CoverageForm 410-K10-Q8-K13D13G13F

ACRE · Ares Commercial Real Estate Corp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · ACRE

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$13.46M-$14.11M$12.56M$14.95M-$16.65M$16.80M$18.69M-
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A$1.42M-$1.73M$2.00M$1.72M-$1.94M$1.96M$2.08M-
Total Operating Expenses----------
D&A$741.0K-$2.00M$2.30M$2.18M-$967.0K$770.0K$786.0K-
Operating Income($9.57M)-$4.65M($11.04M)$9.63M-($5.88M)($6.13M)($12.32M)-
Interest Expense----------
Income Tax$30.0K-($1.0K)$0$281.0K-($3.0K)$0$2.0K-
Net Income($3.87M)-$4.65M($11.04M)($10.66M)-($5.88M)($6.13M)($39.41M)-
EPS - Basic----------
EPS - Diluted----------

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$86.16M$29.29M$84.87M$89.98M$125.50M$63.80M$68.88M$70.65M$99.52M$110.46M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$1.84B$1.62B$1.39B$1.44B$1.52B$1.75B$1.94B$2.07B$2.11B$2.28B
Current Liabilities----------
Long-term Debt-$948.18M---$718.47M---$894.82M
Total Liabilities$1.34B$1.11B$870.88M$914.94M$977.48M$1.21B$1.38B$1.49B$1.51B$1.65B
Stockholders' Equity$492.42M$509.57M$520.98M$523.70M$542.14M$540.13M$563.75M$582.26M$601.09M$625.85M
Retained Earnings($329.84M)($311.79M)($299.48M)($295.77M)($276.37M)($277.36M)($252.77M)($233.08M)($213.15M)($187.02M)

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow($56.61M)---$8.01M---$11.38M-
Investing Cash Flow($89.78M)---$298.74M---$134.02M-
Financing Cash Flow$213.56M---($243.96M)---($156.34M)-
CapEx----------
Free Cash Flow----------

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin-71.1%-33.0%-87.8%64.4%--35.3%-36.5%-65.9%-
EBITDA margin-65.6%-47.2%-69.5%79.0%--29.5%-31.9%-61.7%-
Net margin-28.7%-33.0%-87.8%-71.3%--35.3%-36.5%-210.9%-
Free cash flow margin----------
FCF / Net income----------
R&D / Revenue----------
SG&A / Revenue10.5%-12.3%15.9%11.5%-11.6%11.7%11.1%-
Effective tax rate---0.0%-------
Return on assets-0.2%-0.3%-0.8%-0.7%--0.3%-0.3%-1.9%-
Return on equity-0.8%-0.9%-2.1%-2.0%--1.0%-1.1%-6.6%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity-1.86---1.33---1.43
Debt / Assets-0.59---0.41---0.39
Debt / EBITDA----------
Interest coverage----------
Equity multiplier3.733.182.672.752.803.243.443.553.513.64
Liabilities / Assets0.730.690.630.640.640.690.710.720.720.73
Efficiency
Asset turnover0.01-0.010.010.01-0.010.010.01-
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B0.5x-0.5x0.5x0.5x-0.7x0.6x0.7x-
P / S19.7x-17.8x20.8x17.3x-22.9x21.5x21.7x-
EV / EBITDA--25.1x-11.2x-----
Growth
Revenue growth (YoY)-10.0%--15.3%-25.2%-20.0%--30.3%-32.8%-29.5%-
Revenue CAGR (3y)-20.2%--19.7%-20.6%-14.6%--15.1%-10.6%-4.1%-
Revenue CAGR (5y)-8.7%--8.8%-6.9%-6.7%--3.4%-5.0%5.7%-
Gross profit growth (YoY)----------
Operating income growth (YoY)----80.2%----173.0%-94.7%-
Net income growth (YoY)63.8%---80.2%72.9%---178.7%--
EPS growth (YoY)----------
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)----------
FCF CAGR (5y)----------
Book value growth (YoY)-9.2%-5.7%-7.6%-10.1%-9.8%-13.7%-17.5%-15.8%-16.3%-16.3%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$54.83M total
Reportable Segment$54.83M · 100.0%

Peer comparison

Same SIC group: Real Estate Investment Trusts

CompanyRevenue (last FY)Net marginROE
UMH$261.75M2.3%0.7%
ARE---9.2%
VTR$5.83B4.3%2.0%
SPG$6.36B72.7%88.8%
NYSE: KRC$1.11B0.0%0.0%

Comparing Ares Commercial Real Estate Corp against the 5 most active filers in the same SIC group.

Dividends

$0.60/share trailing 12 months · -33.3% YoY

Ex-datePer share
Mar 31, 2026$0.1500
Dec 31, 2025$0.1500
Sep 30, 2025$0.1500
Jun 30, 2025$0.1500
Mar 31, 2025$0.1500
Dec 31, 2024$0.2500
Sep 30, 2024$0.2500
Jun 28, 2024$0.2500
Mar 27, 2024$0.2500
Dec 28, 2023$0.3300
Sep 28, 2023$0.3300
Jun 29, 2023$0.3500
Mar 30, 2023$0.3500
Dec 29, 2022$0.3500
Sep 29, 2022$0.3500
Jun 29, 2022$0.3500
Mar 30, 2022$0.3500
Dec 30, 2021$0.3500
Sep 29, 2021$0.3500
Jun 29, 2021$0.3500
Mar 30, 2021$0.3500
Dec 29, 2020$0.3300
Sep 29, 2020$0.3300
Jun 29, 2020$0.3300