ARGO · Argo Group International Holdings, Ltd. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $336.50M | $278.80M | - | $296.40M | $380.70M | $378.70M | - | $378.40M | $364.30M | $401.70M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | $11.40M | - | - | - | $46.10M | - | - | - | $4.30M |
| Operating Income | $74.80M | $38.50M | - | ($166.70M) | $18.30M | $27.20M | - | ($29.30M) | ($3.60M) | ($42.30M) |
| Interest Expense | $8.40M | $8.70M | - | $8.70M | $8.20M | $8.70M | - | $8.70M | $8.20M | $8.50M |
| Income Tax | $16.00M | $8.30M | - | ($34.40M) | $5.60M | $1.60M | - | $17.60M | ($5.80M) | ($8.50M) |
| Net Income | $58.80M | $30.20M | - | ($132.30M) | $12.70M | $25.60M | - | ($46.90M) | $2.20M | ($33.80M) |
| EPS - Basic | - | - | - | - | - | - | - | ($1.41) | ($0.01) | ($1.04) |
| EPS - Diluted | - | - | - | - | - | - | - | ($1.41) | ($0.01) | ($1.04) |
Balance Sheet
| Line item | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $937.70M | $617.60M | $644.40M | $558.00M | $475.50M | $462.40M | $791.60M | $64.20M | $29.30M | $36.40M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $8.74B | $8.73B | $8.88B | $8.82B | $8.72B | $8.65B | $8.50B | $8.44B | $8.19B | $8.20B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.04B | $7.10B | $7.28B | $7.42B | $7.21B | $7.24B | $7.21B | $7.27B | $6.95B | $6.96B |
| Stockholders' Equity | $1.70B | $1.64B | $1.60B | $1.40B | $1.51B | $1.40B | $1.30B | $1.17B | $1.23B | $1.24B |
| Retained Earnings | ($74.00M) | ($130.10M) | ($157.70M) | ($101.00M) | $33.90M | $23.90M | $900.0K | $321.10M | $370.60M | $370.90M |
Cash Flow
| Line item | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | ($50.60M) | - | - | - | ($13.70M) | - | - | - | $39.10M |
| Investing Cash Flow | - | $26.40M | - | - | - | ($512.90M) | - | - | - | ($121.60M) |
| Financing Cash Flow | - | ($2.60M) | - | - | - | $197.40M | - | - | - | ($2.10M) |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 22.2% | 13.8% | - | -56.2% | 4.8% | 7.2% | - | -7.7% | -1.0% | -10.5% |
| EBITDA margin | - | 17.9% | - | - | - | 19.4% | - | - | - | -9.5% |
| Net margin | 17.5% | 10.8% | - | -44.6% | 3.3% | 6.8% | - | -12.4% | 0.6% | -8.4% |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.4% | 21.6% | - | - | 30.6% | 5.9% | - | - | - | - |
| Return on assets | 0.7% | 0.3% | - | -1.5% | 0.1% | 0.3% | - | -0.6% | 0.0% | -0.4% |
| Return on equity | 3.5% | 1.8% | - | -9.5% | 0.8% | 1.8% | - | -4.0% | 0.2% | -2.7% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 8.9x | 4.4x | - | -19.2x | 2.2x | 3.1x | - | -3.4x | -0.4x | -5.0x |
| Equity multiplier | 5.15 | 5.33 | 5.54 | 6.31 | 5.79 | 6.16 | 6.55 | 7.21 | 6.63 | 6.59 |
| Liabilities / Assets | 0.81 | 0.81 | 0.82 | 0.84 | 0.83 | 0.84 | 0.85 | 0.86 | 0.85 | 0.85 |
| Efficiency | ||||||||||
| Asset turnover | 0.04 | 0.03 | - | 0.03 | 0.04 | 0.04 | - | 0.04 | 0.04 | 0.05 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | -11.6% | -26.4% | - | -21.7% | 4.5% | -5.7% | - | -14.8% | -17.8% | -17.0% |
| Revenue CAGR (3y) | -8.8% | -16.8% | - | -17.5% | -11.4% | -10.2% | - | -7.8% | -7.3% | -2.7% |
| Revenue CAGR (5y) | -5.9% | -8.6% | - | -9.5% | -4.9% | -5.7% | - | -5.4% | -4.7% | -1.7% |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 308.7% | 41.5% | - | -468.9% | - | - | - | 44.5% | 12.2% | - |
| Net income growth (YoY) | 363.0% | 18.0% | - | -182.1% | 477.3% | - | - | 3.9% | - | -3280.0% |
| EPS growth (YoY) | - | - | - | - | - | - | - | 4.1% | 98.1% | -845.5% |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 12.6% | 16.7% | 23.6% | 19.3% | 21.9% | 12.9% | 5.2% | -11.6% | -15.5% | -22.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2024-12-31.
Business segments
$1.34B totalCasualty Lines Segment$658.50M · 49.2%
Run Off Lines Segment$405.80M · 30.3%
Specialty Lines Segment$275.30M · 20.6%
Peer comparison
Same SIC group: Title Insurance
Comparing Argo Group International Holdings against the 5 most active filers in the same SIC group.