CoverageForm 410-K10-Q8-K13D13G13F

BENF · Beneficient - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · BENF

Income Statement

Line itemQ3 '26Q2 '26Q1 '26Q1 '25Q3 '25Q2 '25Q1 '24Q3 '24Q2 '24Q1 '23
Revenue$18.67M($2.76M)($12.62M)$10.05M$4.42M$8.56M($37.04M)($10.23M)($42.76M)-
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses$14.73M$15.10M$80.03M($34.29M)$13.93M$22.28M$48.91M$33.76M$35.05M-
D&A--$242.0K$414.0K--$777.0K---
Operating Income$3.94M($17.86M)($92.65M)$44.34M($9.51M)($13.71M)($85.95M)($915.95M)($381.76M)-
Interest Expense------$3.78M$4.15M$3.59M-
Income Tax$0$43.0K$0$28.0K$713.0K$0$397.0K$75.0K$887.0K-
Net Income$19.91M($3.63M)($65.08M)$47.67M($8.64M)$12.91M($53.97M)($542.17M)($371.74M)-
EPS - Basic----------
EPS - Diluted----------

Balance Sheet

Line itemQ3 '26Q2 '26Q1 '26Q1 '25Q3 '25Q2 '25Q1 '24Q3 '24Q2 '24Q1 '23
Cash & Equivalents$7.87M$4.90M$7.61M$1.35M$4.15M$4.48M$7.91M$11.25M$2.39M$8.73M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$337.86M$316.23M$334.51M$354.88M$400.01M$368.79M$368.50M$500.56M$1.46B$2.91B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$375.90M$368.53M$364.38M$299.27M$295.23M$256.45M$309.57M$245.54M$273.69M$231.79M
Stockholders' Equity($128.57M)($142.83M)($120.40M)($34.92M)$14.26M($13.19M)($192.12M)$3.97M$1.81B$748.19M
Retained Earnings($2.06B)($2.08B)($2.07B)($2.01B)($2.01B)($2.00B)($2.06B)($1.99B)($1.45B)-

Cash Flow

Line itemQ3 '26Q2 '26Q1 '26Q1 '25Q3 '25Q2 '25Q1 '24Q3 '24Q2 '24Q1 '23
Operating Cash Flow--($10.84M)($10.65M)--($13.91M)---
Investing Cash Flow--$26.45M$6.39M--$10.57M---
Financing Cash Flow--($9.35M)$991.0K--($2.98M)---
CapEx--$96.0K$664.0K--$338.0K---
Free Cash Flow--($10.93M)($11.31M)--($14.25M)---

Ratios

MetricQ3 '26Q2 '26Q1 '26Q1 '25Q3 '25Q2 '25Q1 '24Q3 '24Q2 '24Q1 '23
Profitability
Gross margin----------
Operating margin21.1%646.5%734.0%441.3%-215.3%-160.2%232.0%8949.2%892.8%-
EBITDA margin--732.0%445.5%--229.9%---
Net margin106.7%131.3%515.5%474.5%-195.5%150.8%145.7%5297.2%869.3%-
Free cash flow margin--86.6%-112.6%--38.5%---
FCF / Net income--0.17-0.24--0.26---
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate0.0%--0.1%-0.0%----
Return on assets5.9%-1.1%-19.5%13.4%-2.2%3.5%-14.6%-108.3%-25.5%-
Return on equity-15.5%2.5%54.1%-136.5%-60.6%-97.9%28.1%-13646.3%-20.6%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage-------22.7x-220.9x-106.3x-
Equity multiplier-2.63-2.21-2.78-10.1628.05-27.96-1.92125.990.813.89
Liabilities / Assets1.111.171.090.840.740.700.840.490.190.08
Efficiency
Asset turnover0.06-0.01-0.040.030.010.02-0.10-0.02-0.03-
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B----------
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)322.5%-132.3%-225.7%-127.1%-143.2%-120.0%----
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)--30.3%--99.0%96.4%----
Net income growth (YoY)----98.4%-----
EPS growth (YoY)----------
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)--3.4%20.6%------
FCF CAGR (5y)----------
Book value growth (YoY)--982.7%-244.7%81.8%258.9%-----24.6%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-03-31.

Business segments

$55.93M total
Ben Liquidity$42.60M · 76.2%
Ben Custody$21.60M · 38.6%
Customer Ex Alt Trusts($8.27M) · -14.8%

Peer comparison

Same SIC group: Finance Services

CompanyRevenue (last FY)Net marginROE
SYF--21.2%
COIN$7.18B17.6%8.5%
LDI$1.19B-5.3%-16.2%
UPST$1.04B5.1%6.7%
AXP$72.23B15.0%32.4%

Comparing Beneficient against the 5 most active filers in the same SIC group.