FCFS · Firstcash Holdings, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.05B | - | $935.58M | $830.62M | $836.42M | - | $837.32M | $831.01M | $836.37M | - |
| Cost of Revenue | $509.27M | - | $461.87M | $417.81M | $412.22M | - | $432.71M | $435.62M | $440.53M | - |
| Gross Profit | $542.38M | - | $473.71M | $412.82M | $424.20M | - | $404.61M | $395.40M | $395.84M | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $65.78M | - | $58.84M | $59.26M | $48.52M | - | $40.93M | $45.58M | $43.06M | - |
| Total Operating Expenses | $397.25M | - | $361.23M | $331.74M | $312.99M | - | $319.43M | $329.22M | $313.95M | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $145.13M | - | $112.48M | $81.08M | $111.22M | - | $85.18M | $66.18M | $81.89M | - |
| Interest Expense | - | - | - | - | - | - | - | $25.19M | $25.42M | - |
| Income Tax | $37.43M | - | $29.67M | $21.27M | $27.63M | - | $20.35M | $17.11M | $20.52M | - |
| Net Income | $107.70M | - | $82.81M | $59.80M | $83.59M | - | $64.83M | $49.07M | $61.37M | - |
| EPS - Basic | $2.44 | - | $1.87 | $1.35 | $1.87 | - | $1.45 | $1.09 | $1.36 | - |
| EPS - Diluted | $2.43 | - | $1.86 | $1.34 | $1.87 | - | $1.44 | $1.08 | $1.35 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $130.74M | $125.20M | $130.24M | $101.47M | $146.03M | $175.09M | $106.32M | $113.69M | $135.07M | $127.02M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | $538.79M | $487.23M | $456.27M | $355.73M | $334.70M | $334.58M | $334.39M | $315.42M | $302.38M | $312.09M |
| Accounts Payable | - | $26.52M | - | - | - | $31.14M | - | - | - | $26.50M |
| Current Assets | $1.91B | $1.86B | $1.79B | $1.37B | $1.33B | $1.40B | $1.33B | $1.27B | $1.26B | $1.31B |
| Total Assets | $5.36B | $5.30B | $5.18B | $4.51B | $4.43B | $4.48B | $4.39B | $4.32B | $4.25B | $4.29B |
| Current Liabilities | $399.67M | $407.81M | $359.26M | $326.73M | $301.89M | $339.40M | $308.47M | $315.57M | $315.11M | $335.59M |
| Long-term Debt | $2.25B | $2.21B | $2.21B | $1.68B | $1.71B | $1.73B | $1.73B | $1.68B | $1.54B | $1.61B |
| Total Liabilities | $3.06B | $3.02B | $2.98B | $2.37B | $2.37B | $2.42B | $2.39B | $2.34B | $2.20B | $2.29B |
| Stockholders' Equity | $2.30B | $2.28B | $2.20B | $2.14B | $2.06B | $2.05B | $2.00B | $1.98B | $2.05B | $2.00B |
| Retained Earnings | $1.76B | $1.67B | $1.58B | $1.52B | $1.48B | $1.41B | $1.34B | $1.30B | $1.26B | $1.22B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $153.63M | - | - | - | $126.64M | - | - | - | $122.53M | - |
| Investing Cash Flow | ($115.87M) | - | - | - | ($50.15M) | - | - | - | ($29.63M) | - |
| Financing Cash Flow | ($31.60M) | - | - | - | ($105.32M) | - | - | - | ($84.93M) | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 51.6% | - | 50.6% | 49.7% | 50.7% | - | 48.3% | 47.6% | 47.3% | - |
| Operating margin | 13.8% | - | 12.0% | 9.8% | 13.3% | - | 10.2% | 8.0% | 9.8% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 10.2% | - | 8.9% | 7.2% | 10.0% | - | 7.7% | 5.9% | 7.3% | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 6.3% | - | 6.3% | 7.1% | 5.8% | - | 4.9% | 5.5% | 5.1% | - |
| Effective tax rate | 25.8% | - | 26.4% | 26.2% | 24.8% | - | 23.9% | 25.8% | 25.1% | - |
| Return on assets | 2.0% | - | 1.6% | 1.3% | 1.9% | - | 1.5% | 1.1% | 1.4% | - |
| Return on equity | 4.7% | - | 3.8% | 2.8% | 4.1% | - | 3.2% | 2.5% | 3.0% | - |
