BY Byline Bancorp, Inc. - 8-K

Item 1.01.

Entry into a Material Definitive Agreement.

As previously disclosed, on May 26, 2023, Byline Bancorp, Inc. (the “Company”) entered into a Second Amended and Restated Term Loan and Revolving Credit Agreement with CIBC Bank USA (the “Lender”). As also previously disclosed, on May 24, 2024, the Company entered into the First Amendment to the Second Amended and Restated Term Loan and Revolving Credit Agreement (the “First Amendment") with the Lender, which was effective May 26, 2024, and provided for (1) the renewal of the revolving line-of- credit facility of up to $15,000,000, and (2) extending its maturity date to May 25, 2025. As further previously disclosed, on May 21, 2025, the Company entered into the Second Amendment to the Second Amended and Restated Term Loan and Revolving Credit Agreement (the “Second Amendment”) with the Lender, which was effective May 25, 2025, and provided for (1) the renewal of the revolving line-of-credit of up to $15,000,000, and (2) extending its maturity date to May 24, 2026.

On May 22, 2026, the Company entered into the Third Amendment to the Second Amended and Restated Term Loan and Revolving Credit Agreement (the “Third Amendment”) with the Lender, which was effective May 24, 2026, and provides for (1) the renewal of the revolving line of credit facility of up to $15,000,000, and (2) extending its maturity date to May 23, 2027.

The foregoing description of the Third Amendment is only a brief summary and is qualified in its entirety by the complete terms of the Third Amendment, a copy of which is filed as Exhibit 10.1 to this current report on Form 8-K and incorporated by reference herein.

Item 2.03.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The disclosure set forth in Item 1.01 above is incorporated herein by reference.

Item 9.01.

Financial Statements and Exhibits.

(d) Exhibits.

Exhibit

No.

Description

10.1

Third Amendment to Second Amended and Restated Term Loan and Revolving Credit Agreement, dated May 22, 2026, but effective May 24, 2026, by and between Byline Bancorp, Inc. and CIBC Bank USA

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

2