Evans Bancorp Inc

EVBNCIK 0000842518 · Every Form 4 filed by insiders at this issuer. See financials →

Annual report (10-K)

Latest 10-K/A filed Mar 27, 2025. Sentiment + YoY language diff vs prior year. Read sections →

Signal:NeutralFull-doc fallback

Full filing:tone -0.0065

Sentiment via Loughran-McDonald lexicon · YoY diff via Jaccard similarity + paragraph set difference.

Recent 8-K announcements

Per-item disclosure feed. Item 2.02 is the earnings release.

May 5, 2025no items parsed Feb 20, 2025no items parsed Feb 4, 2025no items parsed Dec 20, 20245.07 · Submission8.01 · Other Events9.01 · Financial Statements and Exhibits Dec 13, 2024no items parsed

YoY shift: Unscored

Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K.

Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.

Per-snippet highlights

Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.

Top insiders

Most active reporters at Evans Bancorp Inc

Name	Roles	Filings
Palmer John W	10% Owner	6
Pl Capital Advisors, LLC	10% Owner	6
Pawlak Kenneth D	Officer	6
Lomeo Jody L	Director	5
Wortham Lee C	Director	5

Showing 6-10 of 21

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All filings

116 Form 4 / 4-A filings, newest first

Filed	Insider	Top transaction	Shares	Price	Value
May 2, 2025	Battle Michael A Director	DDisposition	4,452	-	-
May 2, 2025	Deperrior Dawn Director	DDisposition	2,001	-	-
May 2, 2025	James Robert A Director	DDisposition	1,227	-	-
May 2, 2025	Pawlak Kenneth D EVP - Chief Growth Officer	DDisposition	8,659.39	-	-
May 2, 2025	Lomeo Jody L Director	DDisposition	5,978	-	-

Showing 1-5 of 116

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Real-time Form 4 intelligence. Smarter insider tracking.

Filed		Top transaction	Shares	Price	Value

Evans Bancorp Inc

Annual report (10-K)

Recent 8-K announcements

Top insiders

All filings

External resources

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