CoverageForm 410-K10-Q8-K13D13G13F

GL · Globe Life Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · GL

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$1.56B-$1.51B$1.48B$1.48B-$1.46B$1.44B$1.42B-
Cost of Revenue----------
Gross Profit------$379.15M$334.91M$326.72M-
R&D----------
SG&A------$89.19M$83.11M$80.41M-
Total Operating Expenses----------
D&A----------
Operating Income$334.13M-$477.10M$313.30M$316.08M-$383.12M$338.60M$327.43M-
Interest Expense$34.00M-$36.13M$34.88M$34.99M-$31.39M$31.40M$28.62M-
Income Tax$63.61M-$89.26M$60.55M$61.52M-$73.96M$63.97M$60.71M-
Net Income$270.53M-$387.84M$252.75M$254.56M-$302.99M$258.36M$254.22M-
EPS - Basic$3.45-$4.81$3.09$3.05-$3.45$2.83$2.71-
EPS - Diluted$3.39-$4.73$3.05$3.01-$3.44$2.83$2.67-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$255.21M$144.70M$302.72M$239.12M$232.27M$165.32M$134.55M$87.91M$83.55M$103.16M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$30.97B$30.81B$30.53B$29.81B$29.71B$29.08B$29.56B$28.30B$28.57B$28.05B
Current Liabilities----------
Long-term Debt$2.32B$2.32B$2.32B$2.33B$2.32B$2.32B$2.32B$1.63B$1.63B$1.63B
Total Liabilities$24.88B$24.84B$24.84B$24.39B$24.28B$23.77B$24.92B$23.07B$23.53B$23.56B
Stockholders' Equity$6.08B$5.97B$5.69B$5.42B$5.43B$5.31B$4.64B$5.23B$5.04B$4.49B
Retained Earnings$8.79B$8.55B$8.81B$8.45B$8.22B$8.00B$8.23B$7.94B$7.71B$7.48B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$420.94M---$431.89M---$350.81M-
Investing Cash Flow($281.26M)---($239.95M)---($731.94M)-
Financing Cash Flow($29.63M)---($124.46M)---$356.96M-
CapEx$24.91M---$11.75M---$9.11M-
Free Cash Flow$396.03M---$420.14M---$341.70M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin------26.1%23.3%23.1%-
Operating margin21.4%-31.5%21.2%21.4%-26.3%23.5%23.1%-
EBITDA margin----------
Net margin17.3%-25.6%17.1%17.2%-20.8%17.9%18.0%-
Free cash flow margin25.4%---28.4%---24.1%-
FCF / Net income1.46---1.65---1.34-
R&D / Revenue----------
SG&A / Revenue------6.1%5.8%5.7%-
Effective tax rate19.0%-18.7%19.3%19.5%-19.6%19.8%19.3%-
Return on assets0.9%-1.3%0.8%0.9%-1.0%0.9%0.9%-
Return on equity4.4%-6.8%4.7%4.7%-6.5%4.9%5.0%-
Return on invested capital3.2%-4.8%3.3%3.3%-4.4%4.0%4.0%-
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity0.380.390.410.430.430.440.500.310.320.36
Debt / Assets0.070.080.080.080.080.080.080.060.060.06
Debt / EBITDA----------
Interest coverage9.8x-13.2x9.0x9.0x-12.2x10.8x11.4x-
Equity multiplier5.095.165.375.505.485.486.375.415.676.25
Liabilities / Assets0.800.810.810.820.820.820.840.820.820.84
Efficiency
Asset turnover0.05-0.050.050.05-0.050.050.05-
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E41.1x-30.2x40.8x43.8x-30.8x29.1x43.6x-
P / B1.8x-2.1x1.9x2.1x-2.0x1.4x2.2x-
P / S7.1x-7.8x6.9x7.5x-6.4x5.2x7.8x-
EV / EBITDA----------
Growth
Revenue growth (YoY)5.3%-4.0%2.8%4.5%-5.2%8.6%7.2%-
Revenue CAGR (3y)5.7%-5.4%4.6%4.2%-4.4%4.3%3.8%-
Revenue CAGR (5y)4.3%-4.8%4.6%5.5%-5.0%5.0%4.8%-
Gross profit growth (YoY)------18.1%7.9%7.1%-
Operating income growth (YoY)5.7%-24.5%-7.5%-3.5%-18.9%9.1%7.3%-
Net income growth (YoY)6.3%-28.0%-2.2%0.1%-17.9%20.0%13.7%-
EPS growth (YoY)12.6%-37.5%7.8%12.7%-28.4%26.3%17.1%-
EPS CAGR (3y)14.1%-35.5%19.4%22.4%-23.2%13.8%16.2%-
EPS CAGR (5y)14.8%-21.9%13.5%14.6%-13.6%11.1%10.1%-
FCF growth (YoY)-5.7%---23.0%----27.2%-
FCF CAGR (5y)2.1%---4.7%----3.9%-
Book value growth (YoY)12.1%12.6%22.6%3.7%7.7%18.2%0.3%31.3%439.8%-8.4%

Peer comparison

Same SIC group: Life Insurance

CompanyRevenue (last FY)Net marginROE
JXN$6.68B0.4%0.3%
MET$77.08B4.4%11.9%
PRU$60.77B5.9%11.0%
LNC$18.21B6.5%10.8%
VOYA$8.19B8.0%13.2%

Comparing GLOBE LIFE INC. against the 5 most active filers in the same SIC group.

Dividends

$1.14/share trailing 12 months · +15.2% YoY

Ex-datePer share
Apr 2, 2026$0.3300
Jan 5, 2026$0.2700
Oct 3, 2025$0.2700
Jul 3, 2025$0.2700
Apr 3, 2025$0.2700
Jan 6, 2025$0.2400
Oct 4, 2024$0.2400
Jul 5, 2024$0.2400
Apr 4, 2024$0.2400
Jan 4, 2024$0.2250
Oct 5, 2023$0.2250
Jul 3, 2023$0.2250
Mar 31, 2023$0.2250
Jan 5, 2023$0.2080
Oct 6, 2022$0.2080
Jul 1, 2022$0.2080
Apr 1, 2022$0.2080
Jan 6, 2022$0.1980
Oct 1, 2021$0.1980
Jul 1, 2021$0.1980
Apr 1, 2021$0.1980
Jan 7, 2021$0.1880
Oct 2, 2020$0.1880
Jul 2, 2020$0.1880