EVTC · Evertec, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $247.92M | - | $228.59M | $229.61M | $228.79M | - | $211.79M | $211.98M | $205.32M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $47.85M | - | $37.68M | $35.10M | $36.21M | - | $34.10M | $38.19M | $35.63M | - |
| Total Operating Expenses | $203.35M | - | $190.85M | $173.47M | $179.29M | - | $170.25M | $168.62M | $172.51M | - |
| D&A | $5.80M | - | $5.50M | $5.50M | $5.40M | - | $5.80M | $5.40M | $5.70M | - |
| Operating Income | $44.57M | - | $37.73M | $56.13M | $49.50M | - | $41.54M | $43.36M | $32.80M | - |
| Interest Expense | $17.36M | - | $16.53M | $16.72M | $19.94M | - | $18.70M | $18.71M | $19.94M | - |
| Income Tax | $4.23M | - | ($31.0K) | $4.07M | $4.14M | - | $1.71M | $1.10M | $292.0K | - |
| Net Income | $23.75M | - | $32.86M | $40.47M | $32.70M | - | $24.68M | $31.90M | $15.98M | - |
| EPS - Basic | $0.38 | - | $0.51 | $0.63 | $0.51 | - | $0.39 | $0.50 | $0.25 | - |
| EPS - Diluted | $0.38 | - | $0.51 | $0.62 | $0.50 | - | $0.38 | $0.49 | $0.24 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $290.89M | $305.99M | $474.74M | $290.58M | $265.86M | $273.64M | $275.36M | $257.70M | $293.67M | $295.60M |
| Accounts Receivable | $176.40M | $164.38M | $153.86M | $156.89M | $159.24M | $137.50M | $131.10M | $122.28M | $141.33M | $126.51M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $63.35M | $63.73M | $47.16M | $52.82M | $69.20M | $58.73M | $53.70M | $60.12M | $66.63M | $66.52M |
| Current Assets | $602.34M | $590.77M | $744.42M | $570.64M | $555.09M | $529.07M | $533.63M | $530.78M | $563.00M | $561.35M |
| Total Assets | $2.30B | $2.24B | $2.15B | $1.96B | $1.92B | $1.86B | $1.89B | $1.89B | $2.00B | $2.06B |
| Current Liabilities | $306.23M | $285.04M | $256.18M | $259.76M | $279.57M | $279.66M | $270.42M | $290.97M | $354.43M | $298.31M |
| Long-term Debt | $1.05B | $1.05B | $1.06B | $914.87M | $919.96M | $925.06M | $930.85M | $936.00M | $941.72M | $946.82M |
| Total Liabilities | $1.53B | $1.53B | $1.44B | $1.30B | $1.33B | $1.34B | $1.35B | $1.36B | $1.44B | $1.42B |
| Stockholders' Equity | $668.30M | $621.61M | $663.75M | $612.33M | $542.10M | $472.52M | $502.62M | $483.43M | $507.26M | $594.29M |
| Retained Earnings | $682.07M | $687.70M | $696.05M | $666.39M | $629.13M | $599.61M | $562.73M | $541.25M | $512.53M | $538.90M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $31.21M | - | - | - | $37.64M | - | - | - | $35.98M | - |
| Investing Cash Flow | ($23.18M) | - | - | - | ($22.32M) | - | - | - | ($21.99M) | - |
| Financing Cash Flow | ($33.72M) | - | - | - | ($27.55M) | - | - | - | ($16.35M) | - |
| CapEx | $6.35M | - | - | - | $6.41M | - | - | - | $5.39M | - |
| Free Cash Flow | $24.86M | - | - | - | $31.24M | - | - | - | $30.59M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 18.0% | - | 16.5% | 24.4% | 21.6% | - | 19.6% | 20.5% | 16.0% | - |
| EBITDA margin | 20.3% | - | 18.9% | 26.8% | 24.0% | - | 22.4% | 23.0% | 18.8% | - |
| Net margin | 9.6% | - | 14.4% | 17.6% | 14.3% | - | 11.7% | 15.0% | 7.8% | - |
| Free cash flow margin | 10.0% | - | - | - | 13.7% | - | - | - | 14.9% | - |
| FCF / Net income | 1.05 | - | - | - | 0.96 | - | - | - | 1.91 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 19.3% | - | 16.5% | 15.3% | 15.8% | - | 16.1% | 18.0% | 17.4% | - |
| Effective tax rate | 15.1% | - | -0.1% | 9.1% | 11.2% | - | 6.5% | 3.3% | 1.8% | - |
| Return on assets | 1.0% | - | 1.5% | 2.1% | 1.7% | - | 1.3% | 1.7% | 0.8% | - |
| Return on equity | 3.6% | - | 5.0% | 6.6% | 6.0% | - | 4.9% | 6.6% | 3.2% | - |
| Return on invested capital | 2.2% | - | 2.2% | 3.3% | 3.0% | - | 2.7% | 3.0% | 2.2% | - |
| Liquidity | ||||||||||
| Current ratio | 1.97 | 2.07 | 2.91 | 2.20 | 1.99 | 1.89 | 1.97 | 1.82 | 1.59 | 1.88 |
