CoverageForm 410-K10-Q8-K13D13G13F

AFHIF · Atlas Financial Holdings, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Income Statement

Line itemFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Revenue$4.84M$9.55M$120.60M$221.77M$221.97M$177.58M
Cost of Revenue------
Gross Profit------
R&D------
SG&A------
Total Operating Expenses$10.67M$23.00M$133.37M$285.97M$266.13M$177.07M
D&A$1.83M$3.17M$3.85M$2.91M$1.37M$1.00M
Operating Income($13.45M)($13.45M)($12.78M)($64.20M)($44.15M)$512.0K
Interest Expense$2.23M$1.93M$1.47M$1.87M$1.84M$1.03M
Income Tax$0($484.0K)$223.0K$15.81M($5.34M)($2.13M)
Net Income($5.67M)($12.73M)($20.43M)($80.01M)($38.81M)$2.65M
EPS - Basic($0.44)($1.06)($1.71)($6.67)($3.22)$0.20
EPS - Diluted($0.44)($1.06)($1.71)($6.67)($3.22)$0.19

Balance Sheet

Line itemFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Cash & Equivalents$2.27M$5.24M$9.03M$34.90M$45.62M$29.89M
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$48.19M$119.70M$150.86M$470.34M$482.50M$423.58M
Current Liabilities------
Long-term Debt------
Total Liabilities$73.69M$140.59M$159.32M$464.64M$391.86M$296.24M
Stockholders' Equity($25.50M)($20.89M)($8.46M)$5.70M$90.64M$127.34M
Retained Earnings($105.63M)($100.20M)($87.47M)($190.50M)($110.53M)($71.72M)

Cash Flow

Line itemFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Operating Cash Flow($11.66M)($24.53M)($48.76M)($26.44M)$26.47M$170.0K
Investing Cash Flow$3.35M$10.38M$67.74M$19.07M($15.91M)$8.41M
Financing Cash Flow$2.17M$3.85M($183.0K)($3.34M)$5.16M($1.05M)
CapEx$4.0K$200.0K$2.55M$9.83M$14.05M$10.18M
Free Cash Flow($11.67M)($24.73M)($51.30M)($36.27M)$12.42M($10.01M)

Ratios

MetricFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Profitability
Gross margin------
Operating margin-278.0%-140.9%-10.6%-28.9%-19.9%0.3%
EBITDA margin-240.3%-107.7%-7.4%-27.6%-19.3%0.9%
Net margin-117.2%-133.4%-16.9%-36.1%-17.5%1.5%
Free cash flow margin-241.2%-259.1%-42.5%-16.4%5.6%-5.6%
FCF / Net income2.061.942.510.45-0.32-3.78
R&D / Revenue------
SG&A / Revenue------
Effective tax rate------416.8%
Return on assets-11.8%-10.6%-13.5%-17.0%-8.0%0.6%
Return on equity22.2%60.9%241.4%-1404.0%-42.8%2.1%
Return on invested capital------
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity------
Debt / Assets------
Debt / EBITDA------
Interest coverage-6.0x-7.0x-8.7x-34.4x-24.0x0.5x
Equity multiplier-1.89-5.73-17.8382.535.323.33
Liabilities / Assets1.531.171.060.990.810.70
Efficiency
Asset turnover0.100.080.800.470.460.42
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E------
P / B------
P / S------
EV / EBITDA------
Growth
Revenue growth (YoY)-49.3%-92.1%-45.6%-0.1%25.0%13.2%
Revenue CAGR (3y)-72.1%-65.0%-12.1%12.2%29.8%33.9%
Revenue CAGR (5y)-51.4%-42.9%3.5%24.5%39.0%-
Gross profit growth (YoY)------
Operating income growth (YoY)0.0%-5.3%80.1%-45.4%--97.7%
Net income growth (YoY)55.5%37.7%74.5%-106.2%--81.7%
EPS growth (YoY)58.5%38.0%74.4%-107.1%--83.2%
EPS CAGR (3y)------36.4%
EPS CAGR (5y)------
FCF growth (YoY)52.8%51.8%-41.4%---
FCF CAGR (5y)------
Book value growth (YoY)-22.1%-146.9%--93.7%-28.8%-1.8%

Stability scores

Piotroski F-score

FY 2021 · 9-point quality

1/9
Weak
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Fire, Marine & Casualty Insurance

CompanyRevenue (last FY)Net marginROE
PGR$87.67B12.9%37.3%
DGICA$978.01M8.1%12.4%
AIG$26.77B11.6%7.5%
TRV$48.83B12.9%19.1%
CINF$12.63B18.9%15.0%

Comparing Atlas Financial Holdings against the 5 most active filers in the same SIC group.