ORRF Orrstown Financial Services Inc - 10-K
Filed Mar 12, 2026 for fiscal period ending Dec 31, 2025. See issuer overview · financials · original on SEC.gov ↗
Accession
0001628280-26-017278Signal
Neutralfull-docYoY shift: Neutral
Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K. This filing is 0.08pp more bullish than last year's.
Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.
Per-snippet highlights
Sentence-level sentiment highlighting with category and subcategory filters is coming once the snippet-scoring pipeline lands. For now, dig into the actual section text on the Sections tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
Material contracts, certifications & more
13 exhibits filed with this 10-K
- Exhibit 42ex42-descriptionofsecuriti.htm · 12.9 KB
- Exhibit 105ex105-cicxdoll.htm · 61.1 KB
- Exhibit 191ex191-insidertradingpolicy.htm · 64.4 KB
- 0001628280-26-017278-index-headers.html0001628280-26-017278-index-headers.html
- Exhibit 1022ex1022-employmentagreement.htm · 110.5 KB
- Exhibit 1024ex1024-directorxexecutiveo.htm · 24.5 KB
- Exhibit 1030ex1030-deferredcompxdoll.htm · 120.6 KB
- Exhibit 212025123110ex212025123110k.htm · 1.5 KB
- Exhibit 2312025123110ex2312025123110k.htm · 2.4 KB
- Exhibit 3112025123110ex3112025123110k.htm · 10.8 KB
- Exhibit 3122025123110ex3122025123110k.htm · 10.8 KB
- Exhibit 3212025123110ex3212025123110k.htm · 5.4 KB
- Exhibit 3222025123110ex3222025123110k.htm · 6.0 KB
- Ticker
- ORRF
- CIK
0000826154- Form Type
- 10-K
- Accession Number
0001628280-26-017278- Filed
- Mar 12, 2026
- Period
- Dec 31, 2025 (Q4 25)
- Industry
- State Commercial Banks
External resources
Permalink
https://insiderdelta.com/issuers/ORRF/10-k/0001628280-26-017278