UBFO United Security Bancshares - 10-K
Filed Mar 26, 2026 for fiscal period ending Dec 31, 2025. See issuer overview · financials · original on SEC.gov ↗
Accession
0001137547-26-000011Signal
Material rewritefull-docYoY shift: Lean +
Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K. This filing is 0.28pp more bullish than last year's.
Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.
Per-snippet highlights
Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
Material contracts, certifications & more
7 exhibits filed with this 10-K
- Exhibit 211ubfo-20251231exhibit211.htm · 1.4 KB
- Exhibit 231ubfo-20251231exhibit231.htm · 2.3 KB
- Exhibit 311ubfo-20251231exhibit311.htm · 8.5 KB
- Exhibit 312ubfo-20251231exhibit312.htm · 8.5 KB
- Exhibit 321ubfo-20251231exhibit321.htm · 3.4 KB
- Exhibit 322ubfo-20251231exhibit322.htm · 3.5 KB
- 0001137547-26-000011-index-headers.html0001137547-26-000011-index-headers.html
- Ticker
- UBFO
- CIK
0001137547- Form Type
- 10-K
- Accession Number
0001137547-26-000011- Filed
- Mar 26, 2026
- Period
- Dec 31, 2025 (Q4 25)
- Industry
- National Commercial Banks
External resources
Permalink
https://insiderdelta.com/issuers/UBFO/10-k/0001137547-26-000011