| Quick ratio | 1.97 | 2.07 | 2.91 | 2.20 | 1.99 | 1.89 | 1.97 | 1.82 | 1.59 | 1.88 |
| Cash ratio | 0.95 | 1.07 | 1.85 | 1.12 | 0.95 | 0.98 | 1.02 | 0.89 | 0.83 | 0.99 |
| Leverage | ||||||||||
| Debt / Equity | 1.56 | 1.69 | 1.60 | 1.49 | 1.70 | 1.96 | 1.85 | 1.94 | 1.86 | 1.59 |
| Debt / Assets | 0.46 | 0.47 | 0.49 | 0.47 | 0.48 | 0.50 | 0.49 | 0.50 | 0.47 | 0.46 |
| Debt / EBITDA | 20.75 | - | 24.50 | 14.84 | 16.76 | - | 19.66 | 19.20 | 24.46 | - |
| Interest coverage | 2.6x | - | 2.3x | 3.4x | 2.5x | - | 2.2x | 2.3x | 1.6x | - |
| Equity multiplier | 3.44 | 3.61 | 3.24 | 3.20 | 3.54 | 3.93 | 3.77 | 3.91 | 3.94 | 3.47 |
| Liabilities / Assets | 0.67 | 0.68 | 0.67 | 0.67 | 0.69 | 0.72 | 0.71 | 0.72 | 0.72 | 0.69 |
| Efficiency | ||||||||||
| Asset turnover | 0.11 | - | 0.11 | 0.12 | 0.12 | - | 0.11 | 0.11 | 0.10 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | 260d | - | 246d | 249d | 254d | - | 226d | 211d | 251d | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 74.3x | - | 66.2x | 58.1x | 73.5x | - | 89.2x | 67.9x | 166.3x | - |
| P / B | 2.6x | - | 3.3x | 3.8x | 4.4x | - | 4.4x | 4.5x | 5.2x | - |
| P / S | 7.1x | - | 9.6x | 10.2x | 10.4x | - | 10.4x | 10.2x | 12.9x | - |
| EV / EBITDA | 50.0x | - | 64.1x | 48.1x | 55.3x | - | 60.2x | 58.3x | 85.6x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 8.4% | - | 7.9% | 8.3% | 11.4% | - | 22.3% | 26.9% | 28.5% | - |
| Revenue CAGR (3y) | 15.8% | - | 16.2% | 12.7% | 15.0% | - | 13.2% | 12.4% | 13.7% | - |
| Revenue CAGR (5y) | 12.2% | - | 10.9% | 14.3% | 13.4% | - | 12.3% | 11.6% | 11.6% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -10.0% | - | -9.2% | 29.5% | 50.9% | - | 5.0% | 24.7% | -18.2% | - |
| Net income growth (YoY) | -27.4% | - | 33.2% | 26.8% | 104.7% | - | 145.9% | 13.3% | -46.8% | - |
| EPS growth (YoY) | -24.0% | - | 34.2% | 26.5% | 108.3% | - | 153.3% | 14.0% | -47.8% | - |
| EPS CAGR (3y) | -6.2% | - | -37.2% | 9.7% | -1.9% | - | -7.5% | -10.3% | -21.2% | - |
| EPS CAGR (5y) | -5.0% | - | 1.6% | 24.2% | 10.8% | - | 2.2% | 5.8% | -7.8% | - |
| FCF growth (YoY) | -20.4% | - | - | - | 2.1% | - | - | - | -39.4% | - |
| FCF CAGR (5y) | -3.7% | - | - | - | 0.4% | - | - | - | 4.7% | - |
| Book value growth (YoY) | 23.3% | 31.6% | 32.1% | 26.7% | 6.9% | -20.5% | -5.6% | -9.6% | -0.1% | 26.0% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$350.70M totalMerchant Acquiring Net$189.91M · 54.2%
Payment Processing LATAM$142.60M · 40.7%
Latin America Payments And Solutions$9.61M · 2.7%
Business Solutions$8.36M · 2.4%
Payment Services Puerto Rico Caribbean$215.0K · 0.1%
Product / service
($101.00M) totalTransaction Processing And Monitoring Fees($14.50M) · 0.0%
Software Sale And Developments($26.60M) · 0.0%
Payment Processing($59.90M) · 0.0%
Geographic
$931.82M totalPR$567.68M · 60.9%
Latin America$342.90M · 36.8%
Caribbean$21.24M · 2.3%
Peer comparison
Same SIC group: Services-Computer Processing & Data Preparation
Comparing EVERTEC against the 5 most active filers in the same SIC group.
Dividends
$0.15/share trailing 12 months · -25.0% YoY
| Ex-date | Per share |
|---|---|
| May 11, 2026 | $0.0500 |
| Mar 2, 2026 | $0.0500 |
| Aug 4, 2025 | $0.0500 |
| May 13, 2025 | $0.0500 |
| Mar 3, 2025 | $0.0500 |
| Oct 28, 2024 | $0.0500 |
| Jul 29, 2024 | $0.0500 |
| Apr 26, 2024 | $0.0500 |
| Feb 26, 2024 | $0.0500 |
| Oct 27, 2023 | $0.0500 |
| Jul 28, 2023 | $0.0500 |
| Apr 28, 2023 | $0.0500 |
| Feb 27, 2023 | $0.0500 |
| Oct 31, 2022 | $0.0500 |
| Aug 5, 2022 | $0.0500 |
| Apr 29, 2022 | $0.0500 |
| Feb 24, 2022 | $0.0500 |
| Oct 29, 2021 | $0.0500 |
| Jul 30, 2021 | $0.0500 |
| Apr 30, 2021 | $0.0500 |
| Feb 26, 2021 | $0.0500 |
| Oct 30, 2020 | $0.0500 |
| Jul 31, 2020 | $0.0500 |
| May 1, 2020 | $0.0500 |