PNC Pnc Financial Services Group, Inc. - 10-K
Filed Feb 20, 2026 for fiscal period ending Dec 31, 2025. See issuer overview · financials · original on SEC.gov ↗
Accession
0000713676-26-000020Signal
Neutralfull-docYoY shift: Unscored
Year-over-year tone shift - average net-tone change across Risk Factors and MD&A vs the prior 10-K.
Why YoY instead of absolute: the LM lexicon has ~6.6× more negative words than positive (legal/risk-disclosure language is heavy on hedging), so every 10-K reads bearish on raw tone. Year-over-year change strips that bias and surfaces the actual shift in management's framing.
Per-snippet highlights
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No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
No section text extracted for this filing. The 10-K may use a non-standard template that the parser doesn't recognize - the original doc is still linked in the Stats tab.
Material contracts, certifications & more
16 exhibits filed with this 10-K
- Exhibit 4.11a2025ex4-11xdescriptionofs.htm · 197.6 KB
- Exhibit 10.2: Material Contracta2025ex10-2x3xconformedxam.htm · 7.6 KB
- Exhibit 10.4a2025ex10-4x4xconformedxam.htm · 8.3 KB
- Exhibit 10.27a2025ex10-27markwiedmanoff.htm · 12.5 KB
- Exhibit 19.1: Insider Trading Policiesa2025ex19-1xethicsandcondu.htm · 139.3 KB
- Exhibit 19.2a2025ex19-2xinformationbar.htm · 34.8 KB
- Exhibit 19.3a2025ex19-3xcontrolroompro.htm · 64.5 KB
- Exhibit 21q42025exhibit21subsidiaries.htm · 9.3 KB
- Exhibit 22pnc-12312025xex22.htm · 2.8 KB
- Exhibit 23.1: Consent of Independent Auditorsa2025ex23-1x2025consentlet.htm · 3.7 KB
- Exhibit 24exhibit24poa.htm · 17.9 KB
- Exhibit 311pnc-12312025xex311.htm · 9.7 KB
- Exhibit 312pnc-12312025xex312.htm · 9.7 KB
- Exhibit 321pnc-12312025xex321.htm · 5.0 KB
- Exhibit 322pnc-12312025xex322.htm · 5.0 KB
- 0000713676-26-000020-index-headers.html0000713676-26-000020-index-headers.html
- Ticker
- PNC
- CIK
0000713676- Form Type
- 10-K
- Accession Number
0000713676-26-000020- Filed
- Feb 20, 2026
- Period
- Dec 31, 2025 (Q4 25)
- Industry
- National Commercial Banks
External resources
Permalink
https://insiderdelta.com/issuers/PNC/10-k/0000713676-26-000020