AAME · Atlantic American Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $53.76M | $55.29M | $50.13M | - | $44.52M | $47.67M | $47.00M | - | $44.59M | $49.19M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $769.0K | $4.22M | $1.03M | - | ($2.45M) | ($849.0K) | ($2.51M) | - | $2.14M | $2.22M |
| Interest Expense | $779.0K | $773.0K | $774.0K | - | $869.0K | $867.0K | $855.0K | - | $850.0K | $807.0K |
| Income Tax | $192.0K | $900.0K | $233.0K | - | ($456.0K) | ($165.0K) | ($508.0K) | - | $379.0K | $473.0K |
| Net Income | $577.0K | $3.32M | $802.0K | - | ($2.00M) | ($684.0K) | ($2.00M) | - | $1.76M | $1.74M |
| EPS - Basic | $0.02 | $0.16 | $0.03 | - | ($0.10) | ($0.04) | ($0.10) | - | $0.08 | $0.08 |
| EPS - Diluted | $0.02 | $0.15 | $0.03 | - | ($0.10) | ($0.04) | ($0.10) | - | $0.08 | $0.08 |
Balance Sheet
| Line item | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $34.44M | $46.42M | $35.90M | $35.57M | $23.04M | $21.21M | $21.19M | $28.30M | $23.92M | $24.25M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $430.86M | $429.34M | $388.44M | $393.43M | $386.99M | $386.01M | $365.75M | $381.26M | $361.62M | $372.95M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $321.37M | $323.17M | $286.05M | $293.81M | $281.23M | $285.33M | $262.95M | $273.99M | $262.87M | $269.47M |
| Stockholders' Equity | $109.49M | $106.17M | $102.39M | $99.61M | $105.76M | $100.67M | $102.80M | $107.28M | $98.75M | $103.49M |
| Retained Earnings | $49.84M | $49.37M | $46.15M | $45.85M | $45.54M | $47.64M | $48.42M | $50.93M | $53.26M | $52.01M |
Cash Flow
| Line item | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | ($722.0K) | - | - | - | ($5.32M) | - | - | - |
| Investing Cash Flow | - | - | $1.06M | - | - | - | ($2.79M) | - | - | - |
| Financing Cash Flow | - | - | ($4.0K) | - | - | - | $993.0K | - | - | - |
| CapEx | - | - | $264.0K | - | - | - | $39.0K | - | - | - |
| Free Cash Flow | - | - | ($986.0K) | - | - | - | ($5.36M) | - | - | - |
Ratios
| Metric | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 1.4% | 7.6% | 2.1% | - | -5.5% | -1.8% | -5.3% | - | 4.8% | 4.5% |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 1.1% | 6.0% | 1.6% | - | -4.5% | -1.4% | -4.3% | - | 3.9% | 3.5% |
| Free cash flow margin | - | - | -2.0% | - | - | - | -11.4% | - | - | - |
| FCF / Net income | - | - | -1.23 | - | - | - | 2.68 | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 25.0% | 21.3% | 22.5% | - | - | - | - | - | 17.7% | 21.3% |
| Return on assets | 0.1% | 0.8% | 0.2% | - | -0.5% | -0.2% | -0.5% | - | 0.5% | 0.5% |
| Return on equity | 0.5% | 3.1% | 0.8% | - | -1.9% | -0.7% | -1.9% | - | 1.8% | 1.7% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 1.0x | 5.5x | 1.3x | - | -2.8x | -1.0x | -2.9x | - | 2.5x | 2.7x |
| Equity multiplier | 3.94 | 4.04 | 3.79 | 3.95 | 3.66 | 3.83 | 3.56 | 3.55 | 3.66 | 3.60 |
| Liabilities / Assets | 0.75 | 0.75 | 0.74 | 0.75 | 0.73 | 0.74 | 0.72 | 0.72 | 0.73 | 0.72 |
| Efficiency | ||||||||||
| Asset turnover | 0.12 | 0.13 | 0.13 | - | 0.12 | 0.12 | 0.13 | - | 0.12 | 0.13 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 143.5x | 14.2x | 56.7x | - | - | - | - | - | 24.1x | 24.1x |
| P / B | 0.5x | 0.4x | 0.3x | - | 0.3x | 0.3x | 0.6x | - | 0.4x | 0.4x |
| P / S | 1.1x | 0.8x | 0.7x | - | 0.8x | 0.7x | 1.2x | - | 0.9x | 0.9x |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 20.8% | 16.0% | 6.7% | - | -0.2% | -3.1% | 1.6% | - | -3.8% | 10.1% |
| Revenue CAGR (3y) | 5.1% | 7.4% | -1.0% | - | -3.3% | -2.5% | -1.4% | - | -1.2% | -0.4% |
| Revenue CAGR (5y) | 3.0% | 2.1% | 4.9% | - | -1.4% | 2.0% | -3.1% | - | -0.8% | -0.1% |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | - | - | - | - | -37.8% | - | - | - |
| Net income growth (YoY) | - | - | - | - | - | - | -38.2% | - | - | - |
| EPS growth (YoY) | - | - | - | - | - | - | -25.0% | - | - | - |
| EPS CAGR (3y) | - | - | -38.7% | - | - | - | - | - | -3.9% | -35.6% |
| EPS CAGR (5y) | -26.0% | -12.9% | - | - | - | - | - | - | - | -11.8% |
| FCF growth (YoY) | - | - | 81.6% | - | - | - | 54.1% | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 3.5% | 5.5% | -0.4% | -7.1% | 7.1% | -2.7% | -1.5% | 5.0% | 0.9% | -5.1% |
Peer comparison
Same SIC group: Life Insurance
Comparing ATLANTIC AMERICAN CORP against the 5 most active filers in the same SIC group.
Dividends
$0.00/share trailing 12 months · -100.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 9, 2025 | $0.0200 |
| Apr 11, 2024 | $0.0200 |
| Aug 21, 2023 | $0.0200 |
| Apr 12, 2022 | $0.0200 |
| Apr 12, 2021 | $0.0200 |
| Apr 9, 2019 | $0.0200 |
| Apr 12, 2018 | $0.0200 |
| Apr 11, 2017 | $0.0200 |
| Apr 7, 2016 | $0.0200 |
| Apr 9, 2015 | $0.0200 |
| Nov 12, 2014 | $0.0200 |
| Mar 25, 2014 | $0.0200 |
| Mar 26, 2013 | $0.0200 |
| Dec 12, 2012 | $0.0500 |
| Mar 28, 2012 | $0.0200 |
| Mar 29, 2011 | $0.0200 |