AIZ · Assurant, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.42B | - | $3.23B | $3.16B | $3.07B | - | $2.97B | $2.92B | $2.88B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $335.60M | - | $331.20M | $289.00M | $183.70M | - | $151.50M | $232.90M | $292.90M | - |
| Interest Expense | $28.30M | - | $27.90M | $26.70M | $26.80M | - | $26.70M | $26.70M | $26.80M | - |
| Income Tax | $61.50M | - | $65.60M | $53.70M | $37.10M | - | $17.70M | $44.20M | $56.50M | - |
| Net Income | $274.10M | - | $265.60M | $235.30M | $146.60M | - | $133.80M | $188.70M | $236.40M | - |
| EPS - Basic | $5.47 | - | $5.22 | $4.60 | $2.86 | - | $2.56 | $3.59 | $4.50 | - |
| EPS - Diluted | $5.41 | - | $5.17 | $4.56 | $2.83 | - | $2.55 | $3.58 | $4.47 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.59B | $1.83B | $1.71B | $1.49B | $1.67B | $1.81B | $1.81B | $1.71B | $1.28B | $1.63B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $35.77B | $36.29B | $35.78B | $35.53B | $34.99B | $35.02B | $35.33B | $33.77B | $33.23B | $33.64B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $29.90B | $30.42B | $30.02B | $30.03B | $29.75B | $29.91B | $30.08B | $28.77B | $28.31B | $28.83B |
| Stockholders' Equity | $5.87B | $5.87B | $5.76B | $5.50B | $5.23B | $5.11B | $5.26B | $5.00B | $4.92B | $4.81B |
| Retained Earnings | $4.95B | $4.83B | $4.73B | $4.57B | $4.43B | $4.38B | $4.32B | $4.31B | $4.19B | $4.03B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $240.30M | - | - | - | $392.40M | - | - | - | $82.50M | - |
| Investing Cash Flow | ($282.30M) | - | - | - | ($421.60M) | - | - | - | ($328.20M) | - |
| Financing Cash Flow | ($202.60M) | - | - | - | ($118.70M) | - | - | - | ($96.20M) | - |
| CapEx | $47.70M | - | - | - | $53.40M | - | - | - | $50.80M | - |
| Free Cash Flow | $192.60M | - | - | - | $339.00M | - | - | - | $31.70M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 9.8% | - | 10.2% | 9.2% | 6.0% | - | 5.1% | 8.0% | 10.2% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 8.0% | - | 8.2% | 7.4% | 4.8% | - | 4.5% | 6.5% | 8.2% | - |
| Free cash flow margin | 5.6% | - | - | - | 11.0% | - | - | - | 1.1% | - |
| FCF / Net income | 0.70 | - | - | - | 2.31 | - | - | - | 0.13 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 18.3% | - | 19.8% | 18.6% | 20.2% | - | 11.7% | 19.0% | 19.3% | - |
| Return on assets | 0.8% | - | 0.7% | 0.7% | 0.4% | - | 0.4% | 0.6% | 0.7% | - |
| Return on equity | 4.7% | - | 4.6% | 4.3% | 2.8% | - | 2.5% | 3.8% | 4.8% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 11.9x | - | 11.9x | 10.8x | 6.9x | - | 5.7x | 8.7x | 10.9x | - |
| Equity multiplier | 6.09 | 6.18 | 6.21 | 6.46 | 6.68 | 6.86 | 6.72 | 6.75 | 6.75 | 6.99 |
| Liabilities / Assets | 0.84 | 0.84 | 0.84 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.86 |
| Efficiency | ||||||||||
| Asset turnover | 0.10 | - | 0.09 | 0.09 | 0.09 | - | 0.08 | 0.09 | 0.09 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 40.3x | - | 41.9x | 43.3x | 74.1x | - | 78.0x | 46.4x | 42.1x | - |
| P / B | 1.9x | - | 1.9x | 1.9x | 2.1x | - | 2.0x | 1.8x | 2.0x | - |
| P / S | 3.2x | - | 3.4x | 3.2x | 3.5x | - | 3.5x | 3.0x | 3.5x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 11.3% | - | 8.9% | 8.0% | 6.7% | - | 7.0% | 7.1% | 9.0% | - |
| Revenue CAGR (3y) | 9.0% | - | 8.2% | 8.0% | 7.4% | - | 4.0% | 4.8% | 5.8% | - |
| Revenue CAGR (5y) | 7.1% | - | 5.2% | 5.0% | 3.7% | - | 3.5% | 2.8% | 3.4% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 82.7% | - | 118.6% | 24.1% | -37.3% | - | -33.8% | 14.0% | 99.1% | - |
| Net income growth (YoY) | 87.0% | - | 98.5% | 24.7% | -38.0% | - | -29.6% | 20.7% | 108.1% | - |
| EPS growth (YoY) | 91.2% | - | 102.7% | 27.4% | -36.7% | - | -28.0% | 23.4% | 110.8% | - |
| EPS CAGR (3y) | 36.7% | - | 233.0% | 68.7% | 3.0% | - | -44.4% | 2.5% | 19.2% | - |
| EPS CAGR (5y) | 15.4% | - | - | 10.2% | 3.1% | - | - | 10.1% | 12.1% | - |
| FCF growth (YoY) | -43.2% | - | - | - | 969.4% | - | - | - | -85.0% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | -31.8% | - |
| Book value growth (YoY) | 12.1% | 15.0% | 9.6% | 9.9% | 6.4% | 6.2% | 17.0% | 11.6% | 11.9% | 13.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$12.85B totalGlobal Lifestyle$9.94B · 77.4%
Global Housing$2.91B · 22.6%
Geographic
$12.81B totalUS$10.55B · 82.3%
Non Us$2.27B · 17.7%
Peer comparison
Same SIC group: Insurance Carriers, NEC
Comparing ASSURANT against the 2 most active filers in the same SIC group.
Dividends
$3.36/share trailing 12 months · +10.5% YoY
| Ex-date | Per share |
|---|---|
| Feb 17, 2026 | $0.8800 |
| Dec 1, 2025 | $0.8800 |
| Sep 2, 2025 | $0.8000 |
| Jun 9, 2025 | $0.8000 |
| Feb 3, 2025 | $0.8000 |
| Dec 9, 2024 | $0.8000 |
| Sep 3, 2024 | $0.7200 |
| Jun 10, 2024 | $0.7200 |
| Feb 2, 2024 | $0.7200 |
| Nov 24, 2023 | $0.7200 |
| Aug 25, 2023 | $0.7000 |
| May 26, 2023 | $0.7000 |
| Feb 24, 2023 | $0.7000 |
| Nov 25, 2022 | $0.7000 |
| Aug 26, 2022 | $0.6800 |
| May 27, 2022 | $0.6800 |
| Feb 25, 2022 | $0.6800 |
| Nov 26, 2021 | $0.6800 |
| Aug 27, 2021 | $0.6600 |
| May 28, 2021 | $0.6600 |
| Feb 19, 2021 | $0.6600 |
| Nov 27, 2020 | $0.6600 |
| Aug 28, 2020 | $0.6300 |
| May 22, 2020 | $0.6300 |