Financing Cash Flow | $156.71M | - | - | - | $120.64M | - | - | - | ($90.63M) | - |
| CapEx | $1.29M | - | - | - | $3.60M | - | - | - | $1.11M | - |
| Free Cash Flow | $23.30M | - | - | - | ($11.48M) | - | - | - | $18.00M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 23.9% | - | 19.2% | 16.1% | 16.2% | - | 19.0% | 16.9% | 23.4% | - |
| EBITDA margin | 25.3% | - | 20.8% | 17.4% | 17.6% | - | - | - | 25.2% | - |
| Net margin | 17.2% | - | 13.6% | 11.4% | 11.8% | - | 13.4% | 13.3% | 16.3% | - |
| Free cash flow margin | 28.2% | - | - | - | -17.8% | - | - | - | 33.9% | - |
| FCF / Net income | 1.65 | - | - | - | -1.51 | - | - | - | 2.09 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 28.3% | - | 29.2% | 29.5% | 27.3% | - | 29.4% | 21.2% | 30.4% | - |
| Return on assets | 0.2% | - | 0.1% | 0.1% | 0.1% | - | 0.1% | 0.1% | 0.1% | - |
| Return on equity | 2.0% | - | 1.5% | 1.3% | 1.2% | - | 1.2% | 1.3% | 1.5% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.2x | 0.3x | - |
| Equity multiplier | 11.01 | 11.43 | 11.58 | 11.43 | 11.45 | 11.57 | 11.18 | 11.06 | 11.00 | 11.10 |
| Liabilities / Assets | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 44.0x | - | 51.1x | 62.8x | 66.0x | - | 63.7x | 53.9x | 50.7x | - |
| P / B | 0.9x | - | 0.8x | 0.8x | 0.8x | - | 0.8x | 0.7x | 0.7x | - |
| P / S | 7.6x | - | 6.9x | 7.2x | 7.9x | - | 8.6x | 7.1x | 8.2x | - |
| EV / EBITDA | 17.8x | - | 9.6x | 15.3x | 24.2x | - | - | - | 17.8x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 28.2% | - | 24.9% | 23.2% | 21.3% | - | 1.3% | -1.6% | -14.4% | - |
| Revenue CAGR (3y) | 10.0% | - | 4.5% | 4.3% | 5.8% | - | 2.2% | 3.2% | 2.3% | - |
| Revenue CAGR (5y) | 10.7% | - | 6.2% | 9.4% | 6.8% | - | 4.9% | 6.0% | 4.9% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 88.8% | - | 26.6% | 17.8% | -15.8% | - | -14.7% | -47.2% | -50.3% | - |
| Net income growth (YoY) | 86.3% | - | 26.9% | 5.5% | -12.0% | - | -13.3% | -42.7% | -53.0% | - |
| EPS growth (YoY) | 86.0% | - | 25.6% | 7.1% | -10.4% | - | -12.2% | -42.5% | -52.5% | - |
| EPS CAGR (3y) | -7.5% | - | -20.9% | -25.3% | -15.4% | - | -16.6% | -17.2% | -10.5% | - |
| EPS CAGR (5y) | 3.6% | - | -5.3% | 0.9% | 43.8% | - | -7.4% | -6.6% | -3.7% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | -53.1% | - |
| FCF CAGR (5y) | -3.6% | - | - | - | - | - | - | - | -10.7% | - |
| Book value growth (YoY) | 12.4% | 8.6% | 5.7% | 7.0% | 6.8% | 3.8% | 8.7% | 4.1% | 4.9% | 9.5% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$283.00M totalBanking Segment$216.86M · 76.6%
Wealth Management Division$66.14M · 23.4%
Peer comparison
Same SIC group: Commercial Banks, NEC
Comparing PEAPACK GLADSTONE FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.20/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 7, 2026 | $0.0500 |
| Feb 12, 2026 | $0.0500 |
| Nov 6, 2025 | $0.0500 |
| Aug 7, 2025 | $0.0500 |
| May 8, 2025 | $0.0500 |
| Feb 6, 2025 | $0.0500 |
| Nov 7, 2024 | $0.0500 |
| Aug 8, 2024 | $0.0500 |
| May 8, 2024 | $0.0500 |
| Feb 7, 2024 | $0.0500 |
| Nov 8, 2023 | $0.0500 |
| Aug 9, 2023 | $0.0500 |
| May 5, 2023 | $0.0500 |
| Feb 8, 2023 | $0.0500 |
| Nov 9, 2022 | $0.0500 |
| Aug 10, 2022 | $0.0500 |
| May 11, 2022 | $0.0500 |
| Feb 9, 2022 | $0.0500 |
| Nov 9, 2021 | $0.0500 |
| Aug 9, 2021 | $0.0500 |
| May 10, 2021 | $0.0500 |
| Feb 10, 2021 | $0.0500 |
| Nov 9, 2020 | $0.0500 |
| Aug 10, 2020 | $0.0500 |