nick Nicholas Financial Inc - 10-K/A
Filed Jul 21, 2025 for fiscal period ending Mar 31, 2025. See issuer overview · financials · original on SEC.gov ↗
Accession
0000950170-25-097297Signal
Neutralfull-docYoY shift: Unscored
Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K.
Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.
Per-snippet highlights
Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
Material contracts, certifications & more
9 exhibits filed with this 10-K
- Exhibit 10.3: Material Contractomcc-ex10_3.htm · 102.1 KB
- Exhibit 10.4omcc-ex10_4.htm · 60.0 KB
- Exhibit 10.5omcc-ex10_5.htm · 59.5 KB
- Exhibit 10.6omcc-ex10_6.htm · 57.1 KB
- Exhibit 10.14omcc-ex10_14.htm · 96.4 KB
- Exhibit 21omcc-ex21.htm · 7.9 KB
- Exhibit 31.3omcc-ex31_3.htm · 9.8 KB
- Exhibit 31.4omcc-ex31_4.htm · 11.2 KB
- 0000950170-25-097297-index-headers.html0000950170-25-097297-index-headers.html
- Ticker
- nick
- CIK
0001000045- Form Type
- 10-K/A
- Accession Number
0000950170-25-097297- Filed
- Jul 21, 2025
- Period
- Mar 31, 2025 (Q1 25)
- Industry
- Short-Term Business Credit Institutions
External resources
Permalink
https://insiderdelta.com/issuers/nick/10-k/0000950170-25-097297