CoverageForm 410-K10-Q8-K13D13G13F

CRVL · Corvel Corp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · CRVL

Income Statement

Line itemQ1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23Q1 '23
Revenue-$235.63M$239.64M$234.71M$227.97M$224.38M$211.72M$202.30M$195.52M$190.25M
Cost of Revenue-$180.71M$181.47M$177.95M$175.12M$173.63M$163.57M$160.14M$151.27M$148.38M
Gross Profit-$54.92M$58.18M$56.76M$52.86M$50.75M$48.16M$42.16M$44.25M$41.88M
R&D----------
SG&A-$22.68M$22.28M$21.48M$22.06M$22.08M$20.12M$19.80M$19.54M$16.45M
Total Operating Expenses----------
D&A-$8.07M$7.84M$7.59M--$6.73M--$6.36M
Operating Income-$32.23M$35.90M$35.28M$30.80M$28.67M$28.04M$22.36M$24.71M$25.43M
Interest Expense----------
Income Tax-$8.06M$7.99M$8.05M$7.03M$5.27M$6.46M$5.27M$4.82M$5.62M
Net Income-$24.17M$27.91M$27.23M$23.77M$23.40M$21.58M$17.09M$19.90M$19.80M
EPS - Basic-$0.47$0.54$0.53$0.46$0.46$0.42$0.33$0.39$0.39
EPS - Diluted-$0.47$0.54$0.52$0.46$0.45$0.42$0.33$0.38$0.38

Balance Sheet

Line itemQ1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23Q1 '23
Cash & Equivalents$233.07M$230.03M$207.45M$202.03M$162.94M$138.35M$131.91M$106.99M$91.75M$86.59M
Accounts Receivable$101.31M$102.10M$104.92M$101.97M$106.18M$102.39M$97.75M$92.66M$86.94M$84.18M
Inventory----------
Accounts Payable$24.32M$25.87M$19.14M$21.18M$14.59M$13.70M$12.37M$14.93M$15.15M$14.65M
Current Assets$462.30M$463.92M$434.27M$421.62M$383.16M$363.33M$333.26M$294.39M$281.88M$267.95M
Total Assets$642.99M$644.78M$611.68M$597.45M$538.78M$518.55M$486.17M$445.00M$434.12M$417.57M
Current Liabilities$228.07M$250.45M$230.33M$235.22M$216.74M$212.86M$200.59M$188.39M$186.50M$187.73M
Long-term Debt----------
Total Liabilities$248.75M$269.06M$248.90M$254.92M$237.93M$235.78M$222.30M$211.47M$211.55M$210.59M
Stockholders' Equity$394.23M$375.72M$362.78M$342.53M$300.85M$282.77M$263.87M$233.53M$222.57M$206.98M
Retained Earnings$1.01B$982.40M$958.23M$930.32M$876.67M$852.89M$829.50M$788.47M$771.37M$751.47M

Cash Flow

Line itemQ1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23Q1 '23
Operating Cash Flow---$55.01M--$40.44M--$36.63M
Investing Cash Flow---($15.46M)--($7.67M)--($5.05M)
Financing Cash Flow---($8.11M)--($6.42M)--($16.31M)
CapEx---$15.46M--$7.67M--$5.05M
Free Cash Flow---$39.55M--$32.77M--$31.58M

Ratios

MetricQ1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q2 '23Q1 '23
Profitability
Gross margin-23.3%24.3%24.2%23.2%22.6%22.7%20.8%22.6%22.0%
Operating margin-13.7%15.0%15.0%13.5%12.8%13.2%11.1%12.6%13.4%
EBITDA margin-17.1%18.3%18.3%--16.4%--16.7%
Net margin-10.3%11.6%11.6%10.4%10.4%10.2%8.5%10.2%10.4%
Free cash flow margin---16.8%--15.5%--16.6%
FCF / Net income---1.45--1.52--1.59
R&D / Revenue----------
SG&A / Revenue-9.6%9.3%9.2%9.7%9.8%9.5%9.8%10.0%8.6%
Effective tax rate-25.0%22.3%22.8%22.8%18.4%23.0%23.6%19.5%22.1%
Return on assets-3.7%4.6%4.6%4.4%4.5%4.4%3.8%4.6%4.7%
Return on equity-6.4%7.7%8.0%7.9%8.3%8.2%7.3%8.9%9.6%
Return on invested capital----------
Liquidity
Current ratio2.031.851.891.791.771.711.661.561.511.43
Quick ratio2.031.851.891.791.771.711.661.561.511.43
Cash ratio1.020.920.900.860.750.650.660.570.490.46
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage----------
Equity multiplier1.631.721.691.741.791.831.841.911.952.02
Liabilities / Assets0.390.420.410.430.440.450.460.480.490.50
Efficiency
Asset turnover-0.370.390.390.420.430.440.450.450.46
Inventory turnover----------
Days sales outstanding-158d160d159d170d167d169d167d162d161d
Days inventory outstanding----------
Days payable outstanding-52d39d43d30d29d28d34d37d36d
Cash conversion cycle----------
Valuation
P / E-144.0x143.4x197.7x241.9x242.1x203.4x249.7x171.0x169.7x
P / B-9.3x11.0x15.6x19.2x6.7x5.6x6.1x5.1x5.4x
P / S-14.8x16.7x22.7x25.4x8.4x6.9x7.1x5.8x5.9x
EV / EBITDA-80.9x86.8x119.7x--38.4x--32.5x
Growth
Revenue growth (YoY)-3.4%6.8%10.9%12.7%14.8%11.3%12.8%10.2%7.9%
Revenue CAGR (3y)-9.5%10.5%10.0%17.2%18.2%17.8%11.0%10.0%8.2%
Revenue CAGR (5y)-9.7%10.3%9.3%10.1%8.7%9.0%---
Gross profit growth (YoY)-3.9%14.6%17.9%25.4%14.7%15.0%4.5%22.6%5.0%
Operating income growth (YoY)-4.6%25.2%25.9%37.7%16.0%10.3%0.7%33.3%20.0%
Net income growth (YoY)-1.7%19.3%26.2%39.1%17.6%8.9%1.5%35.8%18.7%
EPS growth (YoY)-2.2%20.0%24.8%39.4%17.4%9.6%-65.6%-53.8%-59.6%
EPS CAGR (3y)--21.2%-13.3%-17.9%-10.0%-11.5%-3.2%-12.9%-17.8%-18.8%
EPS CAGR (5y)--1.2%-4.8%-6.0%-3.2%-7.7%-7.6%-8.0%-2.7%-3.7%
FCF growth (YoY)---20.7%--3.8%--45.9%
FCF CAGR (5y)---16.6%--12.2%--14.5%
Book value growth (YoY)15.1%24.9%28.3%29.8%28.8%27.0%27.5%19.9%12.5%0.7%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2026-03-31.

Product / service

$958.53M total
Patient Management Services$596.70M · 62.3%
Network Solutions Services$361.82M · 37.7%

Peer comparison

Same SIC group: Insurance Agents, Brokers & Service

CompanyRevenue (last FY)Net marginROE
WTW$9.71B16.5%20.1%
ERIE$4.07B13.8%24.5%
ACT$1.24B55.7%12.8%
AJG$13.94B10.7%6.4%
MRSH$26.98B15.4%27.2%

Comparing CORVEL CORP against the 5 most active filers in the same SIC group.