Discover Financial Services

DFSCIK 0001393612 · Every Form 4 filed by insiders at this issuer. See financials →

Annual report (10-K)

Latest 10-K/A filed Mar 7, 2025. Sentiment + YoY language diff vs prior year. Read sections →

Signal:NeutralFull-doc fallback

Full filing:tone -0.0060

Sentiment via Loughran-McDonald lexicon · YoY diff via Jaccard similarity + paragraph set difference.

Recent 8-K announcements

Per-item disclosure feed. Item 2.02 is the earnings release.

May 19, 2025no items parsed May 14, 2025no items parsed Apr 23, 2025no items parsed Apr 18, 2025no items parsed Apr 18, 2025no items parsed

YoY shift: Unscored

Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K.

Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.

Per-snippet highlights

Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.

Top insiders

Most active reporters at Discover Financial Services

Name	Roles	Filings
Roemer Michael E	Officer	8
Hellen Amy	Officer	7
Owen John B	OfficerDirector	7
Minetti Carlos	Officer	6
Strle Jason	Officer	6

Showing 6-10 of 35

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All filings

168 Form 4 / 4-A filings, newest first

Filed	Insider	Top transaction	Shares	Price	Value
May 5, 2025	Hellen Amy EVP, Chief Risk Officer	FTax	176	$182.55	$32,129
Apr 3, 2025	Shepherd Michael Interim CEO & President · Director	FTax	20,633	$170.51	$3,518,133
Apr 3, 2025	Welsh Kelly R EVP, Interim CLO and GC	DDisposition	12,184	$170.51	$2,077,494
Feb 4, 2025	Owen John B Director	FTax	1,308	$201.09	$263,026
Feb 4, 2025	Toney Keith E EVP, Pres.-Credit & Dec. Mgmt.	FTax	1,222	$201.09	$245,732

Showing 21-25 of 168

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Real-time Form 4 intelligence. Smarter insider tracking.

Filed		Top transaction	Shares	Price	Value