CoverageForm 410-K10-Q8-K13D13G13F

NGVC · Natural Grocers by Vitamin Cottage, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · NGVC

Income Statement

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q4 '23Q3 '23Q2 '23
Revenue$337.38M$335.58M$328.70M$335.77M$330.22M$309.08M$308.09M-$281.79M$283.25M
Cost of Revenue----------
Gross Profit$102.44M$98.86M$98.28M$101.75M$98.82M$90.33M$90.36M-$81.39M$82.48M
R&D----------
SG&A$12.13M$10.84M$10.95M$11.02M$11.51M$9.54M$9.52M-$9.31M$8.61M
Total Operating Expenses$79.28M$80.33M--------
D&A$8.15M$7.97M$7.95M$7.89M$7.95M$7.84M$7.70M-$7.21M$7.15M
Operating Income$18.11M$14.65M$15.59M$17.55M$13.35M$12.85M$11.26M-$9.08M$8.43M
Interest Expense$632.0K$713.0K$694.0K$750.0K$923.0K$1.05M$1.18M-$848.0K$834.0K
Income Tax$4.04M$2.60M$3.29M$3.70M$2.49M$2.59M$2.12M-$1.16M$1.71M
Net Income$13.43M$11.33M$11.61M$13.10M$9.94M$9.21M$7.96M-$7.07M$5.88M
EPS - Basic$0.58$0.49$0.51$0.57$0.43$0.40$0.35-$0.31$0.26
EPS - Diluted$0.58$0.49$0.50$0.56$0.43$0.40$0.35-$0.31$0.26

Balance Sheet

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q4 '23Q3 '23Q2 '23
Cash & Equivalents$20.72M$23.21M$17.12M$21.21M$6.32M$8.87M$10.97M$13.62M$18.34M$18.96M
Accounts Receivable$13.10M$9.95M$11.97M$12.45M$11.89M$12.61M$8.74M$9.32M$10.80M$6.92M
Inventory----------
Accounts Payable$89.64M$83.95M$80.99M$92.00M$75.58M$88.40M$84.18M$81.59M$80.67M$75.71M
Current Assets$170.56M$166.81M$168.07M$163.25M$144.53M$147.06M$140.87M$143.26M$152.55M$145.78M
Total Assets$684.70M$668.56M$670.50M$664.59M$648.88M$655.48M$656.57M$663.16M$669.18M$652.05M
Current Liabilities$162.48M$156.39M$158.78M$167.72M$150.13M$164.13M$159.90M$158.87M$154.03M$140.75M
Long-term Debt$1.45M---$8.90M$0$0$0$5.94M$9.94M
Total Liabilities$453.81M$448.55M$458.11M$471.62M$467.00M$481.22M$496.60M$509.30M$498.34M$490.04M
Stockholders' Equity$230.90M$220.01M$212.40M$192.97M$181.88M$174.25M$159.97M$153.86M$170.84M$162.01M
Retained Earnings$167.20M$157.22M$149.34M$131.44M$121.09M$113.90M$100.25M$94.56M$111.87M$103.47M

Cash Flow

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q4 '23Q3 '23Q2 '23
Operating Cash Flow-$21.13M--$2.68M-----
Investing Cash Flow-($9.58M)--($9.42M)-----
Financing Cash Flow-($5.46M)--$4.18M-----
CapEx-$9.57M--$9.62M-----
Free Cash Flow-$11.56M--($6.94M)-----

