CoverageForm 410-K10-Q8-K13D13G13F

KPLT · Katapult Holdings, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · KPLT

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$291.76M$247.19M$221.59M$212.10M$247.20M-
Cost of Revenue$240.16M$201.42M$179.88M$171.12M$167.41M-
Gross Profit$51.60M$45.77M$41.71M$40.99M$79.79M-
R&D------
SG&A$11.24M$10.87M$10.94M$14.17M$4.24M$795.7K
Total Operating Expenses$52.12M$53.87M$60.50M$66.09M$42.88M-
D&A$164.31M$140.64M$126.53M$116.33M$111.45M-
Operating Income($513.0K)($8.10M)($18.79M)($25.11M)($9.39M)($795.7K)
Interest Expense$20.55M$18.85M$17.82M$20.00M$13.59M-
Income Tax$319.0K$143.0K$165.0K($50.0K)$539.0K$196.0K
Net Income$1.36M($25.91M)($36.67M)($37.87M)($18.79M)$154.2K
EPS - Basic($0.11)($5.96)($8.97)($9.75)$18.25-
EPS - Diluted($0.11)($5.96)($8.97)($9.75)$12.00-

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$22.43M$3.46M$21.41M$65.43M$2.96M$1.04M
Accounts Receivable---$0$2.01M-
Inventory------
Accounts Payable$1.89M$1.49M$903.0K$1.26M$2.03M-
Current Assets$105.23M$90.37M$97.64M$128.63M$164.44M$1.13M
Total Assets$107.87M$93.17M$100.86M$131.90M$166.16M$252.38M
Current Liabilities$117.60M$138.69M$42.30M$42.73M$16.12M$170.9K
Long-term Debt------
Total Liabilities$118.04M$139.97M$128.85M$124.77M$125.36M$9.52M
Stockholders' Equity($38.08M)($46.79M)($27.99M)$7.13M$40.80M$5.00M
Retained Earnings($147.09M)($148.45M)($122.54M)($76.68M)($36.84M)$447.1K

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow($11.93M)($32.57M)($17.41M)($20.85M)$2.17M($986.0K)
Investing Cash Flow($1.10M)($1.30M)($974.0K)($1.50M)$91.0K$451.8K
Financing Cash Flow$19.97M$21.61M($22.64M)($4.24M)$59.90M-
CapEx$34.0K$54.0K$20.0K$168.0K$234.0K-
Free Cash Flow($11.97M)($32.62M)($17.43M)($21.02M)$1.93M-

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin17.7%18.5%18.8%19.3%32.3%-
Operating margin-0.2%-3.3%-8.5%-11.8%-3.8%-
EBITDA margin56.1%53.6%48.6%43.0%41.3%-
Net margin0.5%-10.5%-16.5%-17.9%-7.6%-
Free cash flow margin-4.1%-13.2%-7.9%-9.9%0.8%-
FCF / Net income-8.771.260.480.55-0.10-
R&D / Revenue------
SG&A / Revenue3.9%4.4%4.9%6.7%1.7%-
Effective tax rate18.9%----56.0%
Return on assets1.3%-27.8%-36.4%-28.7%-11.3%0.1%
Return on equity-3.6%55.4%131.0%-531.3%-46.1%3.1%
Return on invested capital------
Liquidity
Current ratio0.890.652.313.0110.206.59
Quick ratio0.890.652.313.0110.206.59
Cash ratio0.190.020.511.530.186.11
Leverage
Debt / Equity------
Debt / Assets------
Debt / EBITDA------
Interest coverage-0.0x-0.4x-1.1x-1.3x-0.7x-
Equity multiplier-2.83-1.99-3.6018.504.0750.48
Liabilities / Assets1.091.501.280.950.750.04
Efficiency
Asset turnover2.702.652.201.611.49-
Inventory turnover------
Days sales outstanding---0d3d-
Days inventory outstanding------
Days payable outstanding3d3d2d3d4d-
Cash conversion cycle------
Valuation
P / E----7.0x-
P / B---329.7x96.9x-
P / S0.1x0.1x0.2x11.1x16.0x-
EV / EBITDA0.1x0.2x0.2x25.0x38.7x-
Growth
Revenue growth (YoY)18.0%11.6%4.5%-14.2%--
Revenue CAGR (3y)11.2%-0.0%----
Revenue CAGR (5y)------
Gross profit growth (YoY)12.7%9.7%1.8%-48.6%--
Operating income growth (YoY)93.7%56.9%25.1%-167.3%-1080.3%-
Net income growth (YoY)-29.3%3.2%-101.5%--
EPS growth (YoY)98.2%33.6%8.0%---
EPS CAGR (3y)------
EPS CAGR (5y)------
FCF growth (YoY)63.3%-87.1%17.0%---
FCF CAGR (5y)------
Book value growth (YoY)18.6%-67.2%--82.5%716.0%-0.0%

Stability scores

Altman Z′

FY 2025 · bankruptcy risk

1.31
Grey zone

Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.

Piotroski F-score

FY 2025 · 9-point quality

4/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • Current ratio improved
  • No share dilution
  • Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Services-Equipment Rental & Leasing, NEC

CompanyRevenue (last FY)Net marginROE
UPBD$4.70B1.6%10.5%
MGRC$944.24M16.6%12.6%
URI$16.10B15.5%27.8%
AL$3.02B36.1%12.8%
CTOS$1.94B-1.6%-3.8%

Comparing Katapult Holdings against the 5 most active filers in the same SIC group.