Independence Holding Co

IHCCIK 0000701869 · Every Form 4 filed by insiders at this issuer. See financials →

Annual report (10-K)

Latest 10-K/A filed Apr 30, 2021. Sentiment + YoY language diff vs prior year. Read sections →

Signal:NeutralFull-doc fallback

Full filing:tone -0.0040

Sentiment via Loughran-McDonald lexicon · YoY diff via Jaccard similarity + paragraph set difference.

YoY shift: Unscored

Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K.

Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.

Per-snippet highlights

Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.

Top insiders

Most active reporters at Independence Holding Co

Name	Roles	Filings
Furfaro Vincent J.	OfficerDirector	1
Graber Larry	Director	1
Herbert Teresa A	OfficerDirector	1
Kirkman Allan C	Director	1
Lahey John L	Director	1

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All filings

10 Form 4 / 4-A filings, newest first

Filed	Insider	Top transaction	Shares	Price	Value
Feb 16, 2022	Thung Roy T K Chairman and CEO · Director	DDisposition	164,763	$57.00	$9,391,491
Feb 16, 2022	Furfaro Vincent J. SVP StrategicCorp. Dev. & CISO · Director	DDisposition	2,817	$57.00	$160,569
Feb 16, 2022	Graber Larry Director	DDisposition	59,280	$57.00	$3,378,960
Feb 16, 2022	Herbert Teresa A President · Director	DDisposition	103,134	$57.00	$5,878,638
Feb 16, 2022	Kirkman Allan C Director	DDisposition	37,026	$57.00	$2,110,482