Blackrock Monticello Debt Real Estate Investment Trust - 8-K

Item 1.01.

Entry into a Material Definitive Agreement.

On May 21, 2026, BlackRock Monticello Debt Real Estate Investment Trust (the “Company”) and JPMorgan Chase Bank, N.A. (“JPM”) entered into the First Amendment to Revolving Credit Agreement (the “First Amendment”), amending that certain Credit Agreement, dated as of May 22, 2025, between the Company and JPM (as amended or otherwise modified from time to time, the “JPM Credit Agreement”). Pursuant to the First Amendment, (i) the maturity date under the JPM Credit Agreement was extended to May 20, 2027, which may be extended upon the Company’s request to a date no longer than 12 months after the then-effective maturity date, subject to the consent of JPM and other customary conditions, and (ii) the applicable margin under the JPM Credit Agreement was modified.

Except as described above, the material terms of the JPM Credit Agreement remain unchanged by the First Amendment. The foregoing description of the First Amendment does not purport to be complete and is qualified in its entirety by reference to the First Amendment, a copy of which is included as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.

Item 2.03.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth in Item 1.01 is incorporated herein by reference into this Item 2.03.

Item 9.01

Financial Statements and Exhibits.

(d) Exhibits

Exhibit

No.

Description

10.1*

First Amendment to Revolving Credit Agreement, dated May 21, 2026, between BlackRock Monticello Debt Real Estate Investment Trust and JPMorgan Chase Bank, N.A.

104

Cover Page Interactive Data File (embedded within the XBRL file)

*

Portions of this exhibit have been omitted pursuant to Item 601(a)(6) and/or Item 601(b)(10)(iv) of Regulation S-K.