CoverageForm 410-K10-Q8-K13D13G13F

HIG · Hartford Financial Services Group, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · HIG

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$7.23B-$7.23B$6.99B$6.81B-$6.75B$6.49B$6.42B-
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A$1.45B-$1.41B$1.34B$1.35B-$1.32B$1.28B$1.28B-
Total Operating Expenses----------
D&A----------
Operating Income$1.06B-$1.32B$1.25B$783.00M-$952.00M$912.00M$911.00M-
Interest Expense$50.00M-$50.00M$50.00M$50.00M-$49.00M$50.00M$50.00M-
Income Tax$201.00M-$238.00M$251.00M$153.00M-$185.00M$174.00M$158.00M-
Net Income$856.00M-$1.08B$995.00M$630.00M-$767.00M$738.00M$753.00M-
EPS - Basic$3.08-$3.82$3.49$2.18-$2.60$2.48$2.51-
EPS - Diluted$3.04-$3.77$3.44$2.15-$2.56$2.44$2.47-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$220.00M$177.00M$206.00M$219.00M$216.00M$234.00M$281.00M$210.00M$322.00M$189.00M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$86.32B$86.00B$85.00B$83.64B$82.31B$80.92B$81.22B$79.05B$77.71B$76.78B
Current Liabilities----------
Long-term Debt$4.37B$4.37B$4.37B$4.37B$4.37B$4.37B$4.37B$4.36B$4.36B$4.36B
Total Liabilities$67.43B$67.02B$66.55B$66.12B$65.46B$64.47B$64.21B$63.37B$62.24B$61.45B
Stockholders' Equity$18.89B$18.98B$18.45B$17.52B$16.84B$16.45B$17.01B$15.68B$15.47B$15.33B
Retained Earnings$25.42B$24.74B$23.78B$22.85B$22.01B$21.53B$20.83B$20.21B$19.61B$19.01B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$1.04B---$985.00M---$1.10B-
Investing Cash Flow($332.00M)---($401.00M)---($435.00M)-
Financing Cash Flow($663.00M)---($608.00M)---($529.00M)-
CapEx$31.00M---$38.00M---$50.00M-
Free Cash Flow$1.01B---$947.00M---$1.05B-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin14.6%-18.2%17.8%11.5%-14.1%14.1%14.2%-
EBITDA margin----------
Net margin11.8%-14.9%14.2%9.3%-11.4%11.4%11.7%-
Free cash flow margin14.0%---13.9%---16.3%-
FCF / Net income1.18---1.50---1.39-
R&D / Revenue----------
SG&A / Revenue20.0%-19.6%19.1%19.9%-19.6%19.8%20.0%-
Effective tax rate19.0%-18.1%20.1%19.5%-19.4%19.1%17.3%-
Return on assets1.0%-1.3%1.2%0.8%-0.9%0.9%1.0%-
Return on equity4.5%-5.9%5.7%3.7%-4.5%4.7%4.9%-
Return on invested capital3.7%-4.7%4.5%3.0%-3.6%3.7%3.8%-
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity0.230.230.240.250.260.270.260.280.280.28
Debt / Assets0.050.050.050.050.050.050.050.060.060.06
Debt / EBITDA----------
Interest coverage21.1x-26.4x24.9x15.7x-19.4x18.2x18.2x-
Equity multiplier4.574.534.614.774.894.924.785.045.025.01
Liabilities / Assets0.780.780.780.790.800.800.790.800.800.80
Efficiency
Asset turnover0.08-0.090.080.08-0.080.080.08-
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E44.5x-35.4x36.9x57.5x-45.9x41.2x41.7x-
P / B2.0x-2.1x2.1x2.1x-2.1x1.9x2.0x-
P / S5.2x-5.3x5.2x5.3x-5.2x4.6x4.9x-
EV / EBITDA----------
Growth
Revenue growth (YoY)6.1%-7.1%7.7%6.1%-9.5%7.2%8.6%-
Revenue CAGR (3y)6.9%-9.0%9.2%8.1%-5.9%5.1%6.6%-
Revenue CAGR (5y)6.4%-6.9%6.6%6.6%-4.8%5.0%5.4%-
Gross profit growth (YoY)----------
Operating income growth (YoY)35.0%-38.4%36.6%-14.1%-17.1%35.7%39.5%-
Net income growth (YoY)35.9%-40.8%34.8%-16.3%-17.8%34.9%40.7%-
EPS growth (YoY)41.4%-47.3%41.0%-13.0%-22.5%41.0%48.8%-
EPS CAGR (3y)22.3%-54.6%37.6%18.3%-23.5%-0.9%54.5%-
EPS CAGR (5y)35.3%-24.5%21.7%23.8%-12.4%19.1%7.6%-
FCF growth (YoY)7.1%----9.6%---27.4%-
FCF CAGR (5y)6.6%---28.1%---32.2%-
Book value growth (YoY)12.1%15.4%8.5%11.7%8.9%7.3%24.3%10.8%7.9%12.4%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$28.22B total
PCBusiness Insurance$15.81B · 56.0%
Employee Benefits$7.14B · 25.3%
PCPersonal Insurance$4.09B · 14.5%
Hartford Funds$1.11B · 3.9%
Property Casualty Other Operations$73.00M · 0.3%

Peer comparison

Same SIC group: Fire, Marine & Casualty Insurance

CompanyRevenue (last FY)Net marginROE
PGR$87.67B12.9%37.3%
DGICA$978.01M8.1%12.4%
AIG$26.77B11.6%7.5%
TRV$48.83B12.9%19.1%
CINF$12.63B18.9%15.0%

Comparing HARTFORD FINANCIAL SERVICES GROUP against the 5 most active filers in the same SIC group.

Dividends

$2.32/share trailing 12 months · +14.3% YoY

Ex-datePer share
Jun 1, 2026$0.6000
Mar 2, 2026$0.6000
Dec 1, 2025$0.6000
Sep 2, 2025$0.5200
Jun 2, 2025$0.5200
Mar 3, 2025$0.5200
Dec 2, 2024$0.5200
Sep 3, 2024$0.4700
Jun 3, 2024$0.4700
Mar 1, 2024$0.4700
Nov 30, 2023$0.4700
Aug 31, 2023$0.4250
May 31, 2023$0.4250
Mar 3, 2023$0.4250
Nov 30, 2022$0.4250
Aug 31, 2022$0.3850
May 31, 2022$0.3850
Feb 28, 2022$0.3850
Nov 30, 2021$0.3850
Aug 31, 2021$0.3500
May 28, 2021$0.3500
Feb 26, 2021$0.3500
Nov 30, 2020$0.3250
Aug 31, 2020$0.3250