CoverageForm 410-K10-Q8-K13D13G13F

FORD · Forward Industries, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$18.19M$30.20M$36.69M$42.34M$39.02M$34.48M
Cost of Revenue$13.00M$23.99M$28.32M$33.97M$30.89M$27.84M
Gross Profit$5.19M$6.21M$8.36M$8.37M$8.13M$6.64M
R&D------
SG&A$9.60M$6.52M$6.54M$6.75M$6.40M$5.66M
Total Operating Expenses------
D&A$332.2K$332.7K$315.9K$309.2K$327.3K$272.0K
Operating Income($8.39M)($1.93M)$159.7K($1.24M)($765.0K)($1.98M)
Interest Expense$49.1K$62.7K$104.2K$123.4K$172.0K$175.0K
Income Tax$20.4K$22.9K$20.0K$2.6K$0$9.2K
Net Income($166.97M)($1.95M)($3.74M)($1.38M)$523.8K($1.78M)
EPS - Basic($24.59)($1.77)($0.37)($0.14)$0.05($0.19)
EPS - Diluted($24.59)($1.77)($0.37)($0.14)$0.05($0.19)

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$38.17M$3.02M$3.18M$2.58M$1.41M$2.92M
Accounts Receivable$1.64M$5.61M$6.97M$7.54M$8.76M$7.60M
Inventory-$490.0K$334.4K$3.80M$2.06M$1.28M
Accounts Payable$433.0K$129.1K$518.9K$268.2K$392.0K$197.0K
Current Assets$41.22M$9.64M$11.37M$14.34M$12.79M$12.22M
Total Assets$1.47B$14.77M$17.39M$20.94M$19.86M$19.36M
Current Liabilities$2.72M$9.37M$10.84M$9.98M$7.21M$8.83M
Long-term Debt-----$530.0K
Total Liabilities$4.82M$11.80M$14.77M$14.67M$12.41M$12.77M
Stockholders' Equity$1.47B$2.97M$2.62M$6.27M$7.44M$6.58M
Retained Earnings($186.61M)($19.64M)($17.69M)($13.95M)($12.57M)($13.10M)

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow($4.50M)$407.1K$1.04M$1.53M($528.3K)($262.9K)
Investing Cash Flow($901.47M)($65.2K)($136.1K)($169.6K)($67.2K)($390.1K)
Financing Cash Flow$941.36M($500.0K)($300.0K)($200.0K)($918.7K)$484.8K
CapEx$25.8K$65.2K$136.1K$169.6K$67.2K$68.5K
Free Cash Flow($4.53M)$342.0K$904.9K$1.37M($595.5K)($331.4K)

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin28.5%20.6%22.8%19.8%20.8%19.3%
Operating margin-46.1%-6.4%0.4%-2.9%-2.0%-5.7%
EBITDA margin-44.3%-5.3%1.3%-2.2%-1.1%-5.0%
Net margin-918.1%-6.5%-10.2%-3.3%1.3%-5.1%
Free cash flow margin-24.9%1.1%2.5%3.2%-1.5%-1.0%
FCF / Net income0.03-0.18-0.24-0.99-1.140.19
R&D / Revenue------
SG&A / Revenue52.8%21.6%17.8%16.0%16.4%16.4%
Effective tax rate----0.0%-
Return on assets-11.3%-13.2%-21.5%-6.6%2.6%-9.2%
Return on equity-11.4%-65.7%-142.8%-22.0%7.0%-27.0%
Return on invested capital------22.0%
Liquidity
Current ratio15.141.031.051.441.781.38
Quick ratio15.140.981.021.061.491.24
Cash ratio14.010.320.290.260.200.33
Leverage
Debt / Equity-----0.08
Debt / Assets-----0.03
Debt / EBITDA------
Interest coverage-170.8x-30.8x1.5x-10.0x-4.4x-11.3x
Equity multiplier1.004.986.653.342.672.94
Liabilities / Assets0.000.800.850.700.630.66
Efficiency
Asset turnover0.012.042.112.021.971.78
Inventory turnover-48.9584.708.9414.9821.82
Days sales outstanding33d68d69d65d82d80d
Days inventory outstanding-7d4d41d24d17d
Days payable outstanding12d2d7d3d5d3d
Cash conversion cycle-73d67d103d102d95d
Valuation
P / E------
P / B------
P / S------
EV / EBITDA------
Growth
Revenue growth (YoY)-39.8%-17.7%-13.3%8.5%13.2%-7.8%
Revenue CAGR (3y)-24.5%-8.2%2.1%4.2%16.4%-
Revenue CAGR (5y)-12.0%-4.2%8.2%---
Gross profit growth (YoY)-16.4%-25.8%-0.0%2.9%22.5%0.9%
Operating income growth (YoY)-334.3%---62.0%61.4%36.0%
Net income growth (YoY)-8460.2%47.8%-171.1%--50.7%
EPS growth (YoY)-1289.3%-378.4%-164.3%--50.0%
EPS CAGR (3y)-----30.7%-
EPS CAGR (5y)-----6.5%-
FCF growth (YoY)--62.2%-33.7%--79.7%83.5%
FCF CAGR (5y)--0.1%12.2%--
Book value growth (YoY)49448.6%13.4%-58.2%-15.8%13.1%-14.6%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-09-30.

Business segments

$18.19M total
Design Segment$13.61M · 74.8%
Digital Assets Segment$4.58M · 25.2%

Stability scores

Altman Z′

FY 2025 · bankruptcy risk

128.07
Safe

Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.

Piotroski F-score

FY 2025 · 9-point quality

4/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • Current ratio improved
  • No share dilution
  • Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Finance Services

CompanyRevenue (last FY)Net marginROE
SYF--21.2%
COIN$7.18B17.6%8.5%
LDI$1.19B-5.3%-16.2%
UPST$1.04B5.1%6.7%
AXP$72.23B15.0%32.4%

Comparing Forward Industries against the 5 most active filers in the same SIC group.