FNF · Fidelity National Financial, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.23B | - | $4.03B | $3.63B | $2.73B | - | $3.60B | $3.16B | $3.30B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $215.00M | - | $227.00M | $200.00M | $196.00M | - | $189.00M | $189.00M | $167.00M | - |
| Operating Income | $498.00M | - | $453.00M | $382.00M | $111.00M | - | $313.00M | $458.00M | $331.00M | - |
| Interest Expense | - | - | - | $61.00M | $60.00M | - | $56.00M | $47.00M | $49.00M | - |
| Income Tax | $175.00M | - | $90.00M | $98.00M | $29.00M | - | $44.00M | $116.00M | $63.00M | - |
| Net Income | $243.00M | - | $358.00M | $278.00M | $83.00M | - | $266.00M | $306.00M | $248.00M | - |
| EPS - Basic | $0.90 | - | $0.95 | $0.98 | $0.29 | - | - | - | $0.89 | - |
| EPS - Diluted | $0.90 | - | $1.28 | $1.08 | $0.29 | - | - | - | $0.88 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $2.47B | $2.64B | $3.49B | $3.27B | $4.48B | $3.48B | $4.97B | $4.89B | $3.52B | $2.77B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $111.50B | $109.01B | $106.64B | $102.33B | $98.21B | $95.37B | $94.67B | $88.82B | $84.50B | $80.61B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $4.40B | $4.40B | $4.40B | $4.40B | $4.39B | $4.32B | $4.19B | $4.17B | $3.88B | $3.89B |
| Total Liabilities | $102.78B | $100.04B | $97.30B | $93.51B | $89.41B | $86.84B | $85.77B | $80.84B | $76.66B | $73.15B |
| Stockholders' Equity | $7.25B | $7.42B | $8.36B | $7.91B | $7.89B | $7.75B | $8.08B | $7.26B | $7.13B | $6.91B |
| Retained Earnings | $5.59B | $5.48B | $6.29B | $6.07B | $5.93B | $5.98B | $5.67B | $5.54B | $5.36B | $5.24B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $875.00M | - | - | - | $1.11B | - | - | - | $1.59B | - |
| Investing Cash Flow | ($945.00M) | - | - | - | ($785.00M) | - | - | - | ($1.10B) | - |
| Financing Cash Flow | ($99.00M) | - | - | - | $675.00M | - | - | - | $255.00M | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 15.4% | - | 11.2% | 10.5% | 4.1% | - | 8.7% | 14.5% | 10.0% | - |
| EBITDA margin | 22.1% | - | 16.9% | 16.0% | 11.2% | - | 13.9% | 20.5% | 15.1% | - |
| Net margin | 7.5% | - | 8.9% | 7.6% | 3.0% | - | 7.4% | 9.7% | 7.5% | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 41.9% | - | 20.1% | 26.1% | 25.9% | - | 14.2% | 27.5% | 20.3% | - |
| Return on assets | 0.2% | - | 0.3% | 0.3% | 0.1% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 3.3% | - | 4.3% | 3.5% | 1.1% | - | 3.3% | 4.2% | 3.5% | - |
| Return on invested capital | 2.5% | - | 2.8% | 2.3% | 0.7% | - | 2.2% | 2.9% | 2.4% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.61 | 0.59 | 0.53 | 0.56 | 0.56 | 0.56 | 0.52 | 0.58 | 0.55 | 0.56 |
| Debt / Assets | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 |
| Debt / EBITDA | 6.17 | - | 6.47 | 7.55 | 14.31 | - | 8.34 | 6.45 | 7.80 | - |
| Interest coverage | - | - | - | 6.3x | 1.9x | - | 5.6x | 9.7x | 6.8x | - |
| Equity multiplier | 15.37 | 14.68 | 12.76 | 12.94 | 12.44 | 12.30 | 11.71 | 12.23 | 11.86 | 11.67 |
