Item 2.02 Results of Operations and Financial Condition. On April 23, 2026, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the quarter ended March 31, 2026 (the “Q1 2026 Earnings Release”). Copies of the Q1 2026 Earnings Release and the related financial supplement are furnished as Exhibit 99.1 and Exhibit 99.2 hereto, respectively.
BFH Bread Financial Holdings, Inc. - 8-K
Accession
0001101215-26-0000362.027.018.019.01
Item 2.02 - Results of Operations and Financial Condition
Earnings press release item. The actual results are typically in Exhibit 99.1 - fetch may not have completed.
Item 7.01 - Regulation FD Disclosure
98 words
Item 7.01 Regulation FD Disclosure. In connection with the Q1 2026 Earnings Release, on April 23, 2026, the Company posted an investor presentation to the Company’s website (at www.breadfinancial.com) on the “Investors” page under “Events & Presentations,” where the Company routinely posts, and intends to do so in the future, announcements, events, presentations, news releases and other investor information. The investor presentation may be used by the Company’s senior management during meetings and calls with analysts, investors and other market participants. Information on the Company’s website does not constitute a part of this Current Report on Form 8-K.
Item 8.01 - Other Events
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Item 8.01 Other Events. On April 23, 2026, the Company issued a press release announcing that the Board of Directors of the Company has declared: (i) a quarterly cash dividend of $21.56 per share of its 8.625% Non-Cumulative Perpetual Preferred Stock, Series A (equivalent to $0.539 per depositary share, each representing a 1/40th interest in a share of preferred stock), payable on June 15, 2026 to preferred stockholders of record at the close of business on May 29, 2026; and (ii) a quarterly cash dividend of $0.23 per share of common stock, payable on June 15, 2026 to common stockholders of record at the close of business on May 29, 2026. A copy of the press release announcing these dividends is attached as Exhibit 99.3 hereto.
Item 9.01 - Financial Statements and Exhibits
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Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Document Description 99.1 Press Release dated April 23, 2026 announcing the Company’s results of operations for the quarter ended March 31, 2026. 99.2 Financial Supplement - First Quarter 2026. 99.3 Press Release dated April 23, 2026 announcing the dividends on the Company’s preferred and common stock. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Note: Except for the information in Item 8.01 hereof (including Exhibit 99.3 hereto), the information contained in this report (including Exhibits 99.1 and 99.2) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.