CoverageForm 410-K10-Q8-K13D13G13F

GOCO · Gohealth, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · GOCO

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue$8.32M-$20.09M$32.41M$39.27M-$19.68M$20.68M$38.01M-
Gross Profit----------
R&D----------
SG&A$21.69M-$27.69M$21.94M$22.66M-$17.14M$16.40M$16.92M-
Total Operating Expenses$46.71M-$322.10M$193.43M$214.30M-$160.96M$146.48M$189.63M-
D&A$307.0K---$2.96M---$2.73M-
Operating Income($34.79M)-($287.92M)($99.39M)$6.67M-($42.67M)($40.61M)($4.03M)-
Interest Expense$30.79M-$24.76M$16.95M$17.95M-$19.09M$18.10M$17.95M-
Income Tax$712.0K-($486.0K)($353.0K)$1.10M-($11.0K)($40.0K)($71.0K)-
Net Income($37.17M)-($165.85M)($54.28M)($4.41M)-$6.78M($26.00M)($9.22M)-
EPS - Basic($2.36)-($11.80)($5.10)($0.52)-$0.58($2.70)($1.04)-
EPS - Diluted($2.36)-($11.80)($5.10)($0.52)-$0.46($2.70)($1.04)-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$39.88M$32.90M$32.08M$35.59M$22.15M$40.92M$35.53M$14.12M$97.82M$90.81M
Accounts Receivable$1.0K$72.0K$2.0K$143.0K$5.90M$4.45M$6.86M$13.47M$9.23M$250.0K
Inventory----------
Accounts Payable$8.47M$6.92M$11.85M$19.89M$20.30M$14.59M$15.29M$10.07M$5.77M$17.70M
Current Assets$264.90M$285.79M$287.46M$288.80M$260.91M$400.41M$334.04M$301.17M$397.10M$476.44M
Total Assets$917.92M$987.38M$1.03B$1.31B$1.38B$1.49B$1.34B$1.26B$1.40B$1.50B
Current Liabilities$130.24M$141.50M$175.68M$185.00M$233.40M$338.05M$281.97M$234.04M$300.00M$370.01M
Long-term Debt$650.76M$636.74M$581.84M$560.00M$446.40M$447.87M$416.33M$413.33M$410.32M$422.70M
Total Liabilities----------
Stockholders' Equity$2.13M$37.87M$68.17M$191.78M$241.63M$241.84M$212.04M$202.73M$225.88M$231.01M
Retained Earnings($717.50M)($680.33M)($647.74M)($481.89M)($427.62M)($423.21M)($448.72M)($455.49M)($429.50M)($420.28M)

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$6.99M---($12.40M)---$12.51M-
Investing Cash Flow$0---($3.05M)---($4.56M)-
Financing Cash Flow($25.0K)---($3.20M)---($942.0K)-
CapEx$0---$3.05M---$4.56M-
Free Cash Flow$6.99M---($15.45M)---$7.96M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income-0.19---3.51----0.86-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate-------0.2%---
Return on assets-4.0%--16.1%-4.1%-0.3%-0.5%-2.1%-0.7%-
Return on equity-1744.3%--243.3%-28.3%-1.8%-3.2%-12.8%-4.1%-
Return on invested capital-4.2%--35.0%-10.4%0.8%--6.8%-5.2%-0.5%-
Liquidity
Current ratio2.032.021.641.561.121.181.181.291.321.29
Quick ratio2.032.021.641.561.121.181.181.291.321.29
Cash ratio0.310.230.180.190.090.120.130.060.330.25
Leverage
Debt / Equity305.3816.818.542.921.851.851.962.041.821.83
Debt / Assets0.710.640.560.430.320.300.310.330.290.28
Debt / EBITDA----46.35-----
Interest coverage-1.1x--11.6x-5.9x0.4x--2.2x-2.2x-0.2x-
Equity multiplier430.7426.0715.126.845.726.156.336.206.186.49
Liabilities / Assets----------
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding372d-215d224d189d-283d178d55d-
Cash conversion cycle----------
Valuation
P / E------20.4x---
P / B11.5x-1.0x0.3x0.5x-0.6x0.5x0.5x-
P / S----------
EV / EBITDA----57.3x-----
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)---574.7%-144.7%---12.4%23.4%29.9%-
Net income growth (YoY)-743.3%---108.8%52.2%--10.2%-0.4%-
EPS growth (YoY)-353.8%---88.9%50.0%--17.4%7.1%-
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)---------56.4%-
FCF CAGR (5y)-19.0%---------
Book value growth (YoY)-99.1%-84.3%-67.9%-5.4%7.0%4.7%-7.0%-18.9%-14.3%-14.0%

Peer comparison

Same SIC group: Insurance Agents, Brokers & Service

CompanyRevenue (last FY)Net marginROE
WTW$9.71B16.5%20.1%
ERIE$4.07B13.8%24.5%
ACT$1.24B55.7%12.8%
AJG$13.94B10.7%6.4%
MRSH$26.98B15.4%27.2%

Comparing GoHealth against the 5 most active filers in the same SIC group.