| Liabilities / Assets | 0.92 | 0.92 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | 0.03 | - | 0.04 | 0.04 | 0.03 | - | 0.04 | 0.04 | 0.04 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 51.5x | - | 45.5x | 50.1x | 216.9x | - | - | - | 58.4x | - |
| P / B | 1.7x | - | 1.9x | 1.9x | 2.2x | - | 2.0x | 1.8x | 2.0x | - |
| P / S | 3.9x | - | 3.9x | 4.1x | 6.3x | - | 4.5x | 4.1x | 4.2x | - |
| EV / EBITDA | 20.2x | - | 24.5x | 27.3x | 55.5x | - | 31.0x | 19.0x | 28.7x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 18.2% | - | 11.9% | 15.1% | -17.3% | - | 29.7% | 2.9% | 33.3% | - |
| Revenue CAGR (3y) | 9.3% | - | 7.9% | 11.4% | -4.8% | - | -2.5% | -6.4% | 2.1% | - |
| Revenue CAGR (5y) | 0.8% | - | 6.3% | 8.5% | 11.1% | - | 10.0% | 8.1% | 13.9% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 348.6% | - | 44.7% | -16.6% | -66.5% | - | -48.1% | 38.0% | - | - |
| Net income growth (YoY) | 192.8% | - | 34.6% | -9.2% | -66.5% | - | -37.6% | 39.7% | - | - |
| EPS growth (YoY) | 211.1% | - | - | - | -67.0% | - | - | - | - | - |
| EPS CAGR (3y) | - | - | 6.9% | -7.6% | -40.9% | - | - | - | -25.0% | - |
| EPS CAGR (5y) | -15.4% | - | -0.1% | 2.4% | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -8.1% | -4.3% | 3.4% | 8.9% | 10.8% | 12.2% | 31.2% | 16.6% | 15.1% | 22.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$14.56B totalTitle Segment$8.49B · 58.3%
FGSegment$5.73B · 39.4%
Corporate And Other$341.00M · 2.3%
Product / service
$21.97B totalInsurance Contracts$8.86B · 40.3%
Insurance Contracts Agency Title Insurance Premiums$3.25B · 14.8%
Life Insurance Premiums Insurance And Investment Product Fees Other$2.88B · 13.1%
Insurance Contracts Direct Title Insurance Premiums$2.57B · 11.7%
Life Insurance Premiums Insurance And Investment Product Fees Other Pension Risk Transfer$2.11B · 9.6%
Escrow Fees$915.00M · 4.2%
Other Title Related Fees And Income$695.00M · 3.2%
Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees$354.00M · 1.6%
Insurance Contracts Home Warranty$151.00M · 0.7%
Real Estate Technology$135.00M · 0.6%
Other Products And Services$44.00M · 0.2%
Peer comparison
Same SIC group: Title Insurance
Comparing Fidelity National Financial against the 5 most active filers in the same SIC group.
Dividends
$2.00/share trailing 12 months · +6.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 17, 2026 | $0.5200 |
| Dec 17, 2025 | $0.5200 |
| Sep 16, 2025 | $0.4822 |
| Jun 16, 2025 | $0.4822 |
| Mar 17, 2025 | $0.4822 |
| Dec 17, 2024 | $0.4822 |
| Sep 16, 2024 | $0.4629 |
| Jun 14, 2024 | $0.4629 |
| Mar 14, 2024 | $0.4629 |
| Dec 14, 2023 | $0.4629 |
| Sep 14, 2023 | $0.4339 |
| Jun 15, 2023 | $0.4339 |
| Mar 16, 2023 | $0.4339 |
| Dec 15, 2022 | $0.4339 |
| Sep 15, 2022 | $0.4080 |
| Jun 15, 2022 | $0.4080 |
| Mar 16, 2022 | $0.4080 |
| Dec 16, 2021 | $0.4080 |
| Sep 15, 2021 | $0.3709 |
| Jun 15, 2021 | $0.3338 |
| Mar 16, 2021 | $0.3338 |
| Dec 16, 2020 | $0.3338 |
| Sep 15, 2020 | $0.3060 |
| Jun 15, 2020 | $0.3060 |