DLX · Deluxe Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $538.10M | - | $540.25M | $521.26M | $536.47M | - | $528.44M | $537.82M | $534.96M | - |
| Cost of Revenue | $258.70M | - | $249.14M | $242.00M | $255.42M | - | $246.58M | $249.03M | $251.42M | - |
| Gross Profit | $279.40M | - | $291.11M | $279.26M | $281.05M | - | $281.87M | $288.79M | $283.54M | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $209.30M | - | $212.36M | $214.43M | $225.31M | - | $227.76M | $233.82M | $234.09M | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $36.70M | - | $32.25M | $33.48M | $35.28M | - | $44.28M | $41.69M | $41.75M | - |
| Operating Income | $71.80M | - | $75.83M | $60.79M | $48.07M | - | $41.58M | $59.31M | $44.22M | - |
| Interest Expense | $27.70M | - | $30.53M | $30.94M | $31.27M | - | $29.91M | $30.20M | $30.81M | - |
| Income Tax | $10.80M | - | $13.45M | $9.25M | $5.22M | - | $4.54M | $10.40M | $5.52M | - |
| Net Income | $35.80M | - | $33.73M | $22.39M | $14.01M | - | $8.93M | $20.46M | $10.80M | - |
| EPS - Basic | $0.79 | - | $0.75 | $0.50 | $0.31 | - | $0.20 | $0.46 | $0.25 | - |
| EPS - Diluted | $0.77 | - | $0.74 | $0.50 | $0.31 | - | $0.20 | $0.46 | $0.24 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $27.20M | $36.90M | $25.80M | $26.00M | $30.32M | $34.40M | $41.31M | $23.08M | $23.54M | $71.96M |
| Accounts Receivable | $178.10M | $187.60M | $189.93M | $176.95M | $173.69M | $174.08M | $172.26M | $175.17M | $171.27M | $191.00M |
| Inventory | $35.00M | $33.50M | $33.91M | $33.74M | $34.51M | $36.39M | $39.60M | $38.03M | $38.66M | $42.09M |
| Accounts Payable | $160.90M | $161.30M | $155.24M | $160.28M | $175.13M | $164.88M | $161.13M | $160.24M | $159.31M | $154.86M |
| Current Assets | $392.60M | $665.80M | $399.19M | $345.72M | $367.62M | $611.64M | $392.64M | $391.37M | $430.21M | $760.99M |
| Total Assets | $2.56B | $2.86B | $2.59B | $2.54B | $2.57B | $2.83B | $2.62B | $2.67B | $2.73B | $3.08B |
| Current Liabilities | $342.10M | $643.20M | $402.44M | $366.87M | $396.75M | $625.52M | $427.75M | $404.37M | $444.62M | $819.07M |
| Long-term Debt | $1.38B | $1.41B | $1.41B | $1.43B | $1.46B | $1.47B | $1.46B | $1.51B | $1.54B | $1.51B |
| Total Liabilities | - | - | - | - | - | - | - | - | - | - |
| Stockholders' Equity | $696.80M | $680.70M | $664.15M | $638.67M | $622.46M | $620.92M | $612.68M | $620.48M | $608.39M | $604.62M |
| Retained Earnings | $537.70M | $515.90M | $517.83M | $498.13M | $489.71M | $489.23M | $490.46M | $495.11M | $488.32M | $491.24M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $52.70M | - | - | - | $50.28M | - | - | - | $26.59M | - |
| Investing Cash Flow | $11.10M | - | - | - | ($24.59M) | - | - | - | ($20.56M) | - |
