FAF · First American Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.84B | - | $1.98B | $1.84B | $1.58B | - | $1.41B | $1.61B | $1.42B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | $1.68B | - | $1.73B | $1.65B | $1.49B | - | $1.55B | $1.46B | $1.37B | - |
| D&A | $54.60M | - | $54.80M | $53.00M | $52.50M | - | $53.20M | $52.10M | $50.10M | - |
| Operating Income | $161.80M | - | $247.00M | $195.20M | $96.60M | - | ($144.40M) | $151.60M | $58.30M | - |
| Interest Expense | $41.90M | - | $39.90M | $38.00M | $35.20M | - | $36.20M | $35.40M | $34.30M | - |
| Income Tax | $37.00M | - | $57.10M | $48.10M | $21.80M | - | ($41.00M) | $35.20M | $11.60M | - |
| Net Income | $125.10M | - | $189.60M | $146.10M | $74.20M | - | ($104.00M) | $116.00M | $46.70M | - |
| EPS - Basic | $1.21 | - | $1.84 | $1.41 | $0.72 | - | ($1.00) | $1.11 | $0.45 | - |
| EPS - Diluted | $1.21 | - | $1.84 | $1.41 | $0.71 | - | ($1.00) | $1.11 | $0.45 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $2.44B | $1.39B | $2.91B | $2.03B | $2.05B | $1.72B | $2.95B | $2.05B | $1.51B | $3.61B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $17.94B | $16.23B | $17.61B | $16.27B | $15.50B | $14.91B | $16.57B | $15.16B | $14.70B | $16.80B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $12.42B | $10.70B | $12.28B | $11.12B | $10.46B | $9.98B | $11.46B | $10.32B | $9.89B | $11.94B |
| Stockholders' Equity | $5.49B | $5.50B | $5.30B | $5.13B | $5.02B | $4.91B | $5.09B | $4.81B | $4.79B | $4.85B |
| Retained Earnings | $4.08B | $4.01B | $3.86B | $3.72B | $3.63B | $3.62B | $3.60B | $3.76B | $3.70B | $3.71B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $5.60M | - | - | - | ($52.80M) | - | - | - | $69.30M | - |
| Investing Cash Flow | ($815.70M) | - | - | - | ($234.50M) | - | - | - | ($231.40M) | - |
| Financing Cash Flow | $1.86B | - | - | - | $612.30M | - | - | - | ($1.93B) | - |
| CapEx | $38.30M | - | - | - | $41.70M | - | - | - | $51.70M | - |
| Free Cash Flow | ($32.70M) | - | - | - | ($94.50M) | - | - | - | $17.60M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 8.8% | - | 12.5% | 10.6% | 6.1% | - | -10.3% | 9.4% | 4.1% | - |
| EBITDA margin | 11.8% | - | 15.3% | 13.5% | 9.4% | - | -6.5% | 12.6% | 7.6% | - |
| Net margin | 6.8% | - | 9.6% | 7.9% | 4.7% | - | -7.4% | 7.2% | 3.3% | - |
| Free cash flow margin | -1.8% | - | - | - | -6.0% | - | - | - | 1.2% | - |
| FCF / Net income | -0.26 | - | - | - | -1.27 | - | - | - | 0.38 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.8% | - | 23.1% | 24.8% | 22.7% | - | - | 23.3% | 19.9% | - |
| Return on assets | 0.7% | - | 1.1% | 0.9% | 0.5% | - | -0.6% | 0.8% | 0.3% | - |
| Return on equity | 2.3% | - | 3.6% | 2.9% | 1.5% | - | -2.0% | 2.4% | 1.0% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 3.9x | - | 6.2x | 5.1x | 2.7x | - | -4.0x | 4.3x | 1.7x | - |