Ratios

MetricQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q4 '23Q3 '23Q2 '23
Profitability
Gross margin30.4%29.5%29.9%30.3%29.9%29.2%29.3%-28.9%29.1%
Operating margin5.4%4.4%4.7%5.2%4.0%4.2%3.7%-3.2%3.0%
EBITDA margin7.8%6.7%7.2%7.6%6.4%6.7%6.2%-5.8%5.5%
Net margin4.0%3.4%3.5%3.9%3.0%3.0%2.6%-2.5%2.1%
Free cash flow margin-3.4%---2.1%-----
FCF / Net income-1.02---0.70-----
R&D / Revenue----------
SG&A / Revenue3.6%3.2%3.3%3.3%3.5%3.1%3.1%-3.3%3.0%
Effective tax rate23.1%18.7%22.1%22.0%20.0%21.9%21.1%-14.1%22.5%
Return on assets2.0%1.7%1.7%2.0%1.5%1.4%1.2%-1.1%0.9%
Return on equity5.8%5.2%5.5%6.8%5.5%5.3%5.0%-4.1%3.6%
Return on invested capital6.0%---5.6%5.8%5.6%-4.4%3.8%
Liquidity
Current ratio1.051.071.060.970.960.900.880.900.991.04
Quick ratio1.051.071.060.970.960.900.880.900.991.04
Cash ratio0.130.150.110.130.040.050.070.090.120.13
Leverage
Debt / Equity0.01---0.050.000.000.000.030.06
Debt / Assets0.00---0.010.000.000.000.010.02
Debt / EBITDA0.06---0.420.000.00-0.360.64
Interest coverage28.6x20.5x22.5x23.4x14.5x12.2x9.6x-10.7x10.1x
Equity multiplier2.973.043.163.443.573.764.104.313.924.02
Liabilities / Assets0.660.670.680.710.720.730.760.770.740.75
Efficiency
Asset turnover0.490.500.490.510.510.470.47-0.420.43
Inventory turnover----------
Days sales outstanding14d11d13d14d13d15d10d-14d9d
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E44.6x51.1x80.0x71.8x92.4x74.2x51.6x-41.6x45.2x
P / B2.6x2.6x4.4x4.8x5.1x3.9x2.6x-1.7x1.7x
P / S1.8x1.7x2.8x2.8x2.8x2.2x1.4x-1.0x0.9x
EV / EBITDA22.1x24.7x38.9x35.9x43.3x32.7x21.4x-17.4x16.6x
Growth
Revenue growth (YoY)0.5%1.6%6.3%9.0%-9.7%8.8%-5.8%4.2%
Revenue CAGR (3y)6.0%-7.3%7.3%6.0%6.1%5.9%---
Revenue CAGR (5y)5.4%4.8%---3.1%2.1%-5.7%8.1%
Gross profit growth (YoY)0.7%0.0%8.8%12.6%-11.0%9.6%-10.6%7.4%
Operating income growth (YoY)3.1%9.7%21.3%55.9%-41.4%33.6%-60.8%-4.9%
Net income growth (YoY)2.5%14.0%26.0%64.6%-30.2%35.3%-79.8%-7.4%
EPS growth (YoY)3.6%14.0%25.0%60.0%-29.0%34.6%-82.4%-7.1%
EPS CAGR (3y)30.7%-43.3%26.0%3.3%22.1%18.6%---
EPS CAGR (5y)22.5%25.1%---13.8%-4.0%-28.1%11.6%
FCF growth (YoY)----------
FCF CAGR (5y)-5.0%--------
Book value growth (YoY)19.7%21.0%21.9%20.6%-2.0%-1.3%-2.7%9.6%5.3%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-09-30.

Product / service

$1.34B total
Grocery$952.17M · 71.1%
Dietary Supplements$252.94M · 18.9%
Manufactured Product Other$125.72M · 9.4%
Vendor Reimbursements$9.30M · 0.7%

Peer comparison

Same SIC group: Retail-Grocery Stores

CompanyRevenue (last FY)Net marginROE
ACI$83.17B0.3%11.8%
KR$147.64B0.7%17.1%
SFM$8.81B5.9%37.3%
GO$4.69B-4.8%-22.9%
VLGEA---

Comparing Natural Grocers by Vitamin Cottage against the 5 most active filers in the same SIC group.

Dividends

$0.57/share trailing 12 months · +23.9% YoY

Ex-datePer share
May 18, 2026$0.1500
Mar 2, 2026$0.1500
Dec 1, 2025$0.1500
Sep 2, 2025$0.1200
May 27, 2025$0.1200
Mar 3, 2025$0.1200
Dec 2, 2024$0.1200
Sep 3, 2024$0.1000
Jun 3, 2024$0.1000
Mar 1, 2024$0.1000
Nov 24, 2023$1.1000
Aug 25, 2023$0.1000
May 26, 2023$0.1000
Feb 24, 2023$0.1000
Nov 25, 2022$0.1000
Aug 26, 2022$0.1000
May 27, 2022$0.1000
Feb 25, 2022$0.1000
Nov 26, 2021$0.1000
Aug 27, 2021$0.0700
May 28, 2021$0.0700
Feb 26, 2021$0.0700
Nov 27, 2020$2.0700
Aug 28, 2020$0.0700