CoverageForm 410-K10-Q8-K13D13G13F

AIG · American International Group, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · AIG

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$26.77B$27.25B$46.80B$56.44B$52.06B$43.74B
Cost of Revenue------
Gross Profit------
R&D------
SG&A$5.05B$5.53B$8.50B$9.20B$8.79B$8.40B
Total Operating Expenses------
D&A------
Operating Income$3.88B$3.87B$3.86B$14.28B$12.10B($7.29B)
Interest Expense$396.00M$462.00M$1.14B$1.13B$1.30B$1.46B
Income Tax$782.00M$1.17B($20.00M)$3.01B$2.18B($1.46B)
Net Income$3.10B($1.40B)$3.64B$10.28B$9.39B($5.94B)
EPS - Basic$5.48($2.19)$5.02$13.16$10.95($6.88)
EPS - Diluted$5.43($2.17)$4.98$13.01$10.82($6.88)

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$1.34B$1.37B$2.20B$2.22B$2.43B$3.23B
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$161.25B$161.32B$539.31B$526.63B$596.11B$586.48B
Current Liabilities------
Long-term Debt$9.19B$10.61B$231.00M$27.18B$30.16B$37.53B
Total Liabilities$120.09B$118.77B$488.00B$484.40B$527.20B$519.28B
Stockholders' Equity$41.14B$42.52B$45.35B$40.00B$65.96B$66.36B
Retained Earnings$37.19B$35.08B$37.52B$33.03B$23.79B$15.50B

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$3.31B$3.27B$6.24B$4.21B$6.28B$1.04B
Investing Cash Flow$3.19B$1.67B($7.02B)($3.63B)($3.28B)($6.20B)
Financing Cash Flow($6.54B)($5.06B)$782.00M($676.00M)($3.73B)$5.06B
CapEx--$240.00M$210.00M$343.00M$353.00M
Free Cash Flow--$6.00B$4.00B$5.94B$685.00M

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin------
Operating margin14.5%14.2%8.2%25.3%23.2%-16.7%
EBITDA margin------
Net margin11.6%-5.2%7.8%18.2%18.0%-13.6%
Free cash flow margin--12.8%7.1%11.4%1.6%
FCF / Net income--1.650.390.63-0.12
R&D / Revenue------
SG&A / Revenue18.9%20.3%18.2%16.3%16.9%19.2%
Effective tax rate20.2%--0.6%22.6%18.8%-
Return on assets1.9%-0.9%0.7%2.0%1.6%-1.0%
Return on equity7.5%-3.3%8.0%25.7%14.2%-9.0%
Return on invested capital6.2%5.8%8.5%16.4%10.2%-5.5%
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity0.220.250.010.680.460.57
Debt / Assets0.060.070.000.050.050.06
Debt / EBITDA------
Interest coverage9.8x8.4x3.4x12.7x9.3x-5.0x
Equity multiplier3.923.7911.8913.179.048.84
Liabilities / Assets0.740.740.900.920.880.89
Efficiency
Asset turnover0.170.170.090.110.090.07
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E15.8x-13.6x4.9x5.3x-
P / B1.2x1.1x1.1x1.2x0.7x0.5x
P / S1.8x1.8x1.0x0.9x0.9x0.8x
EV / EBITDA------
Growth
Revenue growth (YoY)-1.7%-41.8%-17.1%8.4%19.0%-12.1%
Revenue CAGR (3y)-22.0%-19.4%2.3%4.3%3.2%-4.1%
Revenue CAGR (5y)-9.3%-11.3%-0.2%2.6%-0.1%-5.6%
Gross profit growth (YoY)------
Operating income growth (YoY)0.2%0.3%-73.0%18.0%--
Net income growth (YoY)---64.5%9.5%--
EPS growth (YoY)---61.7%20.2%--
EPS CAGR (3y)-25.3%--51.5%--
EPS CAGR (5y)------
FCF growth (YoY)--50.2%-32.7%766.6%-
FCF CAGR (5y)----36.3%-9.9%
Book value growth (YoY)-3.3%-6.2%13.4%-39.4%-0.6%1.0%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Geographic

$26.77B total
International$14.08B · 52.6%
North America$12.70B · 47.4%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

6/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Fire, Marine & Casualty Insurance

CompanyRevenue (last FY)Net marginROE
PGR$87.67B12.9%37.3%
DGICA$978.01M8.1%12.4%
TRV$48.83B12.9%19.1%
CINF$12.63B18.9%15.0%
THG$6.59B10.0%18.5%

Comparing AMERICAN INTERNATIONAL GROUP against the 5 most active filers in the same SIC group.

Dividends

$1.80/share trailing 12 months · +12.5% YoY

Ex-datePer share
Mar 16, 2026$0.4500
Dec 16, 2025$0.4500
Sep 16, 2025$0.4500
Jun 13, 2025$0.4500
Mar 17, 2025$0.4000
Dec 16, 2024$0.4000
Sep 16, 2024$0.4000
Jun 14, 2024$0.4000
Mar 13, 2024$0.3600
Dec 13, 2023$0.3600
Sep 14, 2023$0.3600
Jun 15, 2023$0.3600
Mar 16, 2023$0.3200
Dec 14, 2022$0.3200
Sep 15, 2022$0.3200
Jun 15, 2022$0.3200
Mar 16, 2022$0.3200
Dec 15, 2021$0.3200
Sep 15, 2021$0.3200
Jun 14, 2021$0.3200
Mar 15, 2021$0.3200
Dec 11, 2020$0.3200
Sep 16, 2020$0.3200
Jun 12, 2020$0.3200

Cells marked with a small ◇ are sourced from SEC's bulk Financial Statement Data Sets, which can lose dimensional context (notably Revenue and Operating Income for issuers that report by segment). These cells will be replaced with authoritative values from the Company Facts API as the backfill completes.