| Financing Cash Flow | ($314.10M) | - | - | - | ($268.64M) | - | - | - | ($326.58M) | - |
| CapEx | $25.40M | - | - | - | $25.97M | - | - | - | $20.44M | - |
| Free Cash Flow | $27.30M | - | - | - | $24.31M | - | - | - | $6.15M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 51.9% | - | 53.9% | 53.6% | 52.4% | - | 53.3% | 53.7% | 53.0% | - |
| Operating margin | 13.3% | - | 14.0% | 11.7% | 9.0% | - | 7.9% | 11.0% | 8.3% | - |
| EBITDA margin | 20.2% | - | 20.0% | 18.1% | 15.5% | - | 16.2% | 18.8% | 16.1% | - |
| Net margin | 6.7% | - | 6.2% | 4.3% | 2.6% | - | 1.7% | 3.8% | 2.0% | - |
| Free cash flow margin | 5.1% | - | - | - | 4.5% | - | - | - | 1.1% | - |
| FCF / Net income | 0.76 | - | - | - | 1.74 | - | - | - | 0.57 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 38.9% | - | 39.3% | 41.1% | 42.0% | - | 43.1% | 43.5% | 43.8% | - |
| Effective tax rate | 23.2% | - | 28.5% | 29.2% | 27.1% | - | 33.7% | 33.7% | 33.8% | - |
| Return on assets | 1.4% | - | 1.3% | 0.9% | 0.5% | - | 0.3% | 0.8% | 0.4% | - |
| Return on equity | 5.1% | - | 5.1% | 3.5% | 2.3% | - | 1.5% | 3.3% | 1.8% | - |
| Return on invested capital | 2.7% | - | 2.6% | 2.1% | 1.7% | - | 1.3% | 1.8% | 1.4% | - |
| Liquidity | ||||||||||
| Current ratio | 1.15 | 1.04 | 0.99 | 0.94 | 0.93 | 0.98 | 0.92 | 0.97 | 0.97 | 0.93 |
| Quick ratio | 1.05 | 0.98 | 0.91 | 0.85 | 0.84 | 0.92 | 0.83 | 0.87 | 0.88 | 0.88 |
| Cash ratio | 0.08 | 0.06 | 0.06 | 0.07 | 0.08 | 0.05 | 0.10 | 0.06 | 0.05 | 0.09 |
| Leverage | ||||||||||
| Debt / Equity | 1.98 | 2.08 | 2.13 | 2.24 | 2.34 | 2.36 | 2.38 | 2.44 | 2.53 | 2.49 |
| Debt / Assets | 0.54 | 0.49 | 0.55 | 0.57 | 0.57 | 0.52 | 0.56 | 0.57 | 0.56 | 0.49 |
| Debt / EBITDA | 12.73 | - | 13.07 | 15.21 | 17.46 | - | 17.00 | 15.00 | 17.90 | - |
| Interest coverage | 2.6x | - | 2.5x | 2.0x | 1.5x | - | 1.4x | 2.0x | 1.4x | - |
| Equity multiplier | 3.67 | 4.21 | 3.90 | 3.97 | 4.13 | 4.56 | 4.28 | 4.30 | 4.48 | 5.10 |
| Liabilities / Assets | - | - | - | - | - | - | - | - | - | - |
| Efficiency | ||||||||||
| Asset turnover | 0.21 | - | 0.21 | 0.21 | 0.21 | - | 0.20 | 0.20 | 0.20 | - |
| Inventory turnover | 7.39 | - | 7.35 | 7.17 | 7.40 | - | 6.23 | 6.55 | 6.50 | - |
| Days sales outstanding | 121d | - | 128d | 124d | 118d | - | 119d | 119d | 117d | - |
| Days inventory outstanding | 49d | - | 50d | 51d | 49d | - | 59d | 56d | 56d | - |
| Days payable outstanding | 227d | - | 227d | 242d | 250d | - | 239d | 235d | 231d | - |
| Cash conversion cycle | -57d | - | -49d | -67d | -83d | - | -61d | -60d | -58d | - |
| Valuation | ||||||||||
| P / E | 35.8x | - | 26.2x | 31.8x | 51.0x | - | 97.4x | 48.8x | 85.8x | - |
| P / B | 1.8x | - | 1.3x | 1.1x | 1.2x | - | 1.4x | 1.6x | 1.5x | - |
| P / S | 2.4x | - | 1.6x | 1.4x | 1.3x | - | 1.7x | 1.9x | 1.7x | - |