| Equity multiplier | 3.27 | 2.95 | 3.32 | 3.17 | 3.09 | 3.04 | 3.25 | 3.15 | 3.07 | 3.47 |
| Liabilities / Assets | 0.69 | 0.66 | 0.70 | 0.68 | 0.67 | 0.67 | 0.69 | 0.68 | 0.67 | 0.71 |
| Efficiency | ||||||||||
| Asset turnover | 0.10 | - | 0.11 | 0.11 | 0.10 | - | 0.08 | 0.11 | 0.10 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 49.8x | - | 34.9x | 43.5x | 92.4x | - | - | 48.6x | 135.7x | - |
| P / B | 1.1x | - | 1.2x | 1.2x | 1.4x | - | 1.3x | 1.2x | 1.3x | - |
| P / S | 3.4x | - | 3.3x | 3.5x | 4.3x | - | 4.9x | 3.5x | 4.5x | - |
| EV / EBITDA | 17.5x | - | 12.3x | 17.5x | 32.1x | - | - | 17.6x | 44.9x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 16.2% | - | 40.7% | 14.2% | 11.1% | - | -5.1% | -2.1% | -1.5% | - |
| Revenue CAGR (3y) | 8.3% | - | 2.8% | -3.7% | -8.0% | - | -18.1% | -10.7% | -11.1% | - |
| Revenue CAGR (5y) | -1.9% | - | 0.7% | 2.7% | 2.3% | - | -3.4% | 1.5% | 1.8% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 67.5% | - | - | 28.8% | 65.7% | - | -8394.1% | -14.9% | -2.2% | - |
| Net income growth (YoY) | 68.6% | - | - | 25.9% | 58.9% | - | -6017.6% | -16.2% | 1.7% | - |
| EPS growth (YoY) | 70.4% | - | - | 27.0% | 57.8% | - | -4900.0% | -16.5% | 2.3% | - |
| EPS CAGR (3y) | 40.1% | - | 351.4% | 11.8% | -6.9% | - | - | -25.8% | -40.2% | - |
| EPS CAGR (5y) | -10.4% | - | 2.6% | -1.5% | 5.2% | - | - | -7.5% | -14.2% | - |
| FCF growth (YoY) | 65.4% | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | 2.2% | - |
| Book value growth (YoY) | 9.4% | 12.0% | 4.1% | 6.5% | 4.9% | 1.2% | 12.5% | 0.9% | 0.6% | 3.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$7.48B totalTitle Insurance And Services$6.98B · 93.2%
Home Warranty$442.90M · 5.9%
Corporate$31.70M · 0.4%
Corporate And Eliminations$31.60M · 0.4%
Geographic
$6.98B totalUS$6.45B · 92.4%
Non Us$527.50M · 7.6%
Peer comparison
Same SIC group: Title Insurance
Comparing First American Financial Corp against the 5 most active filers in the same SIC group.
Dividends
$2.19/share trailing 12 months · +1.9% YoY
| Ex-date | Per share |
|---|---|
| Mar 9, 2026 | $0.5500 |
| Dec 8, 2025 | $0.5500 |
| Sep 22, 2025 | $0.5500 |
| Jun 9, 2025 | $0.5400 |
| Mar 10, 2025 | $0.5400 |
| Dec 9, 2024 | $0.5400 |
| Sep 20, 2024 | $0.5400 |
| Jun 10, 2024 | $0.5300 |
| Mar 7, 2024 | $0.5300 |
| Dec 7, 2023 | $0.5300 |
| Sep 7, 2023 | $0.5300 |
| Jun 7, 2023 | $0.5200 |
| Mar 7, 2023 | $0.5200 |
| Dec 7, 2022 | $0.5200 |
| Sep 7, 2022 | $0.5200 |
| Jun 7, 2022 | $0.5100 |
| Mar 7, 2022 | $0.5100 |
| Dec 7, 2021 | $0.5100 |
| Sep 7, 2021 | $0.5100 |
| Jun 7, 2021 | $0.4600 |
| Mar 5, 2021 | $0.4600 |
| Dec 7, 2020 | $0.4600 |
| Sep 4, 2020 | $0.4400 |
| Jun 5, 2020 | $0.4400 |