ITIC · Investors Title Co - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $64.01M | - | $73.02M | $73.65M | $56.56M | - | $68.83M | $65.38M | $53.46M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | $56.30M | - | $57.93M | $57.85M | $52.51M | - | $57.24M | $54.12M | $47.66M | - |
| D&A | $873.0K | - | - | - | $953.0K | - | - | - | $787.0K | - |
| Operating Income | $7.71M | - | $15.09M | $15.80M | $4.05M | - | $11.59M | $11.27M | $5.80M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | $1.65M | - | $2.88M | $3.52M | $882.0K | - | $2.27M | $2.40M | $1.27M | - |
| Net Income | $6.07M | - | $12.21M | $12.28M | $3.17M | - | $9.31M | $8.87M | $4.53M | - |
| EPS - Basic | $3.21 | - | $6.47 | $6.51 | $1.68 | - | $4.94 | $4.71 | $2.40 | - |
| EPS - Diluted | $3.20 | - | $6.45 | $6.48 | $1.67 | - | $4.92 | $4.70 | $2.40 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $26.70M | $20.84M | $22.76M | $29.68M | $27.60M | $24.65M | $25.46M | $26.69M | $21.61M | $24.03M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $361.54M | $363.14M | $363.32M | $345.82M | $333.78M | $333.57M | $351.99M | $340.33M | $329.49M | $330.56M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $88.65M | $94.84M | $85.31M | $79.65M | $79.37M | $81.80M | $80.67M | $78.52M | $75.53M | $79.01M |
| Stockholders' Equity | $272.89M | $268.30M | $278.01M | $266.18M | $254.41M | $251.77M | $271.31M | $261.82M | $253.96M | $251.55M |
| Retained Earnings | $272.53M | $267.21M | $276.88M | $265.36M | $253.83M | $251.42M | $270.23M | $261.65M | $253.62M | $250.91M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.62M | - | - | - | ($75.0K) | - | - | - | $1.44M | - |
| Investing Cash Flow | $5.11M | - | - | - | $3.89M | - | - | - | ($1.94M) | - |
| Financing Cash Flow | ($867.0K) | - | - | - | ($868.0K) | - | - | - | ($1.92M) | - |
| CapEx | $1.05M | - | - | - | $1.33M | - | - | - | $2.23M | - |
| Free Cash Flow | $569.0K | - | - | - | ($1.41M) | - | - | - | ($793.0K) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 12.1% | - | 20.7% | 21.5% | 7.2% | - | 16.8% | 17.2% | 10.8% | - |
| EBITDA margin | 13.4% | - | - | - | 8.8% | - | - | - | 12.3% | - |
| Net margin | 9.5% | - | 16.7% | 16.7% | 5.6% | - | 13.5% | 13.6% | 8.5% | - |
| Free cash flow margin | 0.9% | - | - | - | -2.5% | - | - | - | -1.5% | - |
| FCF / Net income | 0.09 | - | - | - | -0.44 | - | - | - | -0.18 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.4% | - | 19.1% | 22.3% | 21.8% | - | 19.6% | 21.3% | 21.9% | - |
| Return on assets | 1.7% | - | 3.4% | 3.6% | 1.0% | - | 2.6% | 2.6% | 1.4% | - |
| Return on equity | 2.2% | - | 4.4% | 4.6% | 1.2% | - | 3.4% | 3.4% | 1.8% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 1.32 | 1.35 | 1.31 | 1.30 | 1.31 | 1.32 | 1.30 | 1.30 | 1.30 | 1.31 |
| Liabilities / Assets | 0.25 | 0.26 | 0.23 | 0.23 | 0.24 | 0.25 | 0.23 | 0.23 | 0.23 | 0.24 |
| Efficiency | ||||||||||
| Asset turnover | 0.18 | - | 0.20 | 0.21 | 0.17 | - | 0.20 | 0.19 | 0.16 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 67.9x | - | 41.5x | 32.6x | 144.4x | - | 46.7x | 38.3x | 68.0x | - |
| P / B | 1.5x | - | 1.8x | 1.5x | 1.8x | - | 1.6x | 1.3x | 1.2x | - |
| P / S | 6.4x | - | 6.9x | 5.4x | 8.1x | - | 6.3x | 5.2x | 5.8x | - |
| EV / EBITDA | 44.8x | - | - | - | 85.7x | - | - | - | 43.5x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 13.2% | - | 6.1% | 12.6% | 5.8% | - | 12.1% | 12.1% | 4.1% | - |
| Revenue CAGR (3y) | 7.6% | - | -2.2% | 1.3% | -6.4% | - | -5.4% | -8.4% | -9.5% | - |
| Revenue CAGR (5y) | -2.3% | - | 1.5% | 3.6% | 13.6% | - | 7.5% | 8.9% | 6.0% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 90.4% | - | 30.2% | 40.2% | -30.1% | - | 34.6% | 14.4% | 271.4% | - |
| Net income growth (YoY) | 91.3% | - | 31.1% | 38.4% | -29.9% | - | 31.5% | 17.0% | 283.1% | - |
| EPS growth (YoY) | 91.6% | - | 31.1% | 37.9% | -30.4% | - | 31.2% | 17.5% | 287.1% | - |
| EPS CAGR (3y) | 72.8% | - | 15.6% | 75.4% | -19.9% | - | -13.6% | -23.3% | -31.0% | - |
| EPS CAGR (5y) | -15.2% | - | -4.4% | -3.3% | - | - | 3.2% | 10.1% | -7.2% | - |
| FCF growth (YoY) | - | - | - | - | -77.3% | - | - | - | 94.8% | - |
| FCF CAGR (5y) | -38.8% | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 7.3% | 6.6% | 2.5% | 1.7% | 0.2% | 0.1% | 7.4% | 5.9% | 5.0% | 4.4% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$290.95M totalTitle Insurance$263.03M · 90.4%
Exchange Services$14.01M · 4.8%
All Other Segments$13.92M · 4.8%
Product / service
$40.91M totalNon Title Services$21.60M · 52.8%
Escrow Title Related And Other Fees$19.31M · 47.2%
Peer comparison
Same SIC group: Title Insurance
Comparing INVESTORS TITLE CO against the 5 most active filers in the same SIC group.
Dividends
$10.56/share trailing 12 months · -33.3% YoY
| Ex-date | Per share |
|---|---|
| Mar 23, 2026 | $0.4600 |
| Dec 1, 2025 | $9.1800 |
| Sep 2, 2025 | $0.4600 |
| Jun 13, 2025 | $0.4600 |
| Mar 24, 2025 | $0.4600 |
| Dec 2, 2024 | $14.4600 |
| Sep 3, 2024 | $0.4600 |
| Jun 14, 2024 | $0.4600 |
| Mar 15, 2024 | $0.4600 |
| Nov 30, 2023 | $4.4600 |
| Aug 31, 2023 | $0.4600 |
| Jun 14, 2023 | $0.4600 |
| Mar 20, 2023 | $0.4600 |
| Nov 30, 2022 | $3.4600 |
| Aug 31, 2022 | $0.4600 |
| Jun 14, 2022 | $0.4600 |
| Mar 18, 2022 | $0.4600 |
| Nov 30, 2021 | $18.4600 |
| Aug 31, 2021 | $0.4600 |
| Jun 14, 2021 | $0.4600 |
| Mar 22, 2021 | $0.4400 |
| Nov 30, 2020 | $15.4400 |
| Aug 31, 2020 | $0.4400 |
| Jun 12, 2020 | $0.4400 |