CoverageForm 410-K10-Q8-K13D13G13F

CRCL · Circle Internet Group, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · CRCL

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q4 '23Q4 '22
Revenue$694.13M-$739.76M$430.03M---
Cost of Revenue-------
Gross Profit-------
R&D-------
SG&A$30.68M-$33.34M$35.73M---
Total Operating Expenses$137.99M-$124.26M$131.41M---
D&A$13.88M-$23.00M$12.63M---
Operating Income$45.00M-$81.02M$50.25M---
Interest Expense$38.0K-$548.0K$344.0K---
Income Tax$1.44M-($61.29M)$19.24M---
Net Income$55.25M-$214.38M($482.10M)---
EPS - Basic$0.23-$0.93$0.00---
EPS - Diluted$0.00-$0.64($4.48)---

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q4 '23Q4 '22
Cash & Equivalents$848.61M$1.53B$577.28M$457.46M-$368.62M$36.67B
Accounts Receivable$72.17M$62.87M$22.15M$6.42M---
Inventory-------
Accounts Payable-------
Current Assets$79.60B$77.80B$75.90B$45.16B---
Total Assets$80.54B$78.71B$76.78B$45.83B---
Current Liabilities$77.06B$75.33B$73.70B$44.03B---
Long-term Debt-------
Total Liabilities$77.11B$75.38B$73.76B$44.12B---
Stockholders' Equity$3.43B$3.33B$3.02B$408.16M$570.53M$339.47M($252.10M)
Retained Earnings($1.24B)($1.29B)($1.43B)($1.22B)---

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q4 '23Q4 '22
Operating Cash Flow$21.08M------
Investing Cash Flow($25.23M)------
Financing Cash Flow$16.26B------
CapEx$5.86M------
Free Cash Flow$15.21M------

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q4 '23Q4 '22
Profitability
Gross margin-------
Operating margin6.5%-11.0%11.7%---
EBITDA margin8.5%-14.1%14.6%---
Net margin8.0%-29.0%-112.1%---
Free cash flow margin2.2%------
FCF / Net income0.28------
R&D / Revenue-------
SG&A / Revenue4.4%-4.5%8.3%---
Effective tax rate2.5%--40.0%----
Return on assets0.1%-0.3%-1.1%---
Return on equity1.6%-7.1%-118.1%---
Return on invested capital-------
Liquidity
Current ratio1.031.031.031.03---
Quick ratio1.031.031.031.03---
Cash ratio0.010.020.010.01---
Leverage
Debt / Equity-------
Debt / Assets-------
Debt / EBITDA-------
Interest coverage1184.3x-147.8x146.1x---
Equity multiplier23.5023.6425.40112.29---
Liabilities / Assets0.960.960.960.96---
Efficiency
Asset turnover0.01-0.010.01---
Inventory turnover-------
Days sales outstanding38d-11d5d---
Days inventory outstanding-------
Days payable outstanding-------
Cash conversion cycle-------
Valuation
P / E--207.2x----
P / B7.4x-11.7x31.3x---
P / S36.7x-47.8x29.7x---
EV / EBITDA417.7x-334.3x195.7x---
Growth
Revenue growth (YoY)-------
Revenue CAGR (3y)-------
Revenue CAGR (5y)-------
Gross profit growth (YoY)-------
Operating income growth (YoY)-------
Net income growth (YoY)-------
EPS growth (YoY)-------
EPS CAGR (3y)-------
EPS CAGR (5y)-------
FCF growth (YoY)-------
FCF CAGR (5y)-------
Book value growth (YoY)-483.6%--68.1%--

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$109.82M total
Subscription And Services$84.78M · 77.2%
Transaction Revenue$24.34M · 22.2%
Other Services$702.0K · 0.6%

Peer comparison

Same SIC group: Finance Services

CompanyRevenue (last FY)Net marginROE
SYF--21.2%
COIN$7.18B17.6%8.5%
LDI$1.19B-5.3%-16.2%
UPST$1.04B5.1%6.7%
AXP$72.23B15.0%32.4%

Comparing Circle Internet Group against the 5 most active filers in the same SIC group.