CoverageForm 410-K10-Q8-K13D13G13F

ATCH · Atlasclear Holdings, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · ATCH

Income Statement

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q1 '24Q4 '23Q2 '23
Revenue$4.20M$5.06M$4.25M$2.75M$2.54M$2.80M-$1.27M--
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses$7.13M$7.51M$5.13M$611.9K$3.62M$3.75M-$15.14M--
D&A---$4.6K$4.4K$4.6K-$3.0K--
Operating Income($2.93M)($2.46M)($877.2K)($1.15M)($1.07M)($640.8K)-($13.87M)--
Interest Expense$432.6K$18.9K$1.43M$2.67M$521.4K$1.46M-$497.1K--
Income Tax($195.6K)$196.0K($153.0K)($85.4K)($304.2K)$141.2K-($6.0K)--
Net Income($1.93M)$6.78M($440.3K)($419.7K)($2.90M)($256.0K)-($88.58M)--
EPS - Basic($1.25)$0.05$41.92-------
EPS - Diluted($1.25)($1.11)($1.90)-------

Balance Sheet

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q1 '24Q4 '23Q2 '23
Cash & Equivalents$16.71M$23.08M$2.69M$7.53M$7.81M$6.82M$6.56M$7.19M$619.6K$1.13M
Accounts Receivable----------
Inventory----------
Accounts Payable---$803.9K$803.9K$803.9K----
Current Assets$46.92M$51.81M$47.21M$34.93M$29.69M$29.93M$29.60M$32.06M$678.4K$1.21M
Total Assets$73.92M$77.62M$73.63M$60.89M$55.01M$55.99M$57.47M$76.37M$55.48M$58.62M
Current Liabilities$30.82M$33.17M$49.63M$41.00M$41.95M$37.00M$51.32M$46.65M$12.06M$9.11M
Long-term Debt$259.1K$8.07M$980.1K-------
Total Liabilities$51.66M$55.94M$66.78M$67.69M$68.97M$79.16M$95.58M$80.43M$12.37M$9.42M
Stockholders' Equity$22.26M$21.68M$6.86M($6.80M)($13.96M)($23.16M)($38.11M)($7.56M)($11.51M)($7.91M)
Retained Earnings($135.50M)($133.57M)($142.96M)($142.52M)($140.85M)($137.53M)($148.27M)($101.22M)($11.51M)($7.91M)

Cash Flow

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q1 '24Q4 '23Q2 '23
Operating Cash Flow--($2.50M)--($638.0K)-($13.34M)--
Investing Cash Flow--($65.0K)--$4.15M-$80.96M--
Financing Cash Flow--$5.14M--$148.4K-($40.68M)--
CapEx----------
Free Cash Flow----------

Ratios

MetricQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q1 '24Q4 '23Q2 '23
Profitability
Gross margin----------
Operating margin-69.8%-48.6%-20.6%-41.8%-42.2%-22.9%--1091.5%--
EBITDA margin----41.7%-42.0%-22.7%--1091.3%--
Net margin-46.0%134.2%-10.4%-15.3%-114.1%-9.1%--6970.8%--
Free cash flow margin----------
FCF / Net income----------
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate-2.8%--------
Return on assets-2.6%8.7%-0.6%-0.7%-5.3%-0.5%--116.0%--
Return on equity-8.7%31.3%-6.4%6.2%20.8%1.1%-1171.1%--
Return on invested capital-10.3%-8.0%-8.8%-------
Liquidity
Current ratio1.521.560.950.850.710.810.580.690.060.13
Quick ratio1.521.560.950.850.710.810.580.690.060.13
Cash ratio0.540.700.050.180.190.180.130.150.050.12
Leverage
Debt / Equity0.010.370.14-------
Debt / Assets0.000.100.01-------
Debt / EBITDA----------
Interest coverage-6.8x-129.6x-0.6x-0.4x-2.1x-0.4x--27.9x--
Equity multiplier3.323.5810.74-8.96-3.94-2.42-1.51-10.10-4.82-7.41
Liabilities / Assets0.700.720.911.111.251.411.661.050.220.16
Efficiency
Asset turnover0.060.070.060.050.050.05-0.02--
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B0.0x1.9x0.1x-------
P / S0.1x8.1x0.2x-------
EV / EBITDA----------
Growth
Revenue growth (YoY)65.2%84.1%51.6%--120.7%----
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)-173.5%-113.7%-36.9%--95.4%----
Net income growth (YoY)33.5%--72.0%--99.7%----
EPS growth (YoY)----------
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)----------
FCF CAGR (5y)----------
Book value growth (YoY)---82.2%--206.2%-381.5%--129.8%-

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-06-30.

Business segments

$10.86M total
Single Reportable Segment$10.86M · 100.0%

Peer comparison

Same SIC group: Finance Services

CompanyRevenue (last FY)Net marginROE
SYF--21.2%
COIN$7.18B17.6%8.5%
LDI$1.19B-5.3%-16.2%
UPST$1.04B5.1%6.7%
AXP$72.23B15.0%32.4%

Comparing AtlasClear Holdings against the 5 most active filers in the same SIC group.