| EV / EBITDA | 24.2x | - | 21.0x | 22.6x | 25.7x | - | 26.7x | 24.7x | 28.3x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 0.3% | - | 2.2% | -3.1% | 0.3% | - | -1.7% | -5.9% | -1.9% | - |
| Revenue CAGR (3y) | -0.4% | - | -0.9% | -2.5% | -1.2% | - | -0.2% | 4.0% | 6.6% | - |
| Revenue CAGR (5y) | 4.0% | - | 4.2% | 4.9% | 2.0% | - | 1.4% | 1.7% | 1.4% | - |
| Gross profit growth (YoY) | -0.6% | - | 3.3% | -3.3% | -0.9% | - | -0.3% | -4.3% | -3.8% | - |
| Operating income growth (YoY) | 49.4% | - | 82.4% | 2.5% | 8.7% | - | 92.8% | 9.6% | 29.6% | - |
| Net income growth (YoY) | 155.5% | - | 277.7% | 9.4% | 29.7% | - | - | 24.9% | 292.6% | - |
| EPS growth (YoY) | 148.4% | - | 270.0% | 8.7% | 29.2% | - | - | 24.3% | 300.0% | - |
| EPS CAGR (3y) | 134.1% | - | 29.6% | 0.0% | 12.1% | - | -10.6% | 18.0% | -25.0% | - |
| EPS CAGR (5y) | 6.2% | - | 1.1% | 7.4% | - | - | - | -9.3% | -23.7% | - |
| FCF growth (YoY) | 12.3% | - | - | - | 295.5% | - | - | - | - | - |
| FCF CAGR (5y) | 8.8% | - | - | - | 14.8% | - | - | - | -27.5% | - |
| Book value growth (YoY) | 11.9% | 9.6% | 8.4% | 2.9% | 2.3% | 2.7% | 2.2% | 1.1% | 2.1% | 0.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$4.27B totalReportable Segments$2.13B · 50.0%
Print$1.14B · 26.6%
Merchant Services Member$398.60M · 9.3%
Data Solutions$307.30M · 7.2%
B2 BPayments$290.50M · 6.8%
Product / service
$4.27B totalProduct$1.14B · 26.7%
Service$995.40M · 23.3%
Checks1$690.00M · 16.2%
Merchant Services Solutions$398.60M · 9.3%
Datadrivenmarketingsolutions$288.10M · 6.8%
Forms And Other Business Products$224.80M · 5.3%
Treasurymanagementsolutions$224.70M · 5.3%
Promotional Solutions Revenue$222.00M · 5.2%
Other Payment Solutions$65.80M · 1.5%
Other Web Based Solutions$19.20M · 0.5%
Peer comparison
Same SIC group: Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work
| Company | Revenue (last FY) | Net margin | ROE |
|---|---|---|---|
| ACCO | $1.52B | 2.7% | 6.2% |
Comparing DELUXE CORP against the 1 most active filer in the same SIC group.
Dividends
$1.20/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 19, 2026 | $0.3000 |
| Feb 9, 2026 | $0.3000 |
| Nov 17, 2025 | $0.3000 |
| Aug 18, 2025 | $0.3000 |
| May 19, 2025 | $0.3000 |
| Feb 18, 2025 | $0.3000 |
| Nov 19, 2024 | $0.3000 |
| Aug 19, 2024 | $0.3000 |
| May 17, 2024 | $0.3000 |
| Feb 16, 2024 | $0.3000 |
| Nov 17, 2023 | $0.3000 |
| Aug 18, 2023 | $0.3000 |
| May 19, 2023 | $0.3000 |
| Feb 17, 2023 | $0.3000 |
| Nov 18, 2022 | $0.3000 |
| Aug 19, 2022 | $0.3000 |
| May 20, 2022 | $0.3000 |
| Feb 18, 2022 | $0.3000 |
| Nov 19, 2021 | $0.3000 |
| Aug 20, 2021 | $0.3000 |
| May 21, 2021 | $0.3000 |
| Feb 12, 2021 | $0.3000 |
| Nov 20, 2020 | $0.3000 |
| Aug 21, 2020 | $0.3000 |