SMBC Southern Missouri Bancorp, Inc. - 10-K
Filed Sep 11, 2025 for fiscal period ending Jun 30, 2025. See issuer overview · financials · original on SEC.gov ↗
Accession
0001558370-25-012001Signal
Neutralfull-docYoY shift: Neutral
Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K. This filing is 0.02pp more bullish than last year's.
Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.
Per-snippet highlights
Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
Material contracts, certifications & more
9 exhibits filed with this 10-K
- Exhibit 10smbc-20250630xex10d1.htm · 19.1 KB
- Exhibit 10smbc-20250630xex10d2.htm · 2.0 KB
- Exhibit 19smbc-20250630xex19.htm · 45.0 KB
- Exhibit 21smbc-20250630xex21.htm · 19.5 KB
- Exhibit 23smbc-20250630xex23.htm · 3.2 KB
- Exhibit 31smbc-20250630xex31d1.htm · 11.3 KB
- Exhibit 31smbc-20250630xex31d2.htm · 11.3 KB
- Exhibit 32smbc-20250630xex32.htm · 15.4 KB
- 0001558370-25-012001-index-headers.html0001558370-25-012001-index-headers.html
- Ticker
- SMBC
- CIK
0000916907- Form Type
- 10-K
- Accession Number
0001558370-25-012001- Filed
- Sep 11, 2025
- Period
- Jun 30, 2025 (Q2 25)
- Industry
- Savings Institutions, Not Federally Chartered
External resources
Permalink
https://insiderdelta.com/issuers/SMBC/10-k/0001558370-25-012001