CoverageForm 410-K10-Q8-K13D13G13F

PFHO · Pacific Health Care Organization Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · PFHO

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$1.50M-$1.59M$1.73M$1.82M-$1.53M$1.57M$1.40M-
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A$180.8K-$186.1K$227.8K$152.6K-$193.4K$212.9K$135.8K-
Total Operating Expenses$1.33M-$1.38M$1.42M$1.50M-$1.38M$1.38M$1.22M-
D&A$5.3K---$7.2K-$8.4K$9.1K$9.4K-
Operating Income$172.7K-$205.0K$303.6K$314.4K-$151.6K$192.0K$175.2K-
Interest Expense$0-$0$0$0-----
Income Tax$74.2K-$87.1K$258.8K$114.0K-$90.3K$83.4K$77.0K-
Net Income$193.7K-$223.0K$636.9K$292.7K-$174.9K$215.6K$197.4K-
EPS - Basic$0.02-$0.02$0.05$0.02-$0.01$0.02$0.02-
EPS - Diluted$0.02-$0.02$0.05$0.02-$0.01$0.02$0.02-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$2.40M$2.17M$2.18M$2.16M$2.36M$2.07M$2.55M$2.62M$2.84M$2.57M
Accounts Receivable$1.07M$1.01M$1.02M$1.09M$933.3K$1.03M$1.09M$941.3K$879.1K$1.05M
Inventory----------
Accounts Payable$213.5K$228.0K$194.0K$148.3K$218.9K$148.1K$175.0K$163.1K$148.1K$159.8K
Current Assets$13.69M$13.39M$13.23M$13.22M$12.56M$12.34M$12.07M$11.87M$11.91M$11.68M
Total Assets$13.77M$13.46M$13.29M$13.31M$12.66M$12.43M$12.14M$11.94M$12.04M$11.82M
Current Liabilities$496.5K$388.6K$453.4K$698.1K$677.1K$745.6K$747.5K$726.0K$1.03M$1.01M
Long-term Debt----------
Total Liabilities-----$745.6K$747.5K$726.0K$1.04M$1.02M
Stockholders' Equity$13.27M$13.07M$12.84M$12.62M$11.98M$11.69M$11.39M$11.22M$11.00M$10.80M
Retained Earnings$12.84M$12.65M$12.41M$12.19M$11.55M$11.26M$10.96M$10.79M$10.57M$10.37M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$228.0K---$330.7K---$290.9K-
Investing Cash Flow$0---($8.5K)---($3.7K)-
Financing Cash Flow$0---($35.3K)---($14.2K)-
CapEx$0---$8.5K---$3.7K-
Free Cash Flow$228.0K---$322.2K---$287.2K-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin11.5%-12.9%17.6%17.3%-9.9%12.2%12.5%-
EBITDA margin11.9%---17.7%-10.5%12.8%13.2%-
Net margin12.9%-14.1%36.9%16.1%-11.4%13.7%14.1%-
Free cash flow margin15.2%---17.7%---20.5%-
FCF / Net income1.18---1.10---1.45-
R&D / Revenue----------
SG&A / Revenue12.1%-11.7%13.2%8.4%-12.7%13.6%9.7%-
Effective tax rate27.7%-28.1%28.9%28.0%-34.1%27.9%28.1%-
Return on assets1.4%-1.7%4.8%2.3%-1.4%1.8%1.6%-
Return on equity1.5%-1.7%5.0%2.4%-1.5%1.9%1.8%-
Return on invested capital----------
Liquidity
Current ratio27.5834.4529.1718.9318.5516.5416.1516.3511.6011.59
Quick ratio27.5834.4529.1718.9318.5516.5416.1516.3511.6011.59
Cash ratio4.835.584.813.093.482.783.413.612.772.54
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage----------
Equity multiplier1.041.031.041.061.061.061.071.061.091.09
Liabilities / Assets-----0.060.060.060.090.09
Efficiency
Asset turnover0.11-0.120.130.14-0.130.130.12-
Inventory turnover----------
Days sales outstanding260d-234d231d187d-261d219d230d-
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E60.0x-58.5x16.0x36.0x-83.0x44.0x33.0x-
P / B1.2x-1.2x0.8x0.8x-0.9x1.0x0.8x-
P / S10.3x-9.4x5.9x5.1x-7.0x7.2x6.1x-
EV / EBITDA72.9x---21.4x-50.6x43.1x30.4x-
Growth
Revenue growth (YoY)-17.7%-3.9%10.0%30.1%-11.0%20.9%6.5%-
Revenue CAGR (3y)4.5%-3.0%7.2%8.4%-5.2%5.3%1.8%-
Revenue CAGR (5y)2.5%-2.3%3.3%3.2%--3.6%-2.9%-4.8%-
Gross profit growth (YoY)----------
Operating income growth (YoY)-45.1%-35.3%58.1%79.5%-3.1%32.3%112.5%-
Net income growth (YoY)-33.8%-27.5%195.5%48.3%--2.4%22.2%50.6%-
EPS growth (YoY)0.0%-100.0%150.0%0.0%-0.0%100.0%100.0%-
EPS CAGR (3y)26.0%-26.0%71.0%26.0%-0.0%26.0%-20.6%-
EPS CAGR (5y)-12.9%-14.9%38.0%14.9%--36.9%-24.2%-26.0%-
FCF growth (YoY)-29.2%---12.2%-----
FCF CAGR (5y)-11.1%----3.5%----0.6%-
Book value growth (YoY)10.8%11.9%12.7%12.5%8.9%8.2%8.3%8.4%-3.9%-4.5%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$6.72M total
Medical Case Management$2.22M · 33.0%
Utilization Review$2.16M · 32.2%
HCO$1.23M · 18.3%
MPN$663.5K · 9.9%
Medical Bill Review$403.3K · 6.0%
Other Revenues$45.3K · 0.7%

Peer comparison

Same SIC group: Services-Misc Health & Allied Services, NEC

CompanyRevenue (last FY)Net marginROE
PGNY$1.29B4.5%11.3%
DVA$13.64B5.5%-114.7%
AGL$5.93B-6.6%-308.8%
VMD$270.28M5.5%10.6%
SHC$1.16B6.7%12.9%

Comparing PACIFIC HEALTH CARE ORGANIZATION INC against the 5 most active filers in the same SIC group.

Dividends

$0.00/share trailing 12 months

Ex-datePer share
Jun 2, 2023$0.1000
Sep 10, 2015$0.0781