DGICA · Donegal Group Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $236.00M | - | $245.92M | $247.15M | $245.17M | - | $251.74M | $246.77M | $241.14M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $857.4K | - | - | - | $1.02M | - | - | - | $966.9K | - |
| Operating Income | $14.12M | - | $25.05M | $20.42M | $31.16M | - | $20.41M | $5.01M | $7.25M | - |
| Interest Expense | $333.0K | - | $340.4K | $336.7K | $333.0K | - | $367.6K | $154.6K | $154.6K | - |
| Income Tax | $2.61M | - | $4.97M | $3.56M | $5.96M | - | $3.66M | $859.7K | $1.29M | - |
| Net Income | $11.51M | - | $20.08M | $16.87M | $25.21M | - | $16.75M | $4.15M | $5.96M | - |
| EPS - Basic | - | - | - | - | - | - | - | - | - | - |
| EPS - Diluted | - | - | - | - | - | - | - | - | - | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $35.50M | $26.79M | $38.57M | $57.44M | $64.32M | $52.93M | $28.65M | $24.23M | $19.81M | $23.79M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.45B | $2.39B | $2.42B | $2.41B | $2.37B | $2.34B | $2.35B | $2.34B | $2.29B | $2.27B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.80B | $1.75B | $1.79B | $1.80B | $1.78B | $1.79B | $1.83B | $1.85B | $1.81B | $1.79B |
| Stockholders' Equity | $649.09M | $640.42M | $627.44M | $605.67M | $584.72M | $545.78M | $513.37M | $484.08M | $485.09M | $479.75M |
| Retained Earnings | $309.08M | $297.73M | $293.80M | $280.47M | $270.17M | $245.14M | $232.99M | $222.02M | $223.61M | $217.79M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $20.17M | - | - | - | $25.75M | - | - | - | $4.82M | - |
| Investing Cash Flow | ($5.41M) | - | - | - | ($14.92M) | - | - | - | ($3.82M) | - |
| Financing Cash Flow | ($6.04M) | - | - | - | $561.8K | - | - | - | ($4.99M) | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 6.0% | - | 10.2% | 8.3% | 12.7% | - | 8.1% | 2.0% | 3.0% | - |
| EBITDA margin | 6.3% | - | - | - | 13.1% | - | - | - | 3.4% | - |
| Net margin | 4.9% | - | 8.2% | 6.8% | 10.3% | - | 6.7% | 1.7% | 2.5% | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 18.5% | - | 19.8% | 17.4% | 19.1% | - | 17.9% | 17.2% | 17.8% | - |
| Return on assets | 0.5% | - | 0.8% | 0.7% | 1.1% | - | 0.7% | 0.2% | 0.3% | - |
| Return on equity | 1.8% | - | 3.2% | 2.8% | 4.3% | - | 3.3% | 0.9% | 1.2% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 42.4x | - | 73.6x | 60.7x | 93.6x | - | 55.5x | 32.4x | 46.9x | - |
| Equity multiplier | 3.77 | 3.73 | 3.86 | 3.98 | 4.05 | 4.28 | 4.57 | 4.82 | 4.73 | 4.72 |
| Liabilities / Assets | 0.73 | 0.73 | 0.74 | 0.75 | 0.75 | 0.77 | 0.78 | 0.79 | 0.79 | 0.79 |
| Efficiency | ||||||||||
| Asset turnover | 0.10 | - | 0.10 | 0.10 | 0.10 | - | 0.11 | 0.11 | 0.11 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | -3.7% | - | -2.3% | 0.2% | 1.7% | - | 7.6% | 7.7% | 7.3% | - |
| Revenue CAGR (3y) | 1.6% | - | 4.9% | 6.6% | 5.7% | - | 7.4% | 6.4% | 6.8% | - |
| Revenue CAGR (5y) | 3.6% | - | 4.6% | 4.4% | 5.8% | - | 4.9% | 4.4% | 2.3% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -54.7% | - | 22.7% | 307.5% | 329.9% | - | - | 122.4% | 15.1% | - |
| Net income growth (YoY) | -54.3% | - | 19.9% | 306.1% | 323.2% | - | - | 107.9% | 14.5% | - |
| EPS growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 11.0% | 17.3% | 22.2% | 25.1% | 20.5% | 13.8% | 8.5% | -0.4% | -1.7% | -0.8% |
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing DONEGAL GROUP INC against the 5 most active filers in the same SIC group.
Dividends
$0.74/share trailing 12 months · +5.7% YoY
| Ex-date | Per share |
|---|---|
| May 1, 2026 | $0.1930 |
| Feb 3, 2026 | $0.1830 |
| Nov 3, 2025 | $0.1830 |
| Aug 1, 2025 | $0.1830 |
| May 1, 2025 | $0.1830 |
| Feb 4, 2025 | $0.1730 |
| Nov 1, 2024 | $0.1730 |
| Aug 1, 2024 | $0.1730 |
| May 7, 2024 | $0.1730 |
| Jan 31, 2024 | $0.1700 |
| Oct 31, 2023 | $0.1700 |
| Jul 31, 2023 | $0.1700 |
| Apr 28, 2023 | $0.1700 |
| Jan 31, 2023 | $0.1650 |
| Oct 31, 2022 | $0.1650 |
| Jul 29, 2022 | $0.1650 |
| Apr 29, 2022 | $0.1650 |
| Jan 31, 2022 | $0.1600 |
| Oct 29, 2021 | $0.1600 |
| Jul 30, 2021 | $0.1600 |
| Apr 30, 2021 | $0.1600 |
| Feb 1, 2021 | $0.1500 |
| Oct 30, 2020 | $0.1500 |
| Jul 31, 2020 | $0.1500 |