| Return on invested capital | 2.4% | - | 1.9% | 1.6% | 2.2% | - | 1.7% | 1.3% | 1.7% | - |
| Liquidity | ||||||||||
| Current ratio | 4.77 | 4.55 | 4.99 | 4.21 | 4.39 | 4.14 | 4.31 | 4.03 | 3.99 | 3.89 |
| Quick ratio | 3.42 | 3.36 | 3.72 | 3.12 | 3.28 | 3.15 | 3.23 | 3.04 | 3.03 | 2.96 |
| Cash ratio | 0.33 | 0.31 | 0.36 | 0.31 | 0.48 | 0.52 | 0.34 | 0.36 | 0.43 | 0.38 |
| Leverage | ||||||||||
| Debt / Equity | 0.98 | 0.97 | 1.01 | 0.79 | 0.83 | 0.84 | 0.87 | 0.85 | 0.75 | 0.80 |
| Debt / Assets | 0.42 | 0.42 | 0.43 | 0.37 | 0.39 | 0.39 | 0.39 | 0.39 | 0.36 | 0.37 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 2.6x | 3.2x | - |
| Equity multiplier | 2.33 | 2.33 | 2.36 | 2.11 | 2.15 | 2.18 | 2.20 | 2.18 | 2.08 | 2.15 |
| Liabilities / Assets | 0.57 | 0.57 | 0.58 | 0.53 | 0.53 | 0.54 | 0.54 | 0.54 | 0.52 | 0.53 |
| Efficiency | ||||||||||
| Asset turnover | 0.20 | - | 0.18 | 0.18 | 0.19 | - | 0.19 | 0.19 | 0.20 | - |
| Inventory turnover | 0.95 | - | 1.01 | 1.17 | 1.23 | - | 1.29 | 1.38 | 1.46 | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | 386d | - | 361d | 311d | 296d | - | 282d | 264d | 251d | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 77.4x | - | 85.2x | 100.9x | 64.3x | - | 79.7x | 97.1x | 94.5x | - |
| P / B | 3.6x | - | 3.2x | 2.8x | 2.6x | - | 2.6x | 2.4x | 2.8x | - |
| P / S | 7.9x | - | 7.5x | 7.2x | 6.4x | - | 6.2x | 5.7x | 6.9x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 25.7% | - | 11.7% | -0.0% | 0.0% | - | 6.5% | 10.7% | 9.7% | - |
| Revenue CAGR (3y) | 11.3% | - | 11.7% | 8.6% | 8.2% | - | 28.0% | 28.7% | 27.0% | - |
| Revenue CAGR (5y) | 20.9% | - | 21.1% | 15.0% | 12.4% | - | 13.1% | 13.3% | 12.3% | - |
| Gross profit growth (YoY) | 27.9% | - | 17.1% | 4.4% | 7.2% | - | 4.1% | 12.0% | 13.7% | - |
| Operating income growth (YoY) | 30.5% | - | 32.0% | 22.5% | 35.8% | - | 9.7% | 9.3% | 29.5% | - |
| Net income growth (YoY) | 28.8% | - | 27.7% | 21.9% | 36.2% | - | 13.4% | 8.6% | 29.5% | - |
| EPS growth (YoY) | 29.9% | - | 29.2% | 24.1% | 38.5% | - | 14.3% | 9.1% | 32.4% | - |
| EPS CAGR (3y) | 33.6% | - | 13.9% | -9.5% | 47.7% | - | 20.6% | 15.6% | 18.1% | - |
| EPS CAGR (5y) | 24.3% | - | 38.9% | 16.7% | 19.1% | - | 12.2% | 7.3% | 6.6% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 11.6% | 10.8% | 10.0% | 8.2% | 0.6% | 2.9% | 4.3% | 4.3% | 9.3% | 6.2% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Geographic
$2.67B totalUS$1.05B · 39.2%
MX$836.24M · 31.3%
Latin America$584.13M · 21.9%
GB$150.66M · 5.6%
Other Latin America$53.29M · 2.0%
Peer comparison
Same SIC group: Retail-Miscellaneous Retail
Comparing FirstCash Holdings against the 5 most active filers in the same SIC group.
Dividends
$1.68/share trailing 12 months · +10.5% YoY
| Ex-date | Per share |
|---|---|
| May 15, 2026 | $0.4200 |
| Feb 18, 2026 | $0.4200 |
| Nov 14, 2025 | $0.4200 |
| Aug 15, 2025 | $0.4200 |
| May 15, 2025 | $0.3800 |
| Feb 14, 2025 | $0.3800 |
| Nov 15, 2024 | $0.3800 |
| Aug 15, 2024 | $0.3800 |
| May 14, 2024 | $0.3500 |
| Feb 13, 2024 | $0.3500 |
| Nov 14, 2023 | $0.3500 |
| Aug 14, 2023 | $0.3500 |
| May 12, 2023 | $0.3300 |
| Feb 13, 2023 | $0.3300 |
| Nov 14, 2022 | $0.3300 |
| Aug 11, 2022 | $0.3300 |
| May 13, 2022 | $0.3000 |
| Feb 17, 2022 | $0.3000 |
| Nov 12, 2021 | $0.3000 |
| Aug 12, 2021 | $0.3000 |
| May 13, 2021 | $0.3000 |
| Feb 11, 2021 | $0.2700 |
| Nov 12, 2020 | $0.2700 |
| Aug 13, 2020 | $0.2700 |