CUEN · Cuentas Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | $4.0K | $34.0K | $639.0K | - | $895.0K |
| Cost of Revenue | - | - | - | - | - | $11.0K | $42.0K | $708.0K | - | $1.03M |
| Gross Profit | - | - | - | - | - | ($7.0K) | ($8.0K) | ($69.0K) | - | ($76.0K) |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | $296.0K | $320.0K | $283.0K | - | $299.0K | $471.0K | $772.0K | - | $1.10M |
| Total Operating Expenses | - | $296.0K | $320.0K | $283.0K | - | $299.0K | $488.0K | $774.0K | - | $1.10M |
| D&A | - | - | - | - | - | - | - | $2.0K | - | - |
| Operating Income | - | ($296.0K) | ($320.0K) | ($283.0K) | - | ($306.0K) | ($496.0K) | ($843.0K) | - | ($1.18M) |
| Interest Expense | - | - | - | $13.0K | - | - | $185.0K | $5.0K | - | - |
| Income Tax | - | - | - | - | - | - | - | - | - | - |
| Net Income | - | ($296.0K) | $378.0K | ($399.0K) | - | ($399.0K) | ($2.07M) | ($445.0K) | - | ($1.19M) |
| EPS - Basic | - | ($0.11) | $0.14 | ($0.15) | - | ($0.13) | ($0.70) | ($0.15) | - | ($0.53) |
| EPS - Diluted | - | ($0.11) | $0.14 | ($0.15) | - | ($0.13) | ($0.70) | ($0.15) | - | ($0.53) |
Balance Sheet
| Line item | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $57.0K | - | $1.0K | - | $15.0K | $15.0K | $56.0K | $28.0K | $205.0K | $1.06M |
| Accounts Receivable | - | - | - | - | - | - | $278.0K | $290.0K | $7.0K | $860.0K |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $1.54M | $1.73M | $1.74M | $2.31M | $2.12M | $1.99M | $1.85M | $2.11M | $1.50M | $1.41M |
| Current Assets | $841.0K | $271.0K | $280.0K | $1.10M | $1.11M | $1.20M | $1.32M | $492.0K | $1.76M | $2.10M |
| Total Assets | $962.0K | $271.0K | $280.0K | $1.10M | $1.11M | $1.21M | $1.33M | $3.45M | $4.72M | $5.28M |
| Current Liabilities | $4.91M | $3.71M | $3.43M | $4.65M | $4.28M | $3.90M | $3.66M | $3.74M | $4.69M | $3.19M |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $4.91M | $3.71M | $3.43M | $4.65M | $4.28M | $4.00M | $3.76M | $3.84M | $4.79M | $3.27M |
| Stockholders' Equity | ($3.95M) | ($3.44M) | ($3.15M) | ($3.55M) | ($3.17M) | ($2.79M) | ($2.43M) | ($395.0K) | ($70.0K) | $2.50M |
| Retained Earnings | ($59.83M) | ($58.57M) | ($58.28M) | ($58.65M) | ($58.26M) | ($57.86M) | ($57.46M) | ($55.39M) | ($54.95M) | ($57.04M) |
Cash Flow
| Line item | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | ($15.0K) | - | - | - | ($310.0K) | - | - |
| Investing Cash Flow | - | - | - | - | - | - | - | - | - | - |
| Financing Cash Flow | - | - | - | - | - | - | - | $133.0K | - | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | -175.0% | -23.5% | -10.8% | - | -8.5% |
| Operating margin | - | - | - | - | - | -7650.0% | -1458.8% | -131.9% | - | -131.8% |
| EBITDA margin | - | - | - | - | - | - | - | -131.6% | - | - |
| Net margin | - | - | - | - | - | -9975.0% | -6094.1% | -69.6% | - | -132.6% |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | 7475.0% | 1385.3% | 120.8% | - | 122.6% |
| Effective tax rate | - | - | - | - | - | - | - | - | - | - |
| Return on assets | - | -109.2% | 135.0% | -36.4% | - | -33.1% | -155.6% | -12.9% | - | -22.5% |
| Return on equity | - | 8.6% | -12.0% | 11.2% | - | 14.3% | 85.4% | 112.7% | - | -47.5% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | 0.17 | 0.07 | 0.08 | 0.24 | 0.26 | 0.31 | 0.36 | 0.13 | 0.38 | 0.66 |
| Quick ratio | 0.17 | 0.07 | 0.08 | 0.24 | 0.26 | 0.31 | 0.36 | 0.13 | 0.38 | 0.66 |
| Cash ratio | 0.01 | - | 0.00 | - | 0.00 | 0.00 | 0.02 | 0.01 | 0.04 | 0.33 |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | -21.8x | - | - | -2.7x | -168.6x | - | - |
| Equity multiplier | -0.24 | -0.08 | -0.09 | -0.31 | -0.35 | -0.43 | -0.55 | -8.73 | -67.43 | 2.11 |
| Liabilities / Assets | 5.10 | 13.68 | 12.26 | 4.24 | 3.85 | 3.31 | 2.82 | 1.11 | 1.01 | 0.62 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | 0.00 | 0.03 | 0.19 | - | 0.17 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | 2984d | 166d | - | 351d |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | 66131d | 16103d | 1086d | - | 502d |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | 0.0x | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | 1.2x |
| P / S | - | - | - | - | - | 89.2x | 18.4x | 1.3x | - | 3.4x |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | -99.6% | -15.0% | 898.4% | - | -21.7% |
| Revenue CAGR (3y) | - | - | - | - | - | -66.8% | -39.7% | 41.6% | - | 88.3% |
| Revenue CAGR (5y) | - | - | - | - | - | -56.2% | -33.5% | 16.2% | - | -46.6% |
| Gross profit growth (YoY) | - | - | - | - | - | 90.8% | 92.9% | -16.9% | - | - |
| Operating income growth (YoY) | - | 3.3% | 35.5% | 66.4% | - | 74.1% | 44.5% | 50.0% | - | 47.9% |
| Net income growth (YoY) | - | 25.8% | - | 10.3% | - | 66.4% | -46.7% | 73.7% | - | 47.8% |
| EPS growth (YoY) | - | 15.4% | - | 0.0% | - | 75.5% | -4.5% | 95.2% | - | -231.3% |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -24.5% | -23.1% | -30.0% | -799.0% | -4428.6% | - | - | - | 90.3% | -45.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2024-12-31.
Product / service
$676.0K totalWholesale Telecommunication Services$569.0K · 84.2%
Digital Products And General Purpose Reloadable Cards$81.0K · 12.0%
Telecommunications$26.0K · 3.8%
Peer comparison
Same SIC group: Wholesale-Groceries & Related Products
Comparing Cuentas Inc. against the 5 most active filers in the same SIC group.