ORI · Old Republic International Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.40B | - | $2.42B | $2.21B | $2.11B | - | $2.34B | $1.87B | $2.02B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $490.10M | - | $457.90M | $462.60M | $408.90M | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $413.40M | - | $352.90M | $260.10M | $307.70M | - | $426.90M | $113.30M | $398.70M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | $83.80M | - | $72.80M | $51.70M | $61.60M | - | $88.00M | $21.40M | $81.90M | - |
| Net Income | $330.00M | - | $279.50M | $204.40M | $245.00M | - | $338.90M | $91.80M | $316.70M | - |
| EPS - Basic | $1.36 | - | $1.14 | $0.83 | $1.01 | - | $1.35 | $0.35 | $1.17 | - |
| EPS - Diluted | $1.32 | - | $1.11 | $0.81 | $0.98 | - | $1.32 | $0.35 | $1.15 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $202.10M | $263.20M | $242.50M | $178.10M | $263.70M | $201.90M | $525.20M | $169.20M | $136.90M | $202.80M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $29.60B | $29.86B | $30.25B | $29.26B | $28.03B | $27.84B | $28.84B | $27.53B | $27.06B | $26.50B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $23.67B | $23.93B | $23.81B | $23.05B | $22.08B | $22.22B | $22.40B | $21.50B | $20.66B | $20.09B |
| Stockholders' Equity | $5.91B | $5.91B | $6.42B | $6.19B | $5.92B | $5.62B | $6.45B | $6.03B | $6.40B | $6.41B |
| Retained Earnings | $5.65B | $5.52B | $6.04B | $5.85B | $5.72B | $5.52B | $6.14B | $5.91B | $5.89B | $5.64B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $281.40M | - | - | - | $231.70M | - | - | - | $160.40M | - |
| Investing Cash Flow | $518.20M | - | - | - | $428.40M | - | - | - | ($355.20M) | - |
| Financing Cash Flow | ($860.80M) | - | - | - | ($598.40M) | - | - | - | $128.40M | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 17.2% | - | 14.6% | 11.8% | 14.6% | - | 18.2% | 6.1% | 19.8% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 13.8% | - | 11.5% | 9.3% | 11.6% | - | 14.5% | 4.9% | 15.7% | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 20.4% | - | 18.9% | 20.9% | 19.3% | - | - | - | - | - |
| Effective tax rate | 20.3% | - | 20.7% | 20.2% | 20.1% | - | 20.6% | 18.9% | 20.5% | - |
| Return on assets | 1.1% | - | 0.9% | 0.7% | 0.9% | - | 1.2% | 0.3% | 1.2% | - |
| Return on equity | 5.6% | - | 4.4% | 3.3% | 4.1% | - | 5.3% | 1.5% | 4.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 5.01 | 5.05 | 4.71 | 4.73 | 4.74 | 4.96 | 4.48 | 4.57 | 4.23 | 4.13 |
| Liabilities / Assets | 0.80 | 0.80 | 0.79 | 0.79 | 0.79 | 0.80 | 0.78 | 0.78 | 0.76 | 0.76 |
| Efficiency | ||||||||||
| Asset turnover | 0.08 | - | 0.08 | 0.08 | 0.08 | - | 0.08 | 0.07 | 0.07 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 30.2x | - | 38.3x | 47.5x | 40.0x | - | 26.8x | 88.3x | 26.7x | - |
| P / B | 1.7x | - | 1.7x | 1.6x | 1.7x | - | 1.4x | 1.4x | 1.3x | - |
| P / S | 4.1x | - | 4.4x | 4.4x | 4.6x | - | 3.9x | 4.4x | 4.2x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 13.5% | - | 3.5% | 18.0% | 4.9% | - | 33.0% | 4.1% | 14.6% | - |
| Revenue CAGR (3y) | 10.9% | - | 12.1% | 6.9% | -1.4% | - | 5.2% | -6.0% | -5.1% | - |
| Revenue CAGR (5y) | 0.4% | - | 5.2% | 2.3% | 24.7% | - | 5.7% | 2.6% | 1.5% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 34.4% | - | -17.3% | 129.6% | -22.8% | - | 568.1% | -42.5% | 60.0% | - |
| Net income growth (YoY) | 34.7% | - | -17.5% | 122.7% | -22.6% | - | 544.3% | -41.0% | 58.5% | - |
| EPS growth (YoY) | 34.7% | - | -15.9% | 131.4% | -14.8% | - | 594.7% | -35.2% | 69.1% | - |
| EPS CAGR (3y) | 24.7% | - | - | - | -0.7% | - | 65.7% | -30.7% | -11.9% | - |
| EPS CAGR (5y) | -4.7% | - | 6.0% | -9.6% | - | - | 14.5% | -8.6% | -3.4% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -0.1% | 5.3% | -0.3% | 2.6% | -7.6% | -12.4% | 9.0% | -1.5% | 1.1% | 4.0% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2023-12-31.
Business segments
$7.39B totalTotal Of Major Segments$7.39B · 100.0%
Peer comparison
Same SIC group: Surety Insurance
Comparing OLD REPUBLIC INTERNATIONAL CORP against the 5 most active filers in the same SIC group.
Dividends
$3.69/share trailing 12 months · +30.7% YoY
| Ex-date | Per share |
|---|---|
| Mar 9, 2026 | $0.3150 |
| Jan 2, 2026 | $2.5000 |
| Dec 5, 2025 | $0.2900 |
| Sep 5, 2025 | $0.2900 |
| Jun 6, 2025 | $0.2900 |
| Mar 10, 2025 | $0.2900 |
| Jan 3, 2025 | $2.0000 |
| Dec 6, 2024 | $0.2650 |
| Sep 6, 2024 | $0.2650 |
| Jun 4, 2024 | $0.2650 |
| Mar 8, 2024 | $0.2650 |
| Dec 4, 2023 | $0.2450 |
| Sep 1, 2023 | $0.2450 |
| Jun 2, 2023 | $0.2450 |
| Mar 3, 2023 | $0.2450 |
| Dec 2, 2022 | $0.2300 |
| Aug 31, 2022 | $1.2300 |
| Jun 2, 2022 | $0.2300 |
| Mar 4, 2022 | $0.2300 |
| Dec 3, 2021 | $0.2200 |
| Sep 14, 2021 | $1.5000 |
| Aug 31, 2021 | $0.2200 |
| Jun 3, 2021 | $0.2200 |
| Mar 8, 2021 | $0